Your price

Providing the following information will help us calculate the price that you would need to pay for your health cover.

My personal details:

Please enter your date of birth.
Please enter your partner's date of birth.

My income information:

Please enter your income to show pricing inclusive of the Australian Government Rebate (AGR) or select ‘No Rebate’ for no AGR.

 The Australian Government Rebate on private health insurance helps make private health cover more affordable. Your rebate is determined by your income and your age if you are 65 years or over. You can receive your rebate as a reduction to your price or as a rebate on your tax return. 

By providing your estimated income range, we will provide a price for your health cover that includes the Australian Government Rebate. For more information click here.

Please select an annual income range.

My insurance history:

Please answer these questions about your history of holding private hospital cover to help us determine whether a Lifetime Health Cover loading will apply to your price.

The Australian Government’s Lifetime Health Cover (LHC) loading may impact the price you pay for the private hospital part of your health cover.

If you (or if applicable your partner) did not hold private hospital cover continuously for the last 10 years; or on the 1st of July following your 31st birthday; you pay 2% extra, plus an extra 2% for every year after this date you didn’t have it. For more information on the Lifetime Health Cover (LHC) loading click here.

I have held private hospital cover continuously for the previous 10 years, or since turning 31 years old.
Please select an option.
My partner has held private hospital cover continuously for the previous 10 years, or since turning 31 years old.
Please select an option.
*If you tick this option, the price we show will not include any Lifetime Health Cover loading (LHC). Any applicable LHC loading will be confirmed once we receive a Transfer Certificate from your previous insurer.

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Need help? Call one of our health insurance experts on 13 29 39

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Compare Hospital & Extras cover
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Cover requirements
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Hospital - For the meaning of 'Covered' refer to Hospital product Fact Sheet. Extras - Benefits paid under your cover up to specified yearly limits, per person, per calendar year.
Please refer to ‘Understanding your Hospital cover’ section below.
Please refer to ‘Understanding your Hospital cover’ section below.
Cover for day procedures
Covered for day procedures. Restricted for overnight stays. Refer to product Fact Sheet for more information.
* Assumes a 4% discount for direct debit and 0% aged based discount. Any rebate and Lifetime Health Cover loading listed above has been factored into the price. First payment is minimum of one month.
+ Waiting periods may apply.
^ Waiting periods and yearly limits may apply.
The information on this page is a summary only. Please read the product Fact Sheet to understand the benefits, limits, restrictions, exclusions, waiting periods, pre-existing conditions and excesses that apply, and what it means to be 'Covered' including out-of-pocket costs.