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  1. Transaction Account

Transaction Account

An everyday account for good

A good bank understands you don't want to pay to use your own money – Pay no account keeping fee with this account when you use it as your primary account i.e. put $1,000 in a month (otherwise $5 p/mth).

Everyday Account

A feature-rich account that helps you get the most out of every day.

Apply in 5 minutes

No account keeping fees

No account keeping fees when you deposit $1,000 or more each month (otherwise $5 p/mth).   

Access overseas

Access your money anywhere in the world Visa is accepted.


Pay with your smartphone using Apple Pay, Samsung Pay or Google Pay.   


Send and receive money in real time without having to remember bank details with Osko and your PayID.


Access to thousands of ATMs for free when you use any of the Big 4 banks’ ATMs.


Manage your account from anywhere with our simple Internet Banking or mobile banking app.

Apply in 5 minutes

A few things before you start:

  • You need to be 16 years or over
  • You must be a permanent Australian resident and reside in Australia

To apply you may need:

  • Your Australian driver’s licence
  • Australian passport
  • Medicare card

We’ll open your Everyday transaction account within around 3 business days. Your Visa Debit card will arrive approximately 5-7 business days after successfully completing your application.

Please read our Terms and Conditions and Privacy Policy before applying.  Australian Unity is covered by the Australian Government guarantee on deposits covering up to $250,000 per person.

Apply in 5 minutes

Chat with us

Whether it’s understanding terminology, you’re looking to apply or you have a question about your account we can help you with all your banking questions.

Speak with us today

Monday to Friday - 8.30am to 5.30pm AEST

Call 1300 790 740

Have us call you within 1 business day

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Important information

Fees, charges and lending criteria apply and product terms and conditions available on application. Please refer to Terms of Use before applying for any product.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions (including Terms of Use), any Product Disclosure Statement (if applicable) and Financial Services Guide before acquiring any product.