If you’ve got hospital cover with Australian Unity, you can suspend your membership under certain conditions and reinstate it later without having to re-serve any of the waiting periods that you’ve already completed.
You won’t pay any premiums during the time your cover is suspended, but you also won’t be able to claim on any hospital or extras services.
Note that you can only suspend hospital cover (including hospital and extras combinations). You cannot suspend extras only cover.
If you’ve got Overseas Visitors Cover, you can check whether you’re eligible to suspend your cover here.
You can suspend your cover for financial hardship if
Your cover can be suspended for financial hardship up to a maximum of three times over the lifetime of your membership, with each suspension being a maximum of three months. A minimum of 12 months must have passed since your last suspension (for either financial hardship or overseas travel).
Australian Unity will not pay for any hospital or extras services during the suspension period.
If you suspend your membership instead of cancelling it, you will not pay any additional LHC loading on your hospital cover when you reinstate your cover. You can find out more about LHC loading at www.australianunity.com.au/lhc
If you suspend your membership, you may no longer be exempt from the Medicare Levy Surcharge. Speak to your accountant or the Australian Tax Office to find out if this possible additional tax could outweigh what you’ll save. You can find out more about the MLS at www.australianunity.com.au/mls
As an Australian Unity member, you’re entitled to a 10% discount on travel insurance. You’ll also enjoy the assurance of a 24-hour, world-wide emergency hotline and multi-lingual staff who are experts at dealing with travel issues and emergencies.
Get a quote by calling 13 29 39.