A good bank is run to benefit its customers.

Fees and charges apply. Lending criteria apply for all loans and credit cards, and their product terms are available on application. Please refer to Terms of Use before applying for any product.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions (including Terms of Use), any Product Disclosure Statement (if relevant) and Financial Services Guide before acquiring any product.

Australian Unity Bank Limited is covered by the Australian Government guarantee on deposits, for more information please view our page.

Interest rates are current and are subject to change.

Australian Unity Bank Limited, ABN 30 087 652 079 AFSL No 237994 (“Australian Unity Bank”, “we”, “us”) is authorised to arrange Home, Landlord, Motor and Caravan & Trailer Insurance as agent for the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708 (Allianz). Travel insurance is arranged by us as agent for AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 trading as Allianz Global Assistance (AGA) who issue and manage Travel Insurance for the insurer Allianz.

Any advice given by Australian Unity Bank, AGA or Allianz is of a general nature only and is not based on any consideration of your objectives, financial situation or needs. Therefore, you should consider whether the advice is suitable for you and your personal circumstances. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statements available from our website. If you purchase a home, landlord, motor, caravan and trailer or pleasure craft policy, we will receive a commission from Allianz that is a percentage of the premium. If you purchase a travel insurance policy we will receive a commission from AGA that is a percentage of the premium.

Search ‘Australian Unity Bank Financial Services Guide’ to learn more. The Travel Insurance Target Market Determination is available at www.allianzpartners.com.au/policies/. Other Target Market Determinations are available by calling 1300 130 935.

Petinsurance.com.au policies entered into for the first time prior to 7 November 2023 and subsequent renewals of those policies are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted and distributed by PetSure’s Authorised Representative (AR) Pet Insurance Pty Ltd ABN 38 607 160 930, AR 1234944 (PIPL) and Australian Unity Bank Limited ABN 30 087 652 079, AFSL 237994 (AUBL). Petinsurance.com.au policies entered into for the first time on or after 7 November 2023 and subsequent renewals of those policies are issued by PetSure and promoted and distributed by PetSure’s AR, PIPL and AUBL. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing, or choosing to continue with the product. PDS and Target Market Determination available at petinsurance.com.au. It’s important that you read Australian Unity’s FSG before acting on any advice or taking out insurance through us. You can download the Australian Unity Bank FSG here.

For Pleasure Craft Insurance, Australian Unity is authorised by the insurer Allianz to refer you to Club Marine Limited ABN 12 007 588 347 AFSL 236916 (Club Marine). Pleasure Craft Insurance is issued and managed by Club Marine for the insurer Allianz. Club Marine Assist is provided by Club Marine. Assistance services are provided by AGA. Australian Unity is not authorised to provide general advice on Pleasure Craft Insurance. Any advice on this insurance is provided by Allianz and not Australian Unity. Terms and conditions apply, including limitations. Visit the Club Marine website.

¹ This 5% discount is available to customers who hold an existing Australian Unity Limited product or service, including Australian Unity Limted General Insurance, Banking, Private Health Insurance, Independent & Assisted living and tell us they are a customer when they take out a new Australian Unity Pet Insurance policy. Not available in conjunction with any other offer except where clearly expressed or communicated by Australian Unity to constitute or form part of a single offer. This offer can be withdrawn at any time by Australian Unity. Discount is applied for the first year of cover, and each year after that whilst the offer remains available. Australian Unity reserves the right to remove the discount if you cease to hold one of these products.

*1 month free - Offer commences on 12:01am AET on 30 January 2024 and ends on 11:59pm AET on 12 March 2024 (Offer Period). Offer provides new customers with one month free in their first policy year only when they purchase a Petinsurance.com.au Pet Insurance Policy through Australian Unity Bank Limited (Australian Unity) during the Offer Period (Offer). If you choose to pay by monthly or fortnightly instalments, you will not be charged an instalment for the first month of your policy, from the selected policy commencement date. The first premium will be charged on the first premium instalment of the second month of your policy. For annual payments, the month free will be deducted from your first policy year premium at the time of purchase. Offer applies to new Petinsurance.com.au Pet Insurance policies purchased through Australian Unity, during the Offer Period, online or by phone using promo code AU1MF. Eligible customers can receive the Offer in addition to the existing Australian Unity customer discount of 5% off premiums, on their first year’s premium only. Offer will cease if you change your level of cover. Not available with any other offer except for the existing Australian Unity customer discount of 5% off premiums, if applicable, and the 10% multi-pet discount for additional pets. Offer subject to the terms and conditions of the Petinsurance.com.au Pet Insurance policy. Eligibility criteria applies for Petinsurance.com.au Pet Insurance and is subject to the Petinsurance.com.au Pet Insurance terms and conditions (refer to the Product Disclosure Statement). Australian Unity reserves the right to withdraw, vary or extend this Offer at any time, without notice.