Switch health insurance in 3 easy steps
1. Choose your new cover from Australian Unity.
2. Sign up online or over the phone - make sure to tell us you’re switching.
3. That’s it! We’ll organise the rest.
Plus, no need to re-serve waiting periods, if previous cover was a similar or higher level. (T&C’s apply)
Find out more about switching to Australian Unity.
Many benefits of being an Australian Unity health insurance member
Choose your own provider
- Choose your own extras provider* (provider recognition conditions apply)
Get up to 100% back on optical
- Up to your yearly limit
- Available on selected extras covers
- Special member discounts with leading eye care retailers
Switch in 3 easy steps
- 1. Get a quote, then choose your new cover
- 2. Sign up online or over the phone
- 3. That’s it! We’ll organise the rest
Find the right health insurance for you
From singles to families and everything in between, we can help you find the cover that meets your needs and your budget.
Use our quick quote tool for your best-fit cover recommendations.
If you find one that suits you it only takes 5 minutes to join online.
Why choose Australian Unity?
180 years
Member-owned
Wellbeing experts
Frequently asked questions
What is Lifetime Health Cover (LHC) loading?
Lifetime Health Cover (LHC) loading encourages people to take out private hospital insurance at a younger age and maintain it over time. If you don’t take out hospital cover by 1 July following your 31st birthday, LHC will add an extra 2% to your premium for every year you didn’t have hospital cover over the age of 30, to a maximum of 70%. Once you have held private hospital cover for 10 continuous years, the loading will be removed.
What is the Medicare Levy Surcharge (MLS)?
The Medicare Levy Surcharge (MLS), was introduced to encourage people who earn above a certain income to take out private hospital cover, to reduce demand on public hospitals by using the private system. It can add between 1% and 1.5% to your tax bill if you don’t have private hospital cover and you earn more than $90k (for singles) and $180k (for families).#