Lifeplan Education Bond

What is the Lifeplan Education Bond?

A simple, flexible and tax effective way to invest for a child's education.

Lifeplan Education Bond can be used for a lifetime of education - primary (including early learning), secondary and a wide range of tertiary (including TAFE) and special needs education. It is simple to use, flexible, has tax advantages to help investors meet the financial challenges of quality education and has a unique design that sets it apart from other savings and investment products.


What the Lifeplan Education Bond offers:

Tax efficiency
  • Australian Unity pays tax at the corporate tax (currently 30%) on investment returns
  • Any tax paid by Australian Unity can be refunded to the student when an educational expense is claimed
  • Tax-free refund of contributions
  • Covers a broad range of education and education related expenses
  • Covers Private, Government, Religious domiciled and Specialist schools
  • No age restrictions on student beneficiary
  • Flexibility to change the nominated student at any time
Suits a variety of investors' needs
  • Parents with young children
  • Grandparents wanting to lend a hand
  • Investors with a desire to fund their own further education
  • Students with living away from home expenses
  • Overseas students and Non-resident status investors

What education expenses are covered?

Investors can use the Fund to cover a wide range of education related expenses, including:

  • A broad range of education including early learning, primary, secondary and tertiary education both in Australia and overseas
  • Education programs for children with physical, intellectual or learning disabilities
  • Uniforms, tuition fees, books, materials, student union fees and travel expenses
  • Living allowances and education related residential boarding costs, rent and other accomodation expenses

View latest performance and unit prices.

How to invest

1. Register with Australian Unity as a Financial Adviser

Financial advisers are only eligible to invest in the Lifeplan Education Bond if they are a registered adviser with Australian Unity.

Visit our online adviser portal to become a registered financial adviser today.

2. Submit the application form
Via mail, email or fax

Simply complete and return the Application form found at the bottom of the Product Disclosure Statement along with the initial contribution to the investment which can be made via direct debit, BPAY® or cheque.

Download Product Disclosure Statement
Download Application Form
Fees and Costs Update

Via the adviser portal

Log in to the online adviser portal and submit an application online.

® Registered to BPAY Pty Ltd ABN 69 079 137 518

Contact a BDM in your area or our Adviser Services team on 1300 133 285. We'll be able to help you with any questions you have.
Are you an investor?

If you are an investor who is interested in investing in the Lifeplan Education Bond, please contact your financial adviser to discuss your investment options.

Alternatively, contact our investor line on 1300 130 038 and we'll be able to help you with any questions you may have.

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