Apply in a few minutes
Free protection against fraud and other unauthorised transactions backed by Visa Zero Liability Protection.
Access your money anywhere in the world Visa is accepted.
Receive money in real time without having to remember bank details with Osko and your PayID.
Get up to 4 additional cards with no additional annual fees.
Cash advance interest rate | 18.99% p.a. |
1Proof of identity documents
To apply you need to be 18 years or over and a permanent Australian resident that resides in Australia.
2Contact details
Email address & phone number.
35 minutes of your time
Applying online takes only 5 minutes to complete.
1Get your documents together
2Complete the online application form
You can save and return to your application at any point.
3Count to three
We’ll contact you within 3 business days to discuss your application. Once approved your Low Rate Visa Credit Card will arrive in approximately 5-7 business days.
We help customers support the health and wellbeing of their family by creating products that help them save on health insurance and the tools to improve their financial control.
Our banking products give you the flexibility to change as your life does. Options like applying to see if you can pause your home loan repayments due to a life event or paying using your phone.
As a member-owned bank we focus on our customers, members and the community. We focus on your financial wellbeing through personalised service and competitive rates.
We’ve been helping people with their banking solutions for over 30 years and the Australian Unity Group has been around for over 175 years so we’ll be able to help you with your banking needs.
Monday to Friday - 8.30am to 5.30pm AEST
Call 1300 790 740Have us call you within 1 business day
Request a call backFees, charges and lending criteria apply and product terms and conditions available on application. Please refer to Terms of Use before applying for any product.