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Our Story

Belong to a bank that cares

For more than 175 years, Australian Unity has been motivated by good, driven by a singular goal: to enhance the wellbeing of Australians.

Whether that’s health, retirement or financial wellbeing, we’ve given millions of Australians access to the care, advice and support they need to set themselves up for a richer life through services like healthcare, insurance, financial management and retirement living.

It makes good sense to support Australians achieve financial wellbeing by also offering a great range of banking products and services.

Banking for good - a genuine alternative to the big banks

A good bank benefits everyone, whether it is customers or the community and as a mutual organisation we have greater flexibility to reinvest our profits back into benefiting our customers. This means we can offer competitive interest rates and personalised service.

Doing good for customers and the community

We keep jobs in Australia with our local service centre and support charities with 1% of our profits going to the Australian Unity foundation.

Being a bank for good means we are focused on listening to our customers’ needs and providing a personalised service. It also means understanding that life sometimes throws things at you and your bank should understand that. We offer things like the ability to apply for a home loan repayment pause when you’re on parental leave or have an unexpected illness because we know you’ve got to take the good with the bad.

Importantly, we understand how making the right financial decisions can impact positively on your life. When you bank with us, we’ll work with you, so you can feel confident in the choices you make for you and your family. Whether that’s getting a home loan that helps you afford private health insurance or improving your wellbeing by helping build your financial security.

A rich history built on solid foundations

Australian Unity Bank Limited was previously known as Big Sky Building Society – originally a group of credit unions and building societies for specific employer groups. In October 2018 it rebranded as part of the Australian Unity family, offering a broader range of products and services to all Australians. In fact we’ve been providing banking solutions for over 30 years. 

The proof is in the pudding

A good bank thinks actions speak louder than words, we’ve won a suite of awards for our home loans, credit card and savings accounts – a testament to how much a good bank cares and our value for money.

See how we have been awarded for rewarding you with great rates

Ratings Awards

Banking service

We offer a range of services to support our customers

Easy management

With internet banking, the Australian Unity app and free access to thousands of the big four banks ATM’s, you can keep track of your money, anytime and anywhere.

Personalised service

While we don’t have branches we have a full service over the phone call centre located in our Melbourne based head office.

More ways to pay

On top of pay pass you can pay with your smartphone using Apple Pay, Samsung Pay and Google Pay. You can also send or receive money with only a mobile number using Pay ID, the choice is yours.

Bank with confidence

Your money is guaranteed by the Federal Government through strict Australian regulation that protects your deposits. So there are only positives to banking with a smaller bank.


Chat with us

Whether it’s understanding terminology, you’re looking to apply or you have a question about your account we can help you with all your banking questions.

Speak with us today

Monday to Friday - 8.30am to 5.30pm AEST

Call 1300 790 740

Have us call you within 1 business day

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Important information

Fees, charges and lending criteria apply and product terms and conditions available on application. Please refer to Terms of Use before applying for any product.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions (including Terms of Use), any Product Disclosure Statement (if applicable) and Financial Services Guide before acquiring any product.

All Australian Unity loans, deposit products are issued by Australian Unity Bank Limited ABN 30 087 652 079 AFSL/Australian Credit Licence No. 237994.