From government funding to paying privately, there are a number of ways to pay for the services you need. If you would like to discuss your options further, please phone us on 1300 160 170 and we will be happy to assist.
Otherwise, please refer to our funding options guide.
Australian Unity support workers have the relevant experience and qualifications and that they satisfy our rigorous reference and police checks. All of our team members are committed to providing the quality of service you would expect from Australian Unity. We want you to feel comfortable knowing you will have a friendly, reliable and trusted assistant.
Once you have made initial contact with Australian Unity, one of our home services representatives will meet with you to assess your needs and discuss the services available.
We will then provide you with a detailed support plan outlining everything discussed. If you are happy to proceed, we will get to work matching you with most suited Australian Unity team member, activities, timings and funding options.
There are various costs associated with entering, living in and leaving a retirement community. Here is a list of the most common:
Entry price: This is a single up-front payment, also known as an ingoing contribution.
It’s similar to, but usually significantly less than, the purchase price of a similar residential property in the same area.
Ongoing fees: These are weekly or monthly payments that contribute to the running costs of the community. Think of them as you would body corporate fees when purchasing an apartment or ongoing maintenance costs in your own home.
The deferred fee: This is the amount that is paid by the resident when they leave the community and the property has been sold to a new resident.
This is usually a percentage of the entry price and will be agreed upon by you and Australian Unity before you move in. The actual amount you pay will depend on a number of variables, such as the community you choose to live in, how long you live there and any capital gain or loss on your home.
Make sure you discuss these fees with a legal or financial adviser so you can consider them against your own financial situation.
For more information about the financial considerations of living in a retirement community, watch our
Depending on your financial situation, you may be asked to pay one or more of the following fees to cover your care:
Daily Care Fees
All residents are expected to pay a Daily Care or Contribution to Care Fee. This equates to 85% of the single aged pension and covers your day-to-day living costs, including services such as meals, cleaning and some utilities.
These costs apply to your accommodation expenses. The Commonwealth Government will subsidise some residents, whilst others will be required to pay an amount agreed with their aged care residence.
To keep things flexible, there are three main ways for you to pay:
Refundable Accommodation Deposit (RAD)
A lump sum paid upfront before you enter your residence.
A fully refundable remaining balance should you decide to leave.
Daily Accommodation Payment (DAP)
A daily fee paid at set periods during your time in the residence.
This is based on the unpaid amount of your RAD, plus the Maximum Permissible Interest Rate (6.75% as of 1 January 2015).
A combination of RAD and DAP
Pay a percentage upfront as a RAD and then pay the rest over a set period as a DAP.
The higher your RAD, the lower your DAP—the Maximum Permissible Interest Rate will be applied to the lower unpaid amount.
Means-tested care fee
This is an additional contribution towards the cost of care that some people may be required to pay. The Department of Human Services will work out if you are eligible to pay this fee based on an assessment of your income and assets.
An ACAT Assessment is essentially your way to access aged care support. It is used to determine your eligibility for funding and to decide what level of care you require based on your circumstances and support needs.
To complete your assessment, you will need to contact My Aged Care, the Commonwealth Government body responsible for all aged care services.
You may have anyone present with you for the assessment, such as a carer or family member. If you wish, you can instruct your doctor to provide your medical history to the ACAT representative. These assessments are free.
Yes, the Australian Aged Care Quality Agency accredits and monitors care standards in all facilities.
Accreditation is the formal recognition that an aged care facility is operating in accordance with the legislative requirements of the Aged Care Act 1997 and its amendments and is providing high quality care.