Private health insurance loadings, taxes and rebates
The Australian Government wants more people to take out private hospital cover to help reduce pressure on public hospitals. That's why they’ve introduced a number of different measures over the years—including rebates, loadings and surcharges—all aimed at encouraging more people to go private for hospital treatment.
Here’s an overview that helps to explain how these measures work and which ones might help you save money if you have private hospital cover.
Lifetime Health Cover (LHC) loading
Medicare Levy Surcharge (MLS)
We’re health insurers, not tax experts
That means we’re not qualified to provide you with tax advice. The information provided here is a summary only, and is intended as a guide to help you be aware of some of the factors that can affect the overall cost of your health insurance. For any tax advice or more detailed information, please contact your registered tax agent or the Australian Taxation Office at ato.gov.au or visit the Australian Government’s website at privatehealth.gov.au