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How we make home loans easier for you
Focused on Wellbeing
We help customers support the health and wellbeing of their family by creating a home loan package that helps them save on health insurance. Find out more.
Our home loans give you the flexibility to change as your life does. Options like applying to see if you can pause your home loan repayments due to a life event or paying using your phone to pay when you forget your wallet.
As a member-owned bank we focus on our customers, members and the community, not shareholder profit. So we focus on our personalised service and competitive rates when it comes to offering home loans.
We’ve been helping people with their banking solutions for over 30 years and the Australian Unity Group has been around for over 175 years so we’ll be able to help you with your home loan needs.
Helpful home loan information
Home loan rates
Find out what a good home loan rate looks like these days.
How to compare & find the best home loans
What to look for in a loan, and how to compare against other offers.
What you should know before you refinance.
Property investment guide
What you should know before you invest in property.
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about your account we can help you with all your banking questions.
Interest rates on this page are current as at 22 May 2019 and subject to change.
All loans and deposit products are issued by Australian Unity Bank Limited ABN 30 087 652 079 AFSL/Australian Credit Licence No. 237994
1 Available for new loans only. The rate includes a 1.17% discount off the standard variable rate for the Kickstarter Home Loan. The 1.17% discount for the Kickstarter Home Loan includes a 0.75% conditional product discount and campaign sign on discount of 0.42%. To maintain access to the ongoing discount the repayments for your loan must be debited from an Australian Unity transaction account.
2 Available for new loans only. Principal & interest loans: The rate includes a 0.87% discount off the standard variable rate for the Health Wealth Happiness Home Loan, 1.02% discount off the standard variable rate for the Health Wealth Happiness Home Loan Package. The 0.87% discount for Health Wealth Happiness Home Loan includes a 0.60% conditional product discount and a campaign sign on discount of 0.27%. The 1.02% discount for Health Wealth Happiness Home Loan Package includes a 0.60% conditional product discount and a campaign sign on discount of 0.52%. To maintain access to the ongoing discount the repayments for your loan must be debited from an Australian Unity transaction or offset account.
3 Comparison Rate is based on a secured loan $150,000 over a term of 25 years with fortnightly repayments. WARNING: the Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Normal lending criteria apply. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Comparison rates for variable Interest Only loans are based on an initial 5 year Interest Only period. Comparison rates for fixed Interest Only loans are based on an initial Interest Only period equal to the fixed period. During an interest only period, your interest only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.
What is a Comparison Rate? To find out more click here.
Fees and Charges Refer to Fees and Charges for information on current fees and charges.
About this calculator
The purpose of this calculator is to provide an estimate into the future of the total cost of education per student. It provides a result that is based upon current assumptions, such as the cost of private and public school education (which is derived from statistical data of costs paid through the Education Savings Fund operated by Lifeplan Friendly Society Limited). It assumes an annual increase of cost at the rate of 5.3%pa which is based on ABS data and using a historical period of 16 years. The information provided by this calculator is general in nature and is not intended as financial, personal or taxation advice. Neither the calculator, nor the results take into account any individual circumstances, financial situation or needs. You should consider obtaining professional advice before making any decision after using this calculator.
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If you have any questions please feel free to give us a call on
1300 617 670.