Your time is now. You’ve finally got the chance to work on you. You can chase exciting opportunities, enjoy new experiences and make the most of every minute.
But whether you’re studying, completing an apprenticeship or working full-time, getting a handle on your finances now can help you do even more.
You might be wanting to take that once-in-a-lifetime trip or buy a new set of wheels. It might finally be time to move out of home. Or you might just need enough cash to catch up with friends. Either way, we’re here to help you understand and manage your money, so you can live life to the full.
Focus first on the short-term (next 12 months). What financial goals do you want to achieve that will set you on the right track? What changes do you need to make to achieve them. For example:
Next, it’s time to start thinking about things you’d like to achieve over the next 2-5 years and the changes you can make now to achieve them. Be bold and dream big. For example:
Long-term goals can be 5 years or 25 years in the future - this really depends on where you’re at in life and how comfortable you are with planning ahead. When planning for the long-term, seeking expert advice from a financial adviser is an important step because getting the right financial advice early on can put you on the path to financial wellbeing sooner. Examples include
