Please note that lending products are no longer available to customers and are only accessible to existing customers seeking to make variations.
All banking products are issued by Australian Unity Bank Limited ABN 30 087 652 079 AFSL/Australian Credit Licence No. 237994. Australian Unity Bank Limited is wholly owned subsidiary of Australian Unity Limited.
Fees, charges and lending criteria apply. Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.
Before acquiring any product you should read the relevant terms and conditions (including
Terms of Use), any Product Disclosure Statement (if applicable), Financial Services Guide and Credit Guide – available here.
Australian Unity Bank Limited is covered by the Australian Government guarantee on deposits, for more information please view our page.
Our Target Market Determinations are available here.
Information is correct as at 30 September 2025 and is subject to change.
Australian Unity, 271 Spring St, Melbourne, Victoria 3000
1 The ongoing variable interest rate applicable to the Freedom Saver Account is determined by the value of the balance in the Freedom Saver Account. Balances up to $5,000,000.00 are eligible to earn interest as outlined by the interest tiering structure set out in the Schedule of Interest Rates – Transaction and Savings Accounts. When your balance increases to the next interest rate tier you will receive the interest rate for that tier on the entire balance of your Freedom Saver Account. Interest is calculated daily and paid monthly. Balances over $5,000,000.00 will not earn interest. Freedom Saver Accounts are required to have a linked Australian Unity Transaction Account and all withdrawals must be made via the linked Transaction Account. The Freedom Saver Account is only available to new customers aged 16 or over. Offer is limited to 1 Account per customer. Customers cannot open a new Account within 90 days of closure of the same type of Australian Unity savings or transaction Account. Refer to the Schedule of Interest Rates – Transaction and Savings Accounts booklet for more details on fees applicable to the Australian Unity Bank Transaction Account and Freedom Saver Account. Interest rates are subject to change at Australian Unity Bank’s discretion and in accordance with the relevant notice period prescribed within the ‘Australian Unity Bank Transaction, Savings and Investment Products Terms and Conditions’.
Information is correct as at 21 August 2025 and is subject to change. Australian Unity reserves the right to offer rates, fees and charges that differ from those currently promoted on the website or advertised.
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