What is the Lifetime Health Cover loading?

Once you turn 31, you’ve got until the following 1 July to buy private hospital cover and avoid paying the loading.

For every year you delay, you may have to pay an additional 2% on top of the cost of your private hospital cover.

Frequently Asked Questions

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My cover needs & location
Please select cover type
Please select a location
All children to be covered will be under the age of 23
All children aged 23-30 are full-time students (includes apprenticeships)
My healthcare needs
Please select hospital level
Please select extras level
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