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Refinancing with Australian Unity

Are you sure your home loan stacks up?
Find out with a Home Loan Check Up

Book your consultation

What is involved in a home loan check up?

Book a consultation

Bookings can be made via a phone or skype appointment by clicking on 'book your home loan consultation' button below.

Understanding your current situation

Start a discussion to understand your current situation, lending needs, refinancing needs and what’s important to you.

Review your arrangement

We’ll review your existing lending arrangement to see whether you have the best solution for your circumstances.

To get you closer to your immediate and long term goals, we’ll identify opportunities which may help you save or see whether we can make your existing banking arrangement work more efficiently for you.

Book your free, no obligation home loan check up here. One of our Australian Unity Bank lending specialists will then contact you at a time you choose.

Book your home loan consultation

Refinancing your home loan

Many people look at refinancing in order to save money or pay off their home loan faster. Whether it’s a lower interest rate that is appealing to you, reducing your regular mortgage payments, consolidating other debts or signing up to a different term, it can be worthwhile.

If you’re considering refinancing your home loan, join a bank that’s run to benefit you and take advantage of the competitive home loans rates, award-winning products and personalised service that Australian Unity offers.

We are here to help if you’re looking to refinance or want a second opinion on your home loan.

Bank better with Australian Unity

focused on wellbeing

Focused on Wellbeing

We help customers support the health and wellbeing of their family by creating products that help them save on health insurance and the tools to improve their financial control.



Our banking products give you the flexibility to change as your life does. Options like applying to see if you can pause your home loan repayments due to a life event or paying using your phone.



As a member-owned bank we focus on our customers, members and the community. We focus on your financial wellbeing through personalised service and competitive rates.



We’ve been helping people with their banking solutions for over 30 years and the Australian Unity Group has been around for over 175 years so we’ll be able to help you with your banking needs.

Helpful home loan information

home loan rates

Home loan

Find out what a good home loan rate looks like these days. Read More
how to compare and find the best home loan

How to compare & find the best home loan

What to look for in a loan, and how to compare against other offers. Read More
refinancing guide

Home loan refinancing guide

What you should know before you refinance. Read More
property investment guide

investment guide

What you should know before you invest in property. Read More

Is it time to consider refinancing your home loan?

Book your free home loan check up here for one our Australian Unity Bank lending specialists to contact you at a time you choose.
They’ll do all the hard work for you, book today!

Book now

Chat with us

Whether it’s understanding terminology, you’re looking to apply or you have a question about your account we can help you with all your banking questions.

Speak with us today

Monday to Friday - 8.30am to 5.30pm AEST

Call 1800 288 300

Have us call you within 1 business day

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Important information

Fees, charges and lending criteria apply and product terms and conditions available on application. Please refer to Terms of Use before applying for any product. Australian Unity Bank Limited is covered by the Australian Government guarantee on deposits, for more information please view our page.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions (including Terms of Use), any Product Disclosure Statement (if applicable) and Financial Services Guide before acquiring any product.