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General Insurance through
Australian Unity 

Cover for what is important to you




A great range of insurance products

We have partnered with the award winning general insurer Allianz to give you access to insurance products with quick and easy claims processes. 

Please ensure you read the Product Disclosure Statement for the relevant product to understand whether the cover is right for you and for the standard terms, conditions, limits and exclusions of cover.

Home and contents

  • Up to 10% discount on your first year’s premium if you buy a new policy online1 ,2
  • Up to 30% No Claim Bonus Discount1,3
  • Cover for fraudulent use of lost or stolen credit cards with contents cover (up to a set limit)
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Landlord

  • Up to 10% discount on your first year’s premium when you buy a new policy online1,2
  • Up to 30% No Claim Bonus Discount1,3
  • Option to pay by the month at no extra cost 4
  • 24/7 claims lodgement service
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Comprehensive Motor Vehicle

  • Up to 10% discount on your first year’s premium when you buy a new comprehensive motor vehicle policy online 1,6
  • Choose your own repairer
  • Pay by the month at no extra cost 4
  • Safe driver discount for eligible drivers 1,5
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Caravan & Trailer

  • Up to $1000 cover included for accidental loss or damage to the contents in your caravan caused by a covered accident (excluding trailer)
  • Cover for accidental loss of or damage to your caravan or trailer Australia wide
  • Cover for reasonable towing costs after a covered accident to tow your caravan or trailer to the nearest repairer, place of safety or any other place which we agree to.
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Pleasure Craft Insurance

  • Up to 5% discount on your first year’s premium when you buy a new policy online 1 ,2
  • Accidental damage cover for your boat, motor and trailer, all in one policy.
  • Australia-wide cover, up to 250 nautical miles off the coast (a more restricted area may apply where noted on your policy).
  • Up to $10,000 for fishing gear, skiing or diving equipment and tools on board (up to $1,500 per item).
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Travel insurance icon

Travel

Need travel insurance?

We can refer you to Worldcare Travel Insurance.

Worldcare Travel Insurance provides a range of travel insurance options you can choose from, designed for travel within Australia or overseas.

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For full details, terms, conditions, limits and exclusions of cover, please refer to the relevant PDS and Key Facts Sheet

Attention existing QBE customers: We’re changing our insurance partner. 

As of 1 April 2019, QBE will not be offering renewal of your current insurance policy when it expires. We will be inviting you to continue your insurance relationship with us under a new insurance policy underwritten by our new partner, Allianz Australia Insurance Limited. Together with Allianz, we look forward to continuing to give you quality cover and our best service.

Important Information

Australian Unity Bank Limited, ABN 30 087 652 079 AFSL No 237994 (Australian Unity) is authorised:

  • For Home, Landlord, Motor and Caravan & Trailer Insurance, to refer you online to the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708 (Allianz) and to arrange insurance over the phone and provide you with general advice on this insurance as agent for Allianz.
  • For Pleasure Craft Insurance, to refer you to Allianz as its agent. Australian Unity is not authorised to provide general advice on Pleasure Craft Insurance. Any advice on this insurance is provided by Allianz and not Australian Unity. Pleasure Craft Insurance is issued and managed by Club Marine Limited ABN 12 007 588 347 AFSL 236916 (Club Marine). Club Marine is an agent of the insurer Allianz and is a member of the Allianz Group. Club Marine Assist is provided by Club Marine Limited. Assistance services are provided by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL No. 245631 (AWP) trading as Allianz Global Assistance.
  • For Worldcare Travel Insurance, to refer you to AWP under an arrangement with AWP. Worldcare Travel insurance is underwritten by the insurer Allianz and issued and managed by AWP, trading as Worldcare and Allianz Global Assistance.


Any advice given by Australian Unity or Allianz is of a general nature only and is not based on any consideration of your objectives, financial situation or needs. Therefore, you should consider whether the advice is suitable for you and your personal circumstances. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statements available from this page. If you purchase a home, landlord, motor, caravan and trailer or pleasure craft policy, we will receive a commission from Allianz that is a percentage of the premium. If you purchase a travel insurance policy we will not receive a commission from AWP but will receive from Allianz a reimbursement for costs associated with distribution of insurance products up to an agreed amount. For more details of how we are paid refer to our Financial Services Guide. It’s important that you read our FSG before acting on any advice or taking out insurance through us. You can download the Australian Unity Bank Limited FSG here.

1 Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to the premium charged for optional covers such as flood (where applicable).

2 Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless stated otherwise). Other discounts may apply to insurance purchased via other methods.

3 To qualify for the maximum No Claim Bonus discount of 30%, Home customers must have had no home or contents insurance claims in the preceding five years; Landlord insurance customers must have had no Landlord losses in the preceding three years. However, customers who have had up to two claims may still qualify for reduced No Claim Bonus discount.

4 Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

5 Safe Driver Discount applies to new Comprehensive Motor Insurance policies only. Any discount entitlement is determined by the insurance history and driving history of all drivers on the policy and the number of claims made by them. If eligible, the maximum Safe Driver Discount that may be applied on new policies is up to 10%.

6 The online discount applies to new comprehensive Motor Insurance policies only. Applies to the first year’s premium only (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods.

Product Disclosure Statements & Key Facts Sheets