About your Private Health Insurance Tax Statement

Changes to Tax Statement requirements for health funds

Under Australian Government changes, health funds are no longer required to automatically provide members with an annual tax statement. If you lodge your tax return online with myTax or a registered tax agent, your health insurance tax information should automatically be populated in your tax return by late July. You won’t need to enter this information yourself.

Important changes to Rebate Income Thresholds effective 1 July 2023

The Australian Government rebate helps to make private health insurance more affordable by reducing the amount you need to pay for your health insurance premiums. The rebate is income-tested and applies to both hospital and extras cover.

If you’re single and earning $144,000 or less, or a couple or family earning $288,000 or less, you may be eligible to receive a rebate on your private health insurance.

The Australian Government sets the rebate levels and income thresholds which are reviewed yearly.

The rebate percentage is adjusted on 1 April each year. Australian Unity will notify members of any changes to premiums due to the rebate percentage changes.
The income thresholds are usually adjusted on 1 July each year. It is your responsibility to be aware of these changes. If you are affected by rebate income threshold changes, you will need to update your rebate tier via Online Member Services, or by completing a Rebate Application form.

For more information on these changes, visit PrivateHealth.gov.au.

Australian Government rebate levels by age

The following table shows the levels as they apply from 1 July 2023 until 30 June 2024.

Singles Rebate by age
Rebate Tier	Earning	Less than 65 years	65-69 years	70+ years
Base Tier	$93,000 or less	24.608%	28.710%	32.812%
Tier 1	$93,001 - $108,000	16.405%	20.507%	24.608%
Tier 2	$108,001 - $144,000	8.202%	12.303%	16.405%
Tier 3	$144,001 or over	0%	0%	0%

Couples and Families by Age
Rebate Tier	Earning	Less than 65 years	65-69 years	70+ years
Base Tier	$186,000 or less	24.608%	28.710%	32.812%
Tier 1	$186,001 - $216,000	16.405%	20.507%	24.608%
Tier 2	$216,001 - $288,000	8.202%	12.303%	16.405%
Tier 3	$288,001 or over	0%	0%	0%

Single parents and couples (including de facto couples) are subject to family tiers. If you have dependent children, your income threshold for the rebate increases by $1,500 for each child after the first. To determine whether your child is a dependent for tax purposes or if you want more information about the rebate, please contact your registered tax agent or visit the ATO website.

Requesting a copy of your statement

You can call us after 21 July on 13 29 39 to request a copy be sent to you. Alternatively, you can access your statement through Online Member Services from 21 July.

Need help understanding your tax statement?

As a health insurer, we’re not qualified to offer you tax advice. But we can suggest some useful places to look:

Check out the How to read your 2023 Private Health Insurance Tax Statement guide.
Visit the ATO website for more specific tax-related information.
Contact your registered tax agent if you have tax-related questions specific to your situation

Are you in Australia on a worker or visitor visa?

Please note that our Overseas Visitors Covers are not appropriate private patient hospital covers to avoid the Medicare Levy Surcharge for tax purposes. Therefore, you will not receive a tax statement for your OVC hospital cover.

If you earn money in Australia, you may need to pay tax and lodge a tax return. To find out more about whether you need to lodge a tax return, visit the Australian Tax office website for further details.

You can get a summary of the health insurance premiums and GST you've paid during the tax year by calling us on 13 29 39.

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