Overseas Visitors Cover

  • Satisfy Australian Government visa requirements
  • Receive your visa compliance letter instantly by email
  • Cut down on medical costs and protect your health Australia-wide

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Visa type
Please enter a valid visa subclass
Date of birth
Please enter a valid date of birth
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Why get health insurance in Australia?

Department of Immigration - Meets Working Visa RequirementsIf you're making plans to visit or work in Australia, getting an appropriate level of health insurance may be a requirement for your visa.

And once you're here, Illnesses and accidents can happen at any time, and medical costs in Australia can be very high. Getting health insurance can help to protect you against some of these costs. 

What's covered

You'll be covered for a wide range of services and treatments including:

Doctor and specialist fees
Hospital treatment, accommodation and theatre fees
Emergency ambulance
Day surgery and procedures

Overseas Visitors Cover is ideal if

  • Your visa requires that you have health insurance
  • You want to be covered for medical treatments and emergencies in Australia
  • You don't have travel insurance that covers your medical expenses

Understanding Overseas Visitors Cover

Once you select and purchase an Overseas Visitors Cover from Australian Unity, you will automatically receive your visa compliance letter by email.

Please provide a valid email address to ensure the letter reaches you without unnecessary delay.

Yes you can.

If you want to help manage the cover, you'll also need to get them to complete a Delegated Authority Form. This form takes less than 5 minutes to complete and gives Australian Unity legal permission to deal with both the person who holds the health insurance and you as their delegated authority.

If you’d like to authorise another person to speak to Australian Unity on your behalf and to help manage your membership, you can learn more about Delegated Authority here.

Yes. Simply complete the Delegated Authority form and return it to Australian Unity. When completing the form, make sure you

  • include the name of the person who will be looking after your health insurance matters 
  • sign the form 

Australian Unity will then be able to discuss your health insurance with that person. We have these measures in place to ensure that your privacy is protected. 

Find out more on setting up Delegated Authority

Your health insurance needs to be paid in advance at all times, and can be paid up to a maximum of 12 months in advance. There are two ways you can pay your premiums: 

  • Direct debit
    A direct debit is an instruction from you to your bank or other financial institution. It authorises Australian Unity to collect your health insurance premiums from your account on a date that matches your selected payment frequency (e.g. monthly, quarterly, yearly). You can set up direct debits to be paid from your credit card or from an Australian bank account. 
  • Account notice
    When you  pay by account notice, you'll receive a bill for your health insurance premiums on a date that matches your selected payment frequency. Instructions describing the different ways you can make payments are included on the account notice. 
View All Frequently Asked Questions
Why choose Australian Unity
We've been around for 175 years
100% Australian owned
Visa letter issued instantly
Friendly helpful staff
Affordable health insurance
Visa compliant cover for all working visas