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Join a bank that is run to benefit you and supports you in your journey to financial control, by offering exclusive discounted rates
and special offers, a personalised service, educational information and award winning products.
Whether you're buying or refinancing, an Australian Unity home loan can help you save time and money.
This home loan package is a multi-award winner, recognised by Money Magazine and Mozo for its competitive features – and that’s even before partnership benefits!
An easy to use, feature-rich everyday account with no monthly account keeping fees.
Active Saver - Be rewarded for actively saving and leaving your money alone with bonus interest.
Freedom Saver - The freedom to access your money with no deposit or withdrawal restrictions.
Easy Saver - Easily access a quick burst of high interest with a 4 month introductory rate.
With a term deposit you know exactly how much interest you’ll earn. Make a deposit of $5,000 or more, choose a term from 1 month to 5 years, select a range of interest payment options and you’re good to go.
We’re transitioning to Bank Australia by the end of 2025. Visit the transition information hub for key dates, updates, and everything you need for a smooth switch.
Learn moreFees, and charges and lending criteria apply for all transaction, savings and deposit accounts, loans and credit cards which are issued by Australian Unity Bank Limited ABN 30 087 652 079 AFSL/Australian Credit Licence No. 237994. Please refer to Terms and Conditions before applying for any product. Australian Unity Bank Limited is covered by the Financial Claims Scheme, which protects depositors through the provision of a guarantee on deposits up to a cap (currently $250,000) per account holder, per authorised deposit-taking institution (ADI). For more information please view our page or the APRA website at www.fcs.gov.au.
Information is correct as at 06 March 2025 and is subject to change. Australian Unity reserves the right to offer rates, fees and charges that differ from those currently promoted on the website or advertised.
1 10% discount includes all other retail discounts and is only available when paying by direct debit. This discount is for new customers only and is not available through health insurance brokers or comparators. Not to be used in conjunction with any other offer or discount. Excludes Overseas Visitors Cover. Health insurance is issued by Australian Unity Health Limited ABN 13 078 722 568.
2 Offer not available for construction loans and is subject to approval. Australian Unity reserves the right to amend or discontinue the offer at any time. Standard lending criteria, fees, charges, terms and conditions apply.
*Free self serve redraw refers to self serve redraw performed through Internet banking or the mobile banking app. Staff assisted redraw will incur a fee. Please refer to the loan fee schedule for more details.
Fee waivers and discounted interest rates continue for term of engagement. Fee waiver does not continue if the member ceases employment with the Australian Unity partner. Fees and charges apply. Refer to Fees and Charges for information on current fees and charges.
Lending criteria apply for all loans and credit cards, and their product terms are available on application. Please refer to Terms and Conditions before applying for any product.
Our Target Market Determinations are available here.