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Make a deposit of $5,000 or more with the confidence of knowing exactly how much interest you will earn. Choose a term from 1 month to 5 years and select from a range of interest payment options*.
Up to
4.40%
p.a*
Key benefits
Specifically designed for self-managed super funds, Australian Unity’s SMSF Cash Management Account (CMA) allows you to hold large cash balances for trading or investing while earning a competitive interest rate.
2.10%
p.a
Key benefits
Fees and charges apply for all transaction, savings and deposit accounts, loans and credit cards which are issued by Australian Unity Bank Limited ABN 30 087 652 079 AFSL/Australian Credit Licence No. 237994. Please refer to Terms and Conditions before applying for any product.
Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant Terms and Conditions (including Terms of Use), any Product Disclosure Statement (if applicable) and Financial Services Guide before acquiring any product.
*SMSF Term Deposits
A Term Deposit is a cash investment made with us for a fixed term at an agreed interest rate.
Minimum deposit amount is $5,000.
Please refer to the 'Schedule of Interest Rates - Investment Accounts' for the available options; interest may be added to the term deposit, or credited to an eligible Australian Unity account.
Early redemption – In accepting a fixed term deposit you agree to invest those funds with Australian Unity for the nominated term. The acceptance of an early redemption request will be subject to an interest adjustment, calculated as a percentage on the actual term of the deposit, referenced to the original maturity date.
Please read our Terms and Conditions and Privacy Policy before applying.
SMSF Limited Recourse Investor Loan
*Loan Comparison Rate is based on a secured loan $150,000 over a term of 25 years with fortnightly repayments. Comparison Rate is effective 24 November 2023. WARNING: the Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Normal lending criteria apply. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. All information is correct as at 4 June 2025 and is subject to change.
What is a Comparison Rate? To find out more click here.
Fees and Charges Refer to Fees and Charges for information on current fees and charges.
© Copyright 2018 - 2024 Australian Unity Limited. All loans and deposit products are issued by Australian Unity Bank Limited ABN 30 087 652 079 AFSL/Australian Credit Licence No. 237994. Australian Unity Bank Limited is a fully owned subsidiary of Australian Unity Limited.
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