Our fixed rate owner occupied home loan gives you the certainty of a fixed interest rate period.
The main benefit of a fixed rate home loan is that you lock in your interest rate for a certain period. This means you won’t be affected by interest rate increases and have set repayments during your fixed interest rate period.
Before you start you will need to get your documents together that confirm:
Your income
Your expenses
Your assets (what you own)
And your liabilities (what you owe)
Contact our team
Submit your application
We'll assess your loan
When choosing a fixed rate loan with Australian Unity, you need to know that if you decide later to switch your loan or to repay it early, then a fixed rate loan may not be suitable for you as it could incur a Break Cost. You should also consider a variable interest rate loan prior to accepting a fixed rate offer to see what is most suitable for you and your circumstances.
A Break Cost can be very large and may vary in size from day to day. Before making an early repayment (or varying a fixed interest rate) during a fixed rate term, you should ensure that you have an understanding of the likely Break Cost.
To find out more about Break Costs click here.
