Please note that lending products are no longer available to customers and are only accessible to existing customers seeking to make variations.

All banking products are issued by Australian Unity Bank Limited ABN 30 087 652 079 AFSL/Australian Credit Licence No. 237994. Australian Unity Bank Limited is wholly owned subsidiary of Australian Unity Limited.

Fees, charges and lending criteria apply. Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.

Before acquiring any product you should read the relevant terms and conditions (including Terms of Use), any Product Disclosure Statement (if applicable), Financial Services Guide and Credit Guide – available here.

Australian Unity Bank Limited is covered by the Australian Government guarantee on deposits, for more information please view our page.

Our Target Market Determinations are available here.

Information is correct as at 30 September 2025 and is subject to change.

Australian Unity, 271 Spring St, Melbourne, Victoria 3000

*Minimum $5,000 deposit. Rate applies to one term only and higher or lower rates may apply to subsequent terms. Rate is current as at 21 August 2025. A Term Deposit is a cash investment made with us for a fixed term at an agreed interest rate. If you want to withdraw from your Term Deposit before it matures, you’ll need to speak with us. If your withdrawal request is approved, you may incur Term Deposit Early Redemption (Payout) fee in respect of the portion of the cash investment withdrawn early. Please refer to the Schedule of fees, charges and transaction limits for more information.

Interest paid on maturity of Term Deposits with terms less than 12 months. Term Deposits with terms 12 months and above, interest is paid 6 monthly or annually except where specified otherwise in our 'Schedule of Interest Rates - Investment Accounts' available here. 

Fees and charges Refer to Schedule of fees, charges and transaction limits for more information on current fees and charges.