Specifically designed for self-managed super funds, Australian Unity’s SMSF Cash Management Account (CMA) allows you to hold large cash balances for trading or investing while earning a competitive interest rate.
Make a deposit of $5,000 or more with the confidence of knowing exactly how much interest you will earn. Choose a term from 1 month to 5 years and select from a range of interest payment options
Term |
Interest Credited |
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>$5000* |
At Maturity |
Half Yearly |
Annually |
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1 Month |
0.15% |
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2 Months |
0.35% |
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3 Months |
0.65% |
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4 Months |
0.60% |
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5 Months |
0.60% |
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6 Months |
0.55% |
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7 Months |
0.60% |
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8 Months |
0.60% |
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9 Months |
0.75% |
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10 Months |
0.60% |
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11 Months |
0.55% |
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1 Year |
0.65% |
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2 Years |
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0.60% |
0.65% |
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3 Years |
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0.59% |
0.64% |
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4 Years |
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0.50% |
0.55% |
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5 Years |
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0.45% |
0.50% |
Interest rates current as at 26 November 2020 and are subject to change.
This loan may assist you with new investment opportunities and strategies as it allows the Self Managed Superannuation Fund to borrow to invest in property while limiting the loan liability to that particular investment only. As part of a sound strategy, this loan may provide income and capital growth opportunities for your Self Managed Superannuation Fund. Please refer to your financial adviser before considering a SMSF Limited Recourse Loan.
Choose between variable and fixed rate options along with interest only repayments for up to 5 years.
Offset your loan with cash held in an attached SMSF cash management account. This can result in lower interest payments.
Up to 25 years for residential investment property and 15 years for commercial investment property.
Borrow up to 75% LVR for residential investment properties and 60% for commercial investment properties.
Principal and Interest |
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Current Rate p.a |
Comparison Rate p.a. |
Variable |
6.43% |
6.61% |
1 yr fixed |
5.95% |
6.56% |
2 yr fixed |
5.99% |
6.52% |
3 yr fixed |
6.19% |
6.54% |
4 yr fixed |
6.30% |
6.56% |
5 yr fixed |
6.35% |
6.57% |
Interest Only |
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Current Rate p.a |
Comparison Rate p.a. |
Variable |
6.93% |
7.11% |
1 yr fixed |
6.45% |
7.06% |
2 yr fixed |
6.49% |
7.02% |
3 yr fixed |
6.69% |
7.02% |
4 yr fixed |
6.80% |
7.06% |
5 yr fixed |
6.85% |
7.08% |
Monday to Friday - 8.30am to 5.30pm AEST
Call 1300 790 740Have us call you within 1 business day
Request a call backFees and charges apply for all transaction, savings and deposit accounts, loans and credit cards which are issued by Australian Unity Bank Limited ABN 30 087 652 079 AFSL/Australian Credit Licence No. 237994. Please refer to Terms of Use before applying for any product.