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Your price

Providing the following information will help us calculate the price that you would need to pay for your health cover.

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My income information:

Please enter your income to show pricing inclusive of the Australian Government Rebate (AGR) or select ‘No Rebate’ for no AGR.

 The Australian Government Rebate on private health insurance helps make private health cover more affordable. Your rebate is determined by your income and your age if you are 65 years or over. You can receive your rebate as a reduction to your price or as a rebate on your tax return. 

By providing your estimated income range, we will provide a price for your health cover that includes the Australian Government Rebate. For more information click here.

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If you have dependent children, your income threshold for the rebate increases by $1,500 for each child after the first. To determine whether your child is a dependent for tax purposes or if you want more information about your rebate entitlements or eligibility, please contact your registered tax agent or visit the ATO website.
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TOTAL FROM: $Fortnightly
YOUR DETAILS
Singles cover, VIC
I'm Under 65 with an income $90,000 or less, Rebate Tier 0 and a 4% discount for direct debit.

$42.95*

Monthly
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Mid Extras

Mid-level cover with 100% back up to yearly limits on optical, and 100% back on selected dental services through our No Gap Dental Network (where available).

$42.95*

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$ after April 1

$19.80*

Minimum direct debit period

/ Fortnightly

*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. First payment is minimum of one month.

Extras cover benefits

  • Preventative and general dental including examinations, most fillings and simple extractions

  • Complex and major dental including root canals, surgical extractions, crowns and bridges

  • Other services including physiotherapy, optical, remedial massage, psychology, emergency ambulance

Extras Fact Sheet

Mid Extras cover

Claim up to $2,400 per year

Extras covered

Yearly limits (per person)
/what you get back

Waiting periods

No Gap Dental Network

Covers selected services such as scale and clean, fluoride treatment and mouthguards.

100% of the cost for selected services at our No Gap Dental Network

0 months

Preventative Dental

Covers selected services such as scale and clean, fluoride treatment and mouthguards.

General Dental

Includes most fillings and simple extractions

Combined maximum of $500 per person

Set amounts per item

or 100% of the cost for selected services at our No Gap Dental Network

Benefits claimed as No Gap Dental do not count towards the yearly limit

0 months

0 months for selected diagnostic services

2 months for all other services

Root Canal, Gum Disease Treatments & Surgical Extractions

 

Crowns, Bridges & Dentures

 

Combined maximum of $500 per person

Set amounts per item

12 months

12 months

A full denture replacement is limited to once every three years.

Optical

For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.

$200 per person

Up to 100% of the cost per item

6 months

Physiotherapy

Includes sports physiotherapy and hydrotherapy

Exercise Physiology

Includes hydrotherapy

Combined maximum of $300 per person

$50 per consultation

2 months

2 months

Acupuncture

 

Remedial Massage

 

Myotherapy

 

Combined maximum of $200 per person

$35 per consultation

2 months

2 months

2 months

Podiatry

Excludes podiatric surgery

Orthotics, Braces, Splints and Garments

Orthotics must be recommended by a podiatrist or medical practitioner and supplied by an approved provider in a private practice.

Garments must be recommended by a medical practitioner or allied health professional and supplied by an approved provider in private practice.

Combined maximum of $200 per person

$30 per podiatric consultation

Up to 60% of the cost per item

2 months

12 months

Chiropractic and Osteopathy

 

Combined maximum of $150 per person

$35 per consultation

$35 for a chiropractic x-ray

Limit of one chiropractic x-ray per person

2 months

Travel Vaccinations

For approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel

$150 per person

Up to $50 per script

0 months

Psychology

 

$200 per person

$70 per consultation

2 months

Ambulance Attendance

For Ambulance attendances where you are not taken to hospital.

2 attendances per person

100% of the cost

0 months

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

Emergency Ambulance

Where the transport is coded and invoiced as emergency transport by a recognised State Ambulance authority

Unlimited

100% of the cost

0 months

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

^ Waiting periods and yearly limits may apply.

