Interest rate for purchases
Up to 45 days interest free on purchases
Low annual fee
Pay with your smartphone using Apple Pay, Samsung Pay or Google Pay
Free protection against fraud and other unauthorised transactions backed by Visa Zero Liability Protection.
Let us know you're planning on using your card overseas to access your money anywhere in the world Visa is accepted. Transactions made overseas are subject to a conversion rate and fee, and foreign ATM fees.
Get up to 4 additional cards with no additional annual fees.
Card replacement fee within Australia
Late payment fee
Bank@Post cash or cheque deposit fee
Bank@Post withdrawal fee
Foreign currency conversion fee
Cash advance fee when withdrawing money from an overseas ATM
To apply you need to be 18 years or over and a permanent Australian resident that resides in Australia, as well as your name and email address.
The online application only takes 5 minutes to complete and you can save and return to your application at any point.
We’ll contact you within 3 business days to discuss your application. Once approved your Low Rate Visa Credit Card will arrive in approximately 5-7 business days.
Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant Terms and Conditions (including Low Rate Visa Credit Card Conditions of Use), any Product Disclosure Statement (if applicable) and Financial Services Guide before acquiring any product.
Rates stated above are subject to change without notice.
Key facts sheets Refer to Low Rate Visa Credit Card key facts sheet detailing the facts relating to the Low Rate Visa Credit Card
Our Target Market Determinations are available here.
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