Members get a $100 Visa gift card* with new Comprehensive Car Insurance.

Australian Unity Bank Limited ABN 30 087 652 079 AFSL 237994 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708 (Allianz). We do not provide any advice based on any consideration of your objectives, financial situation or needs. Therefore, you should consider whether the product is appropriate for you. Policy terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement available from here. The Target Market Determination is available by calling 1300 130 935.

If you purchase this insurance, we receive a commission which is a percentage of your premium, up to 10%. Ask us for more details before we provide you with services. It’s important that you read our Financial Services Guide (FSG) before acting on any advice or taking out insurance through us. You can download the Australian Unity Bank Limited FSG here.

^* This offer is available to Australian Unity members (refer to our Member Hub for details of membership eligibility) who a) purchase a new home & contents insurance policy inclusive of building cover underwritten by Allianz through Australian Unity over the phone or online and b) mention or enter the promo code MEMBER in the promo code field at the time of purchasing the insurance policy. Contents only policies are not eligible for a gift card. This offer is not available to Australian Unity staff. Australian Unity reserves the right to amend or discontinue the offer at any time. The member will receive one $200 Visa Gift Card for each home & contents insurance policy inclusive of building cover purchased. Gift cards are issued by Cuscal Ltd ABN 95 087 822 455 AFSL 244116. Cuscal Ltd deals with any funds loaded onto the card in accordance with its arrangements with Corporate Prepaid Cards Pty Ltd ABN 25 092 828 772 AFSL 509642. All gift cards will be delivered by post. Australian Unity will not be held responsible for any damaged, undelivered, lost or stolen Gift Cards and no replacement will be provided. Gift card will not be issued if premium is not paid, or policy is not current when gift card is issued. Allow 4 weeks after the start date of the new policy for delivery of the Gift Card. Visa Gift Cards are subject to the terms and conditions that appear on the Gift Card letter or at www.universalgiftcard.com.au. This offer can be altered or withdrawn at any time by Australian Unity without notice.

¹Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to the premium for optional covers.

²The online discount applies when you quote and buy new Comprehensive Motor Insurance policies online only. Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless otherwise stated). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods.

³ The Safe Driver Discount applies to Comprehensive Motor Insurance policies only. Any discount entitlement is determined by the insurance history and driving history of all drivers on the policy and the number of claims made by them. If eligible, the maximum Safe Driver Discount that may be applied on new policies is up to 10%.

⁴Applicable to Comprehensive Motor Insurance policies only, If you choose to reduce your premium by selecting the Named Driver option and naming all drivers on your policy, an unnamed driver will incur a $2,500 excess (this replaces the basic and all other excesses where applicable).

⁵Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

⁶Choice of Repairer - If you choose your own repairer, we may need a second quote from another repairer chosen by us just to make sure the quote you've received is reasonable. We may then authorise repairs, pay you reasonable repair costs or the car’s value (agreed or market value- as set out in your policy schedule) or replace your new car where policy conditions are met.

⁷Subject to the terms, conditions, limits and exclusions in the PDS.