Your price

Providing the following information will help us calculate the price that you would need to pay for your health cover.

My personal details:

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My income information:

Please enter your income to show pricing inclusive of the Australian Government Rebate (AGR) or select ‘No Rebate’ for no AGR.

 The Australian Government Rebate on private health insurance helps make private health cover more affordable. Your rebate is determined by your income and your age if you are 65 years or over. You can receive your rebate as a reduction to your price or as a rebate on your tax return. 

By providing your estimated income range, we will provide a price for your health cover that includes the Australian Government Rebate. For more information click here.

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If you have dependent children, your income threshold for the rebate increases by $1,500 for each child after the first. To determine whether your child is a dependent for tax purposes or if you want more information about your rebate entitlements or eligibility, please contact your registered tax agent or visit the ATO website.
Please select an annual income range.

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Need help? Call one of our health insurance experts on 13 29 39

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Price based on :

Singles cover in VIC. I'm Under 65 with an income $90,000 or less, Rebate Tier 0 and a 4% discount for direct debit.

Choose your Extras cover

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Cover requirements
Hospital & Extras Hospital Extras
Cover requirements
Hospital & Extras Hospital Extras
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Key:
Covered
Benefits paid under your cover up to specified yearly limits, per person, per calendar year.

Intermediate Extras

$50.65*

Fortnightly Monthly Quarterly Yearly

Mid-level coverage offering 100% back on optical and on selected dental services up to yearly limits through our No Gap Dental Network.

View Extras Fact Sheet
Select
Extras cover
Claim up to $3400 per person, per calendar year ^
  • $600 combined limit with general dental and preventative dental
  • $600 combined limit with No Gap Dental Network and general dental
  • $600 combined limit with No Gap Dental Network and preventative dental
  • $300 limit
  • $200 limit
  • $400 combined limit with chiropractic & osteopathy
  • $400 combined limit with physiotherapy
  • $300 limit
Dental
See individual limits below
  • $600 combined limit with general dental and preventative dental
  • $600 combined limit with No Gap Dental Network and general dental
  • $600 combined limit with No Gap Dental Network and preventative dental
  • $300 limit
  • $500 limit
Optical
$200 yearly limit
  • $200 limit
Therapies
See individual limits below
  • $400 combined limit with chiropractic & osteopathy
  • $400 combined limit with physiotherapy
  • Combined limit of $300. Remedial massage sub-limit is $150
  • $300 limit
Other
  • $300 limit
  • Combined limit of $500
*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. First payment is minimum of one month.
^ Waiting periods and yearly limits may apply.

Understanding your Extras Cover

Preventative Health Services can offer practical support to help bring about positive change in members’ lives to help you get and stay healthy. They include things like losing weight, getting fit, quitting smoking, and working with a health coach to improve your general health and wellbeing. You’ll receive personalised and practical support plus information designed to bring about positive change giving you the tools needed to enjoy a longer, healthier and happier life.

To check your eligibility, which providers and programs you are able to use and any waiting periods that may apply, please contact us on 13 29 39. More information can be found here.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only.

Extras cover can help you get money back on common health treatments that aren’t generally covered by Medicare. You’ll get either a percentage of the cost back, or a set dollar amount, on included Extras every time you claim, until you reach your yearly limit. Therefore, you only pay the difference between what you get back from Australian Unity and the cost set by your provider.

Please call us or refer to your Member Guide and Terms & Conditions for further information on how this cover works. If you want more specific information about what you can expect your out-of-pocket costs to be, we recommend you obtain a quote from your provider before undergoing treatment, along with a list of item numbers. You can then contact us or log in to Online Member Services for details of benefits before proceeding with your treatment.

A waiting period is the amount of time you have to wait after joining or upgrading until you can make a claim for a service or treatment.

We only pay benefits when you see a recognised provider in a private practice. Please contact us to check if your provider is recognised by us. Providers recognition conditions apply.
The information on this page is a summary only. Please read the product Fact Sheet to understand the benefits, limits, restrictions, exclusions, waiting periods, pre-existing conditions and excesses that apply, and what it means to be 'Covered' including out-of-pocket costs.

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