Terms & Conditions: Member Get Member

Recommend a friend, and we'll reward you when they join!

1. This offer is only available to current Australian Unity Health members “Referring member” who refer "New Health Members" to Australian Unity health insurance and meet the terms listed below.
2. This promotion is only available to “Referring member”:
   1. whose health insurance cover is active and paid up to date on join date of “New Health Member”;
   2. whose referral is included on the New Health Member’s application form or quoted to the sales agent at the point of sale;
   3. whose health insurance cover is active and paid up to date when gift card fulfilment is run.
3. This promotion is only available when “New Health Member”:
   1. Joins on new membership and has not previously held Australian Unity health insurance within 365 days of joining. except where the New Health Member was previously insured as a “Dependant" under the terms of a family health insurance membership with Australian Unity.
   2. purchases Australian Unity retail cover or corporate cover;
   3. purchases hospital cover (including Overseas Visitors Cover), hospital and extras cover or combination cover;
   4. purchases through either the Australian Unity call centre/website or Australian Unity Partnerships (phone and online portals);
   5. has successfully paid policy for a minimum period of 42 continuous days and the policy is active and paid up to date when giftcard fulfilment is run.
4. This promotion is not available when “New Health Member”:
   1. Purchases extras only cover;
   2. Purchase through intermediaries eg aggregators;
   3. is an Australian Unity staff member and was referred by another Australian Unity staff member;
   4. is an Australian Unity sales staff member and the application is processed by that Australian Unity sales staff member
5. Gift Cards will only be issued after the New Health Member has held cover for a minimum period of 42 continuous days (First Eligible Date) and the policy is paid up to date. Allow 12 weeks after the First Eligible Date for fulfilment run and delivery of the Gift Card. At the date of fulfilment both the referring member and New Health Member must be active members for referring member to be eligible to receive the Gift Card.
6. The referring member is only entitled to receive one $100 gift card per New Health Membership referred.
7. This offer is current as at 29 October 2025, and can be altered or withdrawn at any time. Australian Unity reserves the right to change the offer conditions at any time.
8. Australian Unity reserves the right not to make this offer available in conjunction with any other promotional offer.
   1. This offer is available in conjunction with the following offer - Members who join via a partnership relationship are eligible for the partnership discount and the Member Get Member offer.
9. All gift cards are Universal Gift Cards Mastercard gift cards, issued by Cuscal Ltd ABN 95 087 822 455 AFSL/ Australian Credit License 244116. Cuscal Ltd, preloaded with AU$100 in cash only (as applicable). All Gift Cards will be delivered by post. Gift Cards are subject to the terms and conditions published at https://myaccount.universalgiftcard.com.au/terms.aspx.
10. Gift cards are valid for 12 months as printed on the front of the gift card. This promotion is part of a customer loyalty program. Expired gift cards will not be replaced. 
11. Australan Unity will not be held responsible for any damaged or lost Gift Cards and no replacement will be provided. Australian Unity will replace a stolen gift card at its discretion in the event of fraud and / or misuse.