Landlord Insurance
Up to 10% discount on your first year’s premium when you buy a new policy online1,2
Why choose Landlord Insurance through Australian Unity
Landlord insurance offers:
- Cover against malicious damage by your tenants
- A choice of excess options designed to suit customers with different budgets1
- Legal liability cover for injury to other people or their property of up to $10 million
- Optional additional cover for Rent Default and Theft by Tenant
Comprehensive & Third Party Property Damage Comparison Table
| Buildings | Contents | |
|---|---|---|
|
Key Benefits: |
||
|
Accidental breakage of glass |
✓ |
✓ |
|
Earthquake |
✓ |
✓ |
|
Explosion |
✓ |
✓ |
|
Fire or smoke |
✓ |
✓ |
|
Impact damage |
✓ |
✓ |
|
Lightning or thunderbolt |
✓ |
✓ |
|
Malicious acts |
✓ |
✓ |
|
Riot or civil commotion |
✓ |
✓ |
|
Storm, rainwater or run-off |
✓ |
✓ |
|
Theft, burglary or housebreaking |
✓ |
✓ |
|
Tsunami |
✓ |
✓ |
|
Water or other liquid damage |
✓ |
✓ |
|
Contents in the open air at the risk address - up to $200 |
✕ |
✓ |
|
Continuation of cover when you are selling your buildings |
✓ |
✕ |
|
Fusion (burnout of household electrical motors) - Limits and exclusions apply. Please refer to the PDS for details. |
✓ |
✓ |
|
Legal liability - cover for injury to other people or their property - up to $10,000,000 |
✓ |
✓ |
|
Mortgage discharge costs - up to $2,000 |
✓ |
✕ |
|
Rental costs after an insured event - up to 12 months if your property is deemed uninhabitable |
✓ |
✓ Available under contents cover only when the building is part of a strata title development |
|
Replacement of locks or cylinders - up to $500 |
✓ |
✓ |
|
Environmental benefits - up to $5,000 |
✓ |
✕ |
| Optional additional covers | ||
| Rent default and theft by tenant |
✓ |
✓ |
| Flood cover (subject to eligibility) |
✓ |
✓ |
This is a summary of key benefits only. For the full benefits standard terms, conditions, limits and exclusions of cover, please refer to the Landlord Insurance Product Disclosure Statement (PDS).
To review the Key Facts Sheets available for Landlord Buildings and/or Contents cover, click here
Getting started
Getting the right cover is important.
That’s why we’ve put all the extra information you need in one, easy to use place.
Get a Quote
Mon-Fri 8.30am - 5.30pm AEST
To discuss any of the insurance products
featured or obtain a quote.
More Information
It’s important you read the relevant Financial Services Guide before acting on any advice or taking out insurance through us.
How to make a claim
Online, any time
A convenient way to lodge an insurance claim is via Allianz’s online claim form. You can submit your insurance claim notification 24 hours a day, 7 days a week.
Once your insurance claim is lodged, a friendly claims consultant will contact you as soon as possible.
- Secure form
- No phone queues
- Immediate confirmation number for your reference
Over the phone - 24 hours a day, 7 days a week claims hotline
Claims Hotline:
Call 1300 555 030
Important Information
Australian Unity Bank Limited ABN 30 087 652 079 AFSL 237994 is authorised to refer you online to the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708 (Allianz) and to arrange this insurance over the phone and provide you with general advice on this insurance as agent for Allianz. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement available from here.
If you purchase this insurance, we receive commission as a percentage of the premium paid for each policy up to 20%. Ask us for more details before we provide you with services. You can download the Australian Unity Bank Limited FSG here.
- Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to the premium charged for optional covers such as flood (where applicable).
- Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless stated otherwise). Other discounts may apply to insurance purchased via other methods.
- Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
- To qualify for the maximum No Claim Bonus discount of 30%, landlords must have had no landlord losses in the preceding three years. However, landlords who have had up to two claims may still qualify for reduced No Claim Bonus discount.