Fees, charges and lending criteria apply for all loans and credit cards. Please refer to Terms of Use before applying for any product.
Key fact sheet
Click here to generate a home loan key facts sheet for specific information relating to the loan – including interest rate, repayments and fees. You can use this to compare other products on the market.
Terms & Conditions
All credit and deposit products (including loans, credit cards, term deposits and savings accounts) are issued by Australian Unity Bank Limited ABN 30 087 652 079 AFSL/Australian Credit Licence No. 237994. Australian Unity Bank Limited is a fully owned subsidiary of Australian Unity Limited. Fees, charges and lending criteria apply for all loans and credit cards. Please refer to Terms of Use before applying for any product. Normal lending criteria apply. Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions (including Terms of Use), any Product Disclosure Statement (if relevant) and Financial Services Guide before acquiring any product.
1 For more information about fixed rate loans and break costs click here
2 10% discount includes all other retail discounts and is only available when paying by direct debit. This discount is for new customers only and is not available through health insurance brokers or comparators. Not to be used in conjunction with any other offer or discount. Excludes Overseas Visitors Cover. Health insurance is issued by Australian Unity Health Limited ABN 13 078 722 568.
3 Comparison Rate is based on a secured loan $150,000 over a term of 25 years with fortnightly repayments. WARNING: the Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Comparison rates for variable Interest Only loans are based on an initial 5 year Interest Only period. Comparison rates for fixed Interest Only loans are based on an initial Interest Only period equal to the fixed period. During an interest only period, your interest only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.
*Fixed interest rate available when borrowing up to 70% of the value of your home.
*This information is current as at 16 November 2023 and is subject to change
Our Target Market Determinations are available here.
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Fees and Charges Refer to Fees and Charges for information on current fees and charges.
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