Landlord Insurance
Protect your investment property and landlord contents from insured events such as theft, fire, storm and malicious damage.5
You've worked hard to establish your investment property and the income it provides. That is why you might want to consider Landlord Insurance for your investment.
To discuss any of the products featured or obtain a quote, you can also
talk to a Genereal Insurance specialist on 1300 130 935, Mon-Fri 8.30am-5.30pm AEST.
Cover options available
A residential investment property needs to be appropriately protected. Landlord insurance can give you the peace of mind and confidence that your property will be looked after should something go wrong. Australian Unity Landlord Insurance covers the property and/or the contents you provide for your tenant’s use.
| Landlord Buildings | Landlord Contents |
|---|---|
| Designed to cover the physical structures that make up your property, like the house itself, garage, sheds, permanently installed swimming pools and decks. | Designed to cover items at your property – including furniture, removable domestic appliances and white goods which belong to you as the landlord and that you have provided for the use of your tenant. |
Features and benefits
Optional covers
Australian Unity Landlord Insurance do not provide advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please, refer to the Landlord Product Disclosure Statement (PDS) any applicable supplementary PDS and Landlord Buildings or Landlord Contents key fact sheets also available for reference.
Product Disclosure Statement
Key Fact Sheets - Building
Key Fact Sheets - Contents
Note: If you purchased Landlord Insurance before 16 November 2020, please refer to the relevant Landlord, any applicable supplementary PDS and Buildings or Contents Key Fact Sheet/s.
Calculators
The below calculators work as guides to help you estimate the replacement value of your home building
and/or contents. These provide estimates only and cannot be relied upon when making a claim.
How to make a claim
Online, any time
A convenient way to lodge an insurance claim is via online claim form. You can submit your insurance claim notification 24 hours a day, 7 days a week.
Once your insurance claim is lodged, a friendly claims consultant will contact you as soon as possible.
- Secure form
- No phone queues
- Immediate confirmation number for your reference
Over the phone
Alternatively, call the claims hotline on 1300 555 030 available Monday to Friday, 9am to 5pm AEST and a consultant will help you with the claims process.
More Information
It’s important you read the relevant Financial Services Guide before acting on any advice or taking out insurance through us.
Got more questions?
To discuss any of the products featured or obtain a quote, you can also
talk to a Genereal Insurance specialist on 1300 130 935, Mon-Fri 8.30am-5.30pm AEST.
Important Information
Australian Unity Bank Limited ABN 30 087 652 079 AFSL 237994 is authorised to refer you online to the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708 (Allianz) and to arrange this insurance over the phone and provide you with general advice on this insurance as agent for Allianz. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement available from here.
If you purchase this insurance, we receive commission as a percentage of the premium paid for each policy up to 20%. Ask us for more details before we provide you with services. You can download the Australian Unity Bank Limited FSG here.
Disclaimers
- When you buy a new landlord insurance policy online a discount of up to 10% is applied to your first year’s premium including for the following optional covers (if selected); Accidental damage, Flood, Motor Burnout and Portable Contents. This discount is not applied on renewal.
- If you are eligible for more than one discount, Allianz applies them in a predetermined order. This means any subsequent discount will be applied to the reduced premium amount after applying any prior discounts and the effect of the subsequent discount will be reduced. For example, the aggregate effect of applying two 10% discounts consecutively means that you will not see the full benefit of both these discounts. Discounts do not apply to taxes or government charges. Discounts do not apply to optional covers for Domestic Workers Compensation / Landlord Workers Compensation, and may not apply to other optional covers (if available and selected). Any discounts/ entitlements may be subject to rounding and may only apply to the extent that any minimum premium is not reached
- If you choose to pay your premium by instalments you do not pay us any more than if you pay your premium in one lump sum annually. The premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding. Note: Your financial institution may apply transaction fees to instalment payments.
- When you take out a new policy, we calculate your No Claims Bonus (NCB) based on your home or landlord (as applicable) insurance claims history. To qualify for the maximum No Claims Bonus of 30%, home insurance customers must have had no Building or Contents insurance claims in the preceding 5years. Landlord customers must have had no Landlord insurance claims in the preceding 3 years. However, customers who have had claims may still qualify for a reduced No Claim Bonus.
- 72-hour exclusion period may apply – please refer to the PDS for full terms, conditions, limits and exclusions before making a decision.