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Landlord Insurance

Up to 10% discount on your first year’s premium when you buy a new policy online1,2

Why choose Landlord Insurance through Australian Unity

You've worked hard to establish your investment property and the income it provides. That is why you might want to consider Landlord Insurance for your investment.
Up to 10% discount on your first year’s premium when you buy a new policy online 1,2
Up to 30% No Claim Bonus Discount1,4
Option to pay by the month at no extra cost3
24/7 claims lodgement service

Landlord insurance offers:

  • Cover against malicious damage by your tenants

  • A choice of excess options designed to suit customers with different budgets1

  • Legal liability cover for injury to other people or their property of up to $10 million

  • Optional additional cover for Rent Default and Theft by Tenant
View PDS

Please refer to the relevant PDS for cover descriptions, terms, conditions, limits and exclusions.

Comprehensive & Third Party Property Damage Comparison Table

Buildings Contents

Key Benefits:

Accidental breakage of glass

Earthquake

Explosion

Fire or smoke

Impact damage

Lightning or thunderbolt

Malicious acts

Riot or civil commotion

Storm, rainwater or run-off

Theft, burglary or housebreaking

Tsunami

Water or other liquid damage

Contents in the open air at the risk address - up to $200

Continuation of cover when you are selling your buildings

Fusion (burnout of household electrical motors) - Limits and exclusions apply. Please refer to the PDS for details.

Legal liability - cover for injury to other people or their property - up to $10,000,000

Mortgage discharge costs - up to $2,000

Rental costs after an insured event - up to 12 months if your property is deemed uninhabitable

Available under contents cover only when the building is part of a strata title development

Replacement of locks or cylinders - up to $500

Environmental benefits - up to $5,000

Optional additional covers
Rent default and theft by tenant

Flood cover (subject to eligibility)



This is a summary of key benefits only. For the full benefits standard terms, conditions, limits and exclusions of cover, please refer to the Landlord Insurance Product Disclosure Statement (PDS).

To review the Key Facts Sheets available for Landlord Buildings and/or Contents cover, click here

Getting started

Getting the right cover is important.
That’s why we’ve put all the extra information you need in one, easy to use place.

Get a Quote

Call 1300 130 935

Mon-Fri 8.30am - 5.30pm AEST
To discuss any of the insurance products featured or obtain a quote.

More Information

Financial Services Guide

It’s important you read the relevant Financial Services Guide before acting on any advice or taking out insurance through us.

How to make a claim

Online, any time

A convenient way to lodge an insurance claim is via Allianz’s online claim form. You can submit your insurance claim notification 24 hours a day, 7 days a week.

Once your insurance claim is lodged, a friendly claims consultant will contact you as soon as possible.

  • Secure form
  • No phone queues
  • Immediate confirmation number for your reference
Submit Claim

Over the phone - 24 hours a day, 7 days a week claims hotline

Alternatively, call the claims hotline and a consultant will help you with the claims process.


Claims Hotline:
Call 1300 555 030

Important Information

Australian Unity Bank Limited ABN 30 087 652 079 AFSL 237994 is authorised to refer you online to the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708 (Allianz) and to arrange this insurance over the phone and provide you with general advice on this insurance as agent for Allianz. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement available from here.

If you purchase this insurance, we receive commission as a percentage of the premium paid for each policy up to 20%. Ask us for more details before we provide you with services. You can download the Australian Unity Bank Limited FSG here.

  1. Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to the premium charged for optional covers such as flood (where applicable).
  2. Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless stated otherwise). Other discounts may apply to insurance purchased via other methods.
  3. Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
  4. To qualify for the maximum No Claim Bonus discount of 30%, landlords must have had no landlord losses in the preceding three years. However, landlords who have had up to two claims may still qualify for reduced No Claim Bonus discount.