A simple and effective way to put money aside and accumulate
funds to help meet the cost of funeral expenses.
The FuneralPlan Bond offers capital guaranteed and growth investment options, and may offer valuable tax and social security advantages. A FuneralPlan Bond is
very flexible however funds cannot be withdrawn prior to death.
Individuals may, if they wish, nominate or assign their
FuneralPlan Bond to a funeral director of their choice at any time.
The FuneralPlan Bond helps investors seeking strategies for safeguarding
the age pension and entitlements for a surviving spouse and to improve
or maintain Centrelink entitlements and reduce tax.
Tax paid investment returns, with annual bonuses exempt from personal income tax
Will not negatively impact Centrelink pension or social security entitlements*
* Subject to the 'exempt funeral investment threshold' set by the Government each year
Flexibility with funeral planning
Can be opened in single or joint names
No health restrictions for applicants unlike funeral insurance
Flexibility and choice to nominate funeral director and type of service
Optional Travel Protection Plan#
# Application for the Travel Protection Plan must observe the deferral period under the Deferred Sales Model for Add-On Insurance. Refer to the Product Disclosure Statement for further details.
Choice of Investment options
Capital guaranteed option ensures all investor contributions and allocated bonuses are capital guaranteed by Lifeplan
Conservative and Moderate investment options have the potential to outperform the return from the Capital Guaranteed option
Who is the FuneralPlan Bond suitable for?
Investors looking for a peace of mind, tax effective and low
cost solution to managing funeral expenses
Investors who have a desire to pre-plan and have total control over how their funeral is managed
Investors looking to improve or maintain Centrelink entitlements while reducing tax
Simply complete and return the Application form found at
the bottom of the Product Disclosure Statement along with
the initial contribution to the investment which can be made
via direct debit, BPAY® or cheque.