Mid Extras cover cover

Claim up to $2,400 per year

Extras covered

Covers selected services such as scale and clean, fluoride treatment and mouthguards.

Yearly limits (per person)

100% of the cost for selected services at our No Gap Dental Network

Waiting Periods

0 months

Includes most fillings and simple extractions

Yearly limits (per person)

Combined maximum of $500 per person

Set amounts per item

or 100% of the cost for selected services at our No Gap Dental Network

Benefits claimed as No Gap Dental do not count towards the yearly limit

Waiting Periods

0 months

Covers selected services such as scale and clean, fluoride treatment and mouthguards.

Yearly limits (per person)

Combined maximum of $500 per person

Set amounts per item

or 100% of the cost for selected services at our No Gap Dental Network

Benefits claimed as No Gap Dental do not count towards the yearly limit

Waiting Periods

0 months for selected diagnostic services

2 months for all other services

 

Yearly limits (per person)

Combined maximum of $500 per person

Set amounts per item

Waiting Periods

12 months

 

Yearly limits (per person)

Combined maximum of $500 per person

Set amounts per item

Waiting Periods

12 months

A full denture replacement is limited to once every three years.

For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.

Yearly limits (per person)

$200 per person

Up to 100% of the cost per item

Waiting Periods

6 months

Includes sports physiotherapy and hydrotherapy

Yearly limits (per person)

Combined maximum of $300 per person

$50 per consultation

Waiting Periods

2 months

Includes hydrotherapy

Yearly limits (per person)

Combined maximum of $300 per person

$50 per consultation

Waiting Periods

2 months

 

Yearly limits (per person)

Combined maximum of $150 per person

$35 per consultation

$35 for a chiropractic x-ray

Limit of one chiropractic x-ray per person

Waiting Periods

2 months

 

Yearly limits (per person)

Combined maximum of $200 per person

$35 per consultation

Waiting Periods

2 months

 

Yearly limits (per person)

Combined maximum of $200 per person

$35 per consultation

Waiting Periods

2 months

 

Yearly limits (per person)

Combined maximum of $200 per person

$35 per consultation

Waiting Periods

2 months

Excludes podiatric surgery

Yearly limits (per person)

Combined maximum of $200 per person

$30 per podiatric consultation

Up to 60% of the cost per item

Waiting Periods

2 months

Orthotics must be recommended by a podiatrist or medical practitioner and supplied by an approved provider in a private practice. Garments must be recommended by a medical practitioner or allied health professional and supplied by an approved provider in private practice.

Yearly limits (per person)

Combined maximum of $200 per person

$30 per podiatric consultation

Up to 60% of the cost per item

Waiting Periods

12 months

 

Yearly limits (per person)

$200 per person

$70 per consultation

Waiting Periods

2 months

For approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel

Yearly limits (per person)

$150 per person

Up to $50 per script

Waiting Periods

0 months

Where the transport is coded and invoiced as emergency transport by a recognised State Ambulance authority

Yearly limits (per person)

Unlimited

100% of the cost

Waiting Periods

0 months

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

For Ambulance attendances where you are not taken to hospital.

Yearly limits (per person)

2 attendances per person

100% of the cost

Waiting Periods

0 months

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

^ Waiting periods and yearly limits may apply.
The information on this page is a summary only. Please read the product Fact Sheet to understand the benefits, limits, restrictions, exclusions, waiting periods, pre-existing conditions and excesses that apply, and what it means to be 'Covered' including out-of-pocket costs.

What you need to join today

  • Medicare card

  • Payment details

  • Existing cover information (if applicable)

*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. First payment is minimum of one month.

Mid Extras

$42.95*

Connection Timed Out. Please try again.

$ after April 1

$19.80*

Minimum direct debit period

/ Fortnightly

*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. First payment is minimum of one month.