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Set smart habits young, let us reward your kids for savings and not spending.
Total rate (variable base interest rate + bonus interest rate)1
Earn bonus interest when you deposit a minimum of $5 per month with no withdrawals during the month
Interest is calculated on the daily account balance
Available to kids 14 years old and under
With a monthly deposit of $5 and no withdrawals.
Interest calculated daily and paid monthly to get the most out of your money.
Easily show your child their savings progress with our mobile banking app.
2.00%
p.a.
Total rate (variable interest base rate + bonus interest rate)1
For full list of all applicable fees and charges, please view our full fee schedule.
See our full fee schedule
Compare savings accounts
Before acquiring any product you should read the relevant terms and conditions (including
Terms of Use), any Product Disclosure Statement (if applicable), Financial Services Guide and Credit Guide – available here.
Australian Unity Bank Limited is covered by the Australian Government guarantee on deposits, for more information please view our page.
Our Target Market Determinations are available here.
Information is correct as at 30 September 2025 and is subject to change.
Australian Unity, 271 Spring St, Melbourne, Victoria 3000
1 The bonus interest rate is an interest rate this savings account offers on top of the variable interest base rate. This bonus interest rate is offered as a conditional rate meaning certain conditions must be met each month before you can qualify. Balances up to $20k are eligible to earn the bonus interest rate, however any balances above $20k will earn the base variable interest rate only. Interest is calculated daily and paid monthly. A 'month' commences on the first calendar day of a month and concludes on the last calendar day of the same month. The account is only available to new customers aged 14 years and younger. Bonus interest rate offer is limited to 1 account per customer. Refer to Fees and Charges for more details on fees applicable to the Australian Unity Transaction Account and the Kids Saver Account.
© Copyright 2018 - 2024 Australian Unity Limited. All loans and deposit products are issued by Australian Unity Bank Limited ABN 30 087 652 079 AFSL/Australian Credit Licence No. 237994. Australian Unity Bank Limited is a fully owned subsidiary of Australian Unity Limited.
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