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Rate cut announcement

Home Loans: We’ve decided to cut our existing variable owner occupier home loan and Wealth Builder investor loan rates by 0.20%, after we cut by the full 0.25% from the June RBA rate cut. The change will be effective from 30 July 2019, helping to reduce the pressure of household expenses.  

Will my repayments automatically drop? Yes. If you are making the minimum required monthly repayments, you will see an automatic decrease in your direct debit repayment. However if you have a set amount above the minimum your repayment will not change. If you would like to update your repayment please contact us.

Savings Accounts: We’ve made the tough decision to lower interest rates on deposit accounts by 0.20% effective from 23 June 2019.

Despite the interest rate change we’re confident our award winning deposit accounts remain competitive. While you continue to focus on saving for that renovation, overseas trip or car, we will continue to focus on delivering you the convenient, flexible, personalised support we promised.

A good bank is run to benefit its customers so we aim to always offer competitive rates and award winning products with great service for all of our customers, existing and new. If you’d like to talk to us about how the change affects you please contact us

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Important information

Fees, charges and lending criteria apply and product terms and conditions available on application. Please refer to Terms of Use before applying for any product. Australian Unity Bank Limited is covered by the Australian Government guarantee on deposits, for more information please view our page.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions (including Terms of Use), any Product Disclosure Statement (if applicable) and Financial Services Guide before acquiring any product.