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Landlord Insurance

Protect your investment property and landlord contents from insured events such as theft, fire, storm and malicious damage.5

You've worked hard to establish your investment property and the income it provides. That is why you might want to consider Landlord Insurance for your investment.

Save up to 10% on your first year’s premium when you buy a new landlord policy online1,2
Pay by the month at no extra cost3
Up to 30% of No Claim Bonus Discount4
24/7 online Claims Lodgement Service

To discuss any of the products featured or obtain a quote, you can also
talk to a Genereal Insurance specialist on 1300 130 935, Mon-Fri 8.30am-5.30pm AEST.

Cover options available

A residential investment property needs to be appropriately protected. Landlord insurance can give you the peace of mind and confidence that your property will be looked after should something go wrong. Australian Unity Landlord Insurance covers the property and/or the contents you provide for your tenant’s use.

Landlord Buildings Landlord Contents
Designed to cover the physical structures that make up your property, like the house itself, garage, sheds, permanently installed swimming pools and decks. Designed to cover items at your property – including furniture, removable domestic appliances and white goods which belong to you as the landlord and that you have provided for the use of your tenant.

Australian Unity Landlord Insurance do not provide advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please, refer to the Landlord Product Disclosure Statement (PDS) any applicable supplementary PDS and Landlord Buildings or Landlord Contents key fact sheets also available for reference.

Product Disclosure Statement       Key Fact Sheets - Building      Key Fact Sheets - Contents      

Note: If you purchased Landlord Insurance before 16 November 2020, please refer to the relevant Landlord, any applicable supplementary PDS and Buildings or Contents Key Fact Sheet/s.


The below calculators work as guides to help you estimate the replacement value of your home building
and/or contents. These provide estimates only and cannot be relied upon when making a claim.

How to make a claim

Online, any time

A convenient way to lodge an insurance claim is via online claim form. You can submit your insurance claim notification 24 hours a day, 7 days a week.

Once your insurance claim is lodged, a friendly claims consultant will contact you as soon as possible.

  • Secure form
  • No phone queues
  • Immediate confirmation number for your reference

Over the phone

Alternatively, call the claims hotline on 1300 555 030 available Monday to Friday, 9am to 5pm AEST and a consultant will help you with the claims process.

More Information

Financial Services Guide

It’s important you read the relevant Financial Services Guide before acting on any advice or taking out insurance through us.

Got more questions?

To discuss any of the products featured or obtain a quote, you can also
talk to a Genereal Insurance specialist on 1300 130 935, Mon-Fri 8.30am-5.30pm AEST.

Frequently Asked Questions

Take all reasonable precautions to prevent further loss, damage or liability. Contact the police immediately to report any malicious damage, theft, attempted theft, burglary or loss of insured property. Contact the Claims Call Centre on 1300 555 030 and advise the Claims Consultant of what has happened: the Claims Consultant will help you through the landlord insurance claims process.

Flood cover is an option on both Building and Contents in Home and Landlord policies, 72-hour exclusion period applies. Please call us on 1300 130 935 to find out whether you are eligible for Flood cover. For full details of terms, conditions, limits and exclusions of all our home insurance cover options, please refer to the relevant Product Disclosure Statement any supplementary PDS and Landlord Buildings or Landlord Contents Key Fact Sheets.

You can apply to add these options to your policy when you start or renew it (or during your period of insurance by contacting Australian Unity Landlord Insurance on 1300 130 935. If you’re not sure whether you have added these cover options, you can check your policy schedule.

This insurance policy has been designed for people who are renting their property out to tenants under a residential rental agreement.

Contents owned by you (or for which you are legally responsible) and provide for the use of the tenants may also be covered under the policy.

This policy is not suitable for covering the building or contents of the home you live in. In this regard, we offer a Home and Contents product that has been specifically designed for homeowners or renters.

For more information on Home and Contents insurance, please visit the product page.

The replacement value of your buildings is not the same as the market value – you do not need to include the value of the land when calculating the buildings replacement value. 

Important Information

Australian Unity Bank Limited ABN 30 087 652 079 AFSL 237994 is authorised to refer you online to the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708 (Allianz) and to arrange this insurance over the phone and provide you with general advice on this insurance as agent for Allianz. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement available from here.

If you purchase this insurance, we receive commission as a percentage of the premium paid for each policy up to 20%. Ask us for more details before we provide you with services. You can download the Australian Unity Bank Limited FSG here.


  1. When you buy a new landlord insurance policy online a discount of up to 10% is applied to your first year’s premium including for the following optional covers (if selected); Accidental damage, Flood, Motor Burnout and Portable Contents. This discount is not applied on renewal.
  2. If you are eligible for more than one discount, Allianz applies them in a predetermined order. This means any subsequent discount will be applied to the reduced premium amount after applying any prior discounts and the effect of the subsequent discount will be reduced. For example, the aggregate effect of applying two 10% discounts consecutively means that you will not see the full benefit of both these discounts. Discounts do not apply to taxes or government charges. Discounts do not apply to optional covers for Domestic Workers Compensation / Landlord Workers Compensation, and may not apply to other optional covers (if available and selected). Any discounts/ entitlements may be subject to rounding and may only apply to the extent that any minimum premium is not reached
  3. If you choose to pay your premium by instalments you do not pay us any more than if you pay your premium in one lump sum annually. The premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding. Note: Your financial institution may apply transaction fees to instalment payments.
  4. When you take out a new policy, we calculate your No Claims Bonus (NCB) based on your home or landlord (as applicable) insurance claims history. To qualify for the maximum No Claims Bonus of 30%, home insurance customers must have had no Building or Contents insurance claims in the preceding 5years. Landlord customers must have had no Landlord insurance claims in the preceding 3 years. However, customers who have had claims may still qualify for a reduced No Claim Bonus.
  5. 72-hour exclusion period may apply – please refer to the PDS for full terms, conditions, limits and exclusions before making a decision.