Principal and Interest
Enjoy a loan that’s good for you in more ways than one with up to 10% off Australian Unity Health insurance for new customers.3
You won’t pay any establishment fees, or fees for switching between variable and fixed interest rates.
DISCOUNTED VARIABLE RATE1
No establishment fee
Redraw fee when you request online. Redraw available on variable rate loans only.5 Min $500
Fees for Lender’s Mortgage Insurance will apply
Interest type switch fee
Monthly home loan service fee
When on a variable rate make unlimited extra repayments at no extra cost.
Rate switch fee (when switching between variable and fixed)
Repayment switch fee (switch between principal and interest, and interest only repayments)
Property valuation for one property up to $1.5 million
Before you start you will need to get your documents together that confirm:
You can apply online and save and return to your application at any point.
Check your home loan key facts sheet for specific information relating to the loan – including interest rate, repayments and fees. You can use this to compare other products on the market.
Interest rates on this page are current as at 16 November 2023 and subject to change.
1 Available for new loans only. The rate includes a discount off the standard variable rate.
2 Comparison Rate is based on a secured loan $150,000 over a term of 25 years with fortnightly repayments. WARNING: the Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Normal lending criteria apply. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Comparison rates for variable Interest Only loans are based on an initial 5 year Interest Only period. Comparison rates for fixed Interest Only loans are based on an initial Interest Only period equal to the fixed period. During an interest only period, your interest only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.
3 10% discount includes all other retail discounts and is only available when paying by direct debit. This discount is for new customers only and is not available through health insurance brokers or comparators. Not to be used in conjunction with any other offer or discount. Excludes Overseas Visitors Cover. Health insurance is issued by Australian Unity Health Limited ABN 13 078 722 568.
What is a Comparison Rate? To find out more click here.
Fees and Charges Refer to Fees and Charges for information on current fees and charges.
Our Target Market Determinations are available here.
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