Australian Unity Bank Limited ABN 30 087 652 079 AFSL 237994 is authorised to refer you online to the insurer Allianz Australia Insurance Limited ABN
15 000 122 850 AFSL No 234708 (Allianz) and to arrange this insurance over the phone and provide you with general advice on this insurance as agent
for Allianz. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and
exclusions apply. Before making a decision, please consider the Product Disclosure Statement available from here.
If you purchase this insurance, we receive commission as a percentage of the premium paid for each policy up to 20%. Ask us for more details before we
provide you with services. You can download the Australian Unity Bank Limited here.
* This offer is only available to customers who purchase a new Australian Unity Home & Contents or Landlord insurance policy online by February 28th,
2021. The customer will receive one $200 Visa Gift Card for the eligible Home & Contents or Landlord Insurance purchased. Gift cards are issued by
Heritage Bank Limited ABN 32 087 652 024 AFSL/ACL 240984 pursuant to a license from Visa Worldwide Pte Limited. Heritage Bank deals with any
funds loaded onto the card in accordance with its arrangements with Corporate Prepaid Cards Pty Ltd ABN 25 092 828 772 AFSL 509642. All gift cards
will be delivered by post. Australian Unity will not be held responsible for any damaged, undelivered, lost or stolen Gift Cards and no replacement will be
provided. Allow 4 weeks after the start date of the new policy for delivery of the Gift Card. Visa Gift Cards are subject to the terms and conditions that
appear on the Gift Card letter or at www.universalgiftcard.com.au. This offer can be altered, extended or withdrawn at any time by Australian Unity without notice
- When you buy a new home insurance policy online a discount of up to 10% is applied to your first year’s premium including for the following optional
covers (if selected); Accidental damage, Flood, Motor Burnout and Portable Contents. This discount is not applied on renewal.
- If you are eligible for more than one discount, Allianz applies them in a predetermined order. This means any subsequent discount will be applied to
the reduced premium amount after applying any prior discounts and the effect of the subsequent discount will be reduced. For example, the aggregate
effect of applying two 10% discounts consecutively means that you will not see the full benefit of both these discounts. Discounts do not apply to taxes
or government charges. Discounts do not apply to optional covers for Domestic Workers Compensation / Landlord Workers Compensation, and may not
apply to other optional covers (if available and selected). Any discounts/ entitlements may be subject to rounding and may only apply to the extent that
any minimum premium is not reached.
- If you choose to pay your premium by installments you do not pay us any more than if you pay your premium in one lump sum annually. The premiums
payable by installments may be subject to minor adjustments (upwards or downwards) due to rounding. Note: Your financial institution may apply transaction fees to installment payments
- When you take out a new policy, we calculate your No Claims Bonus (NCB) based on your home or landlord (as applicable) insurance claims history. To
qualify for the maximum No Claims Bonus of 30%, home insurance customers must have had no Building or Contents insurance claims in the preceding
5years. Landlord customers must have had no Landlord insurance claims in the preceding 3 years. However, customers who have had claims may still
qualify for a reduced No Claim Bonus.