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  1. Savings Accounts
  2. Easy Saver

Easy Saver
A short term boost with no deposit or withdrawal restrictions.
Australian Unity Canstar Award

Up to 1.10 %P.A. 4 mth introductory
variable interest rate1
$ 0 Minimum p/mth deposit
UNLIMITED Withdrawals with no impact on interest rate
FLEXIBLE Transaction account linked with smartphone pay
Apply online

Apply in a few minutes

Features & benefits

Freedom to live

The freedom to withdraw and add money as you please with no deposit or withdrawal restrictions.

Maximise your savings

Interest calculated daily and paid monthly to get the most out of your money.

$0 opening fees

Pay no fees to open a high interest savings account.

Easy account management

Manage your money anywhere with our mobile banking app.

This saving account may suit you if you:

  • Would like a single or joint savings account with no minimum opening balance or withdrawal restrictions.
  • Are looking for a quick boost of interest with a special introductory rate.
  • Want to access your money frequently and earn interest.
  • Want to deposit money when you can without being restricted by a minimum monthly deposit.

Rates and fees

Interest rates
Up to
1.10%p.a. Total variable rate1
Base interest rate
(> $0)
0.01% p.a.
Bonus interest rate
($0 > $250,000)
1.09% p.a.
Bonus interest rate
Base rate only
$0 No monthly or
annual account keeping fees
$0 Transaction account monthly account keeping fee
$0 Account opening fee
FREE Don’t pay ATM fees when you withdraw from your linked transaction account at any of the Big 4 Banks ATMs

How to apply

What you’ll need to apply

1Proof of identity documents
Your Australian Drivers Licence or Australian Passport and Medicare Card.

2Contact details
Email address & phone number.

35 minutes of your time
Applying online takes only 5 minutes to complete.

Application process

1Get your documents together

2Complete the online application form
You can save and return to your application at any point.

3Count to three
We’ll call you regarding your approval within 3 days.

Chat with us

Whether it’s understanding terminology, you’re looking to apply or you have a question about your account we can help you with all your banking questions.

Speak with us today

Monday to Friday - 8.30am to 5.30pm AEST

Call 1300 790 740

Have us call you within 1 business day

Request a call back

How we make savings accounts easier for you



We have options to suit you. Need the flex to withdraw or want to be rewarded to not touching your money? We have a competitive option for each.



Easily manage your Australian Unity accounts on the go with a few taps in our mobile banking app.



As a member-owned bank we focus on our customers, members and the community. We focus on your financial wellbeing through personalised service and competitive rates.



We’ve been helping people with their banking solutions for over 30 years and the Australian Unity Group has been around for 180 years so we’ll be able to help you with your savings needs.

Compare savings accounts

Important information

Fees and charges apply for all transaction, savings and deposit accounts, loans and credit cards which are issued by Australian Unity Bank Limited ABN 30 087 652 079 AFSL/Australian Credit Licence No. 237994. Please refer to Terms of Use before applying for any product. Australian Unity Bank Limited is covered by the Australian Government guarantee on deposits, for more information please view our page.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions (including Terms of Use), any Product Disclosure Statement (if applicable) and Financial Services Guide before acquiring any product.

Total introductory variable interest rate for Easy Saver includes a base variable interest rate plus a fixed bonus rate. The bonus interest rate is payable for up to 4 months from the account open date, after which the base variable interest rate will apply to the account. Interest is calculated on your daily account balance and credited to your account on the last calendar day of the month. A 'month' commences on the first calendar day of a month and concludes on the last calendar day of the same month. Easy Saver accounts are required to have a linked Australian Unity Transaction account and all withdrawals must be made via the linked Transaction account. Balances up to $250k are eligible to earn the bonus interest rate and any balances above $250k will earn the base variable interest rate. The account is available to new customers aged 16 and over. Offer is limited to 1 account per customer. Customers cannot open a new account within 90 days of closure of the same type of Australian Unity savings or transaction account. Refer to Fees and Charges for more details on fees applicable to the Australian Unity Transaction Account and the Easy Saver Account.