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Leadership
Each member has specific expertise and experience relevant to the Group’s activities and a commitment to both the values of the Group and the highest standards of corporate governance.
BEng, MSc (MgmtSc & IndEng), FTSE
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BA, MEmpLabRelLaw, GAICD
View profileMs Bowden joined Australian Unity in February 2017. Ms Bowden led the Group’s transformation agenda to reshape the enterprise operating model, putting the customer front and centre and driving new and more efficient ways of working. In September 2018, Ms Bowden was appointed to Group Executive—People & Culture. She was responsible for leading the Group’s people function including culture and capability, performance and remuneration, workplace health and safety, shared services and internal communications. Ms Bowden also led the Group’s inclusion and diversity, workplace giving and employee wellbeing strategy. In July 2022, Ms Bowden became the Group Executive—Home Health, our integrated healthcare company to support Australians to live and age well at home.
Prior to joining Australian Unity, Ms Bowden was the director of People Solutions Group Pty Ltd, a boutique consulting firm focused on operating model design and transformational change. Ms Bowden brings to Australian Unity diverse industry experience, having successfully led and supported people functions in complex, commercial environments in banking, insurance, media and healthcare. Previous clients and employers include News Limited, Suncorp, ANZ and Ramsay Health Care.
BBus
View profileMr Chesterman joined Australian Unity in June 2012. Mr Chesterman undertook senior roles in the People & Culture function before transitioning into a commercial role as General Manager for Branch Operations for almost five years. Mr Chesterman was also acting Executive General Manager for Home and Disability Services for a year during that time. In 2022, Mr Chesterman was appointed as the Group Executive—People & Culture.
Prior to Australian Unity, Mr Chesterman held multiple senior roles with KPMG across People & Culture and Strategy. Mr Chesterman has a Bachelor of Business from Queensland University of Technology.
MEI, GAICD
View profileMr Gay joined Australian Unity in 2022 with over 30 years of experience in global roles, spanning banking and financial services, logistics, entertainment and education. His expertise includes digital transformation, technology strategy, cyber, operations, data and strategic outsourcing.
Previously Mr Gay was the chief information officer with QBE in the Australian and Pacific region, the chief digital officer with BetEasy,chief information officer with ME Bank and chief technology officer for GE Capital in Australia.Mr Gay holds a Masters of entrepreneurship and innovation from Swinburne University of Technology, was named CIO of the year by CIO magazine in 2016, Finance CIO of the year in 2017 in the iTnews, and recognised for outstanding LGBTI leadership by Google and Deloitte in 2018 OUT50 awards.
BComComp, MAppSc, MAppFin
View profileMr Gopal joined in August 2026. Balaji is an experienced financial services executive with more than 20 years of leadership across wealth management, investments, superannuation, banking, digital and technology. Mr Gopal leads Australian Unity’s Wealth & Capital Markets business, with responsibility for strategy, performance and long-term growth. His role is centred on delivering strong customer outcomes while building sustainable business performance.
Prior to joining Australian Unity, Mr Gopal held several senior executive roles at Vanguard Australia over nine years. During this time, he played a key role in the organisation’s evolution into one of Australia’s leading integrated wealth businesses. His responsibilities spanned product strategy, direct investing, financial adviser services, institutional distribution, partnerships, digital platforms, customer experience and enterprise transformation.
Earlier in his career, Mr Gopal held senior leadership roles at ANZ and NAB, leading strategy, product, distribution and transformation initiatives across wealth and banking. He has extensive experience leading large, multidisciplinary businesses in complex and highly regulated environments, with a focus on long-term growth, disciplined execution and customer outcomes.
BCom, DipFP, GAICD
View profileMs Harwood joined Australian Unity in July 2002, undertaking several senior roles spanning governance, commercial operations, strategy and advocacy across the Group’s financial services, health insurance and group operations. In 2022, Ms Harwood was appointed to the role of EGM—Health Insurance, overseeing the health insurance business, and more recently to the role of Group Executive—Health Insurance in 2024.
Ms Harwood is a passionate advocate on health reform, focusing on enhancing affordability, ensuring sector sustainability and strengthening the health system for Australian Unity’s members. Prior to Australian Unity, Ms Harwood held roles in financial services. Ms Harwood has a Bachelor of Commerce and a Diploma of Financial Planning.
BEcon, LLB, GAICD
View profileMs Honig joined Australian Unity in February 2016. In her role as Group Executive— Governance, Ms Honig is responsible for managing the Group’s legal, compliance, risk, and secretariat function. She is also secretary for all Group subsidiary boards.
Prior to joining Australian Unity, Ms Honig worked for GE for 15 years, five of those years with GE Capital in the role of general counsel, overseeing the provision of legal services to GE Capital’s commercial finance, consumer finance and insurance businesses in Australia and New Zealand. Ms Honig brings to Australian Unity her executive experience in legal, compliance and company secretary functions and has worked abroad as Counsel for GE Indonesia, in operations which included transportation, energy and GE Capital. Prior to joining GE, Ms Honig was at KPMG for five years and undertook her legal training in tax at KPMG.
BCom, CA
View profileMr Mann joined Australian Unity in April 2012. He is currently the Group Executive— Finance & Strategy and Chief Financial Officer, having previously been Chief Executive Officer of the Residential Aged Care business, the Deputy Head of Finance and Group Treasurer. Mr Mann has oversight of the Group’s statutory, management and tax reporting along with strategy, treasury, capital management and procurement.
Prior to joining Australian Unity, Mr Mann worked in the United Kingdom for ten years on large-scale migration and integration projects for Lloyds TSB, Royal Bank of Scotland and Merrill Lynch Investment Managers. Mr Mann commenced his professional career, becoming a chartered accountant while working at KPMG Melbourne and also Foster’s Group Limited. Mr Mann has completed the Harvard Business School Advanced Management Program.
MBA, GAICD
View ProfileMs Moon joined Australian Unity in 2026 as Group Executive—Customer & Marketing. She brings more than 25 years of executive experience leading customer, marketing and growth functions across Australia and international markets. Prior to joining Australian Unity, Ms Moon has previously held senior leadership positions with Nuix, American Express, Luxottica (OPSM), Best&Less, Westpac and Vodafone.
Throughout her career, Ms Moon has led strategic transformations that have accelerated customer acquisition, strengthened brands, improved customer experience and delivered sustainable business growth. Her experience spans financial services, technology, telecommunications and retail, with expertise in customer strategy, marketing transformation, brand development, digital innovation and data-driven growth.
Ms Moon holds a Master of Business Administration from the University of Cambridge, a Bachelor of Arts in International Relations from Tufts University, and is a Graduate of the Australian Institute of Company Directors.
MBA (INSEAD), MEngSc, BCom
View ProfileMr Strong joined Australian Unity in 2025 as Chief of Staff and General Manager—Strategy & Alignment. He is responsible for supporting enterprise strategy, strategic alignment, transformation and mergers and acquisitions across the Group.
Mr Strong brings more than 30 years of experience in strategy, transformation and executive leadership. Prior to joining Australian Unity, he spent more than 16 years with ANZ, including over 13 years leading the Group Strategy function and most recently serving as Group Executive, Strategy & Transformation and a member of the Executive Committee.
Before joining ANZ, Mr Strong spent more than a decade with the Boston Consulting Group (BCG) across Australia, the United Kingdom and the United States, advising organisations on strategy and large-scale transformation.
Mr Strong holds an MBA with Distinction from INSEAD, a Master of Engineering Science and a Bachelor of Commerce from the University of Melbourne.
Australian Unity Membership