Accidents can happen to anyone, even the most experienced driver. Car Insurance through Australian Unity can help take the worry out of driving. Whether you’re looking for comprehensive cover for your vehicle, or just for damage you cause to others, Car Insurance through Australian Unity offers a range of features and benefits designed to suit customers with different needs.
Getting a quote is easy but before you start it helps to know the level of cover that suits your needs & budget, as well as your car details, such as your number plate and driving history
Our friendly claims team will help you find a repairer, and keep you informed along the way.
A convenient way to lodge an insurance claim is via online claim form. You can submit your insurance claim notification 24 hours a day, 7 days a week.
Once your insurance claim is lodged, a friendly claims consultant will contact you as soon as possible.
Call between 8.00am to 6.30pm AEST Monday to Friday, 8.00am to 5.30pm Saturday, and a consultant will help you with the claim process.
Comprehensive Car Insurance provides cover for fire, theft, accidents and malicious damage. It also covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.
It also includes the reasonable costs of towing after a covered accident, the cost of emergency repairs up to $500, lock re-keying or re-coding if the keys to your vehicle are stolen up to $1000 and Replacement of any Child Seat or Baby Capsule in the vehicle after a covered accident up to $500 in any one incident.
Our Comprehensive Car Insurance policies include cover for accidental damage or loss to your car including flood, storm and hail. Please note that a 72 hour waiting period applies to cover for loss or damage caused by cyclone, flood or bushfire. Refer to the PDS for more information and terms and conditions including your responsibilities.
A car insurance excess is the amount you must pay for each incident when you make a claim. Unless we state otherwise, when you make a claim under the policy, you will need to pay an excess – which is a type of co-payment toward your claim.
Having an excess can help to keep the cost of premiums down by reducing the number of small claims. The amount and type of excess you will pay will be shown in your policy schedule.
For full details of conditions and exclusions please refer to your policy schedule or the relevant PDS
Comprehensive Car Insurance provides cover for theft. You also get a Rental car following theft of your vehicle, up to 30 days at a maximum rate of $100 per day, subject to the terms, conditions, limits and exclusions in the PDS.
We will extend your rental car or daily travel allowance period to the extent that we caused or contributed to the delay in repairing your vehicle.
It is important to list all drivers on your policy. If the driver is not listed on the policy and you need to make a claim, you may need to pay an age excess if they are under 25 or an unnamed driver excess where the Named driver option is selected.
For full details of the standard terms, conditions, limits and exclusions please refer to the relevant PDS.