Hospital psychiatric services
2 months
Emergency ambulance cover
0 months
Also includes two ambulance attendances per person per calendar year, where you are not taken to hospital.
Dental surgery
12 months pre-existing
Joint reconstructions
12 months pre-existing
Tonsils, adenoids and grommets
12 months pre-existing
Blood
12 months pre-existing
Bone, joint and muscle
12 months pre-existing
Brain and nervous system
12 months pre-existing
Breast surgery (medically necessary)
12 months pre-existing
Chemotherapy, radiotherapy and immunotherapy for cancer
12 months pre-existing
Diabetes management (excluding insulin pumps)
12 months pre-existing
Digestive system
12 months pre-existing
Ear, nose and throat
12 months pre-existing
Eye (not cataracts)
12 months pre-existing
Gastrointestinal endoscopy
12 months pre-existing
Gynaecology
12 months pre-existing
Hernia and appendix
12 months pre-existing
Kidney and bladder
12 months pre-existing
Lung and chest
12 months pre-existing
Male reproductive system
12 months pre-existing
Miscarriage and termination of pregnancy
12 months pre-existing
Pain management
12 months pre-existing
Plastic and reconstructive surgery (medically necessary)
12 months pre-existing
Skin
12 months pre-existing
Back, neck and spine
12 months pre-existing
Heart and vascular system
12 months pre-existing
Implantation of hearing devices
12 months pre-existing
Podiatric surgery (provided by a registered podiatric surgeon)
12 months pre-existing
Sleep studies
12 months pre-existing
Insulin pumps
12 months pre-existing
Cataracts
12 months pre-existing
Joint replacements
12 months pre-existing
Pain management with device
12 months pre-existing
Assisted reproductive services
12 months pre-existing
Dialysis for chronic kidney failure
12 months pre-existing
Pregnancy and birth
12 months
Weight loss surgery
12 months pre-existing
Joint reconstructions
12 months pre-existing
Tonsils, adenoids and grommets
12 months pre-existing
Blood
12 months pre-existing
Bone, joint and muscle
12 months pre-existing
Brain and nervous system
12 months pre-existing
Breast surgery (medically necessary)
12 months pre-existing
Chemotherapy, radiotherapy and immunotherapy for cancer
12 months pre-existing
Diabetes management (excluding insulin pumps)
12 months pre-existing
Digestive system
12 months pre-existing
Ear, nose and throat
12 months pre-existing
Eye (not cataracts)
12 months pre-existing
Gastrointestinal endoscopy
12 months pre-existing
Gynaecology
12 months pre-existing
Hernia and appendix
12 months pre-existing
Kidney and bladder
12 months pre-existing
Lung and chest
12 months pre-existing
Male reproductive system
12 months pre-existing
Miscarriage and termination of pregnancy
12 months pre-existing
Pain management
12 months pre-existing
Plastic and reconstructive surgery (medically necessary)
12 months pre-existing
Skin
12 months pre-existing
Back, neck and spine
12 months pre-existing
Heart and vascular system
12 months pre-existing
Implantation of hearing devices
12 months pre-existing
Podiatric surgery (provided by a registered podiatric surgeon)
12 months pre-existing
Sleep studies
12 months pre-existing
Insulin pumps
12 months pre-existing
Cataracts
12 months pre-existing
Joint replacements
12 months pre-existing
Pain management with device
12 months pre-existing
Assisted reproductive services
12 months pre-existing
Dialysis for chronic kidney failure
12 months pre-existing
Pregnancy and birth
12 months
Weight loss surgery
12 months pre-existing
