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Convenient banking
A good bank knows smartphone pay shouldn’t be limited to only a few.

The ability to pay with your smartphone or other smart devices offers a fast and simple way to pay and we not only offer it for people with a Google or Samsung device but also Apple users too.

Quick and easy

Pay using your smartphone or smart device in store wherever you can tap and pay, as well as in selected apps or on participating websites.


Your card number is never shared or saved on your device. All payments are securely authenticated using Face ID, Touch ID or your device passcode. In fact you can rest assured knowing you’ll enjoy the same security and fraud protection you receive with your physical card.

Simply download our mobile app and set up your smartphone pay

australian unity banking google play
australian unity banking app store

Device FAQs

How to setup smart device pay

Compatible devices

  • Phones – iPhone SE, iPhone 6 or later, Galaxy S6 and later, Android smartphone running Android Lollipop 5.0 or higher.
  • Wearables – Apple watch series 1 and later, Galaxy Watch.
  • Tablets – iPad with Touch ID or Face ID. Mac models with Touch ID.

Visit their websites for a full list of compatible Apple devices, Samsung devices and Google devices.

How to pay using your device

  • iPhone with Face ID - Double click the side button, authorise your payment by glancing at your screen, then hold iPhone near reader.
  • iPhone with Touch ID - Hold your iPhone near the reader with your finger on Touch ID to authorise your payment.
  • Apple watch - Double click the side button and hold Apple Watch up to the reader.
  • Samsung phone – Swipe up or hold the back key, authorize your payment with your iris, fingerprint or PIN, hold your phone near the reader
  • Google phone - Wake your phone, hold your phone to the terminal, then wait until you see a check mark (tick).
  • Google smartwatch - Open Google Pay on your smartwatch, hold it near the terminal, then wait until you see a check mark (tick)

See more information on how to use and manage your Apply PaySamsung PayGoogle Pay.

Convenient banking doesn’t stop there

Mobile Banking

Manage your money anywhere, anytime with our simple to use mobile banking app. Including the ability to lock lost cards.

Pay ID

Send and receive money in real time without having to remember bank details with Osko and your PayID.

ATM Access

Access to thousands of ATMs for free when you use any of the Big 4 banks’ ATMs in Australia.

Access overseas

Access your money anywhere in the world Visa is accepted.

Chat with us

Whether it’s understanding terminology, you’re looking to apply or you have a question about your account we can help you with all your banking questions.

Speak with us today

Monday to Friday - 8.30am to 5.30pm AEST

Call 1300 790 740

Have us call you within 1 business day

Request a call back

Important information

Fees, charges and lending criteria apply and product terms and conditions available on application. Please refer to Terms of Use before applying for any product. Australian Unity Bank Limited is covered by the Australian Government guarantee on deposits, for more information please view our page.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions (including Terms of Use), any Product Disclosure Statement (if applicable) and Financial Services Guide before acquiring any product.