Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions (including Terms of Use), any Product Disclosure Statement (if applicable) and Financial Services Guide before acquiring any product.
Interest rates on this page are current as at 24 March 2020 and subject to change.
*Terms and conditions of offer: Offer available for new loan applications only received on or before 31st August 2021. Minimum loan amount $200,000. Australian Unity reserves the right to amend or discontinue the offer at any time. Standard lending criteria, fees, charges, terms and conditions apply.
^Offer applies to new home loan customers to Australian Unity only, the $2,000 cash back offer is a one off payment only, is not transferable and is payable into the customer’s Australian Unity transaction account upon settlement of the loan. Australian Unity reserves the right to amend or discontinue the cash back offer at any time. Loans must be approved and settled to qualify for the offer. Standard lending criteria, fees, charges, terms and conditions apply. The cash back payment of $2,000 does not affect the cost of the loan in any way. Offer is available to the first 25 loans.
1 Fee waivers and discounted interest rates continue for term of engagement. Other fees and charges apply.
10% discount includes all other retail discounts and is only available to new customers paying by direct debit. This discount is not available through health insurance brokers or comparators. Not to be used in conjunction with any other offer or discount. Excludes Overseas Visitors Cover. Health insurance is issued by Australian Unity Health Limited ABN 13 078 722 568.
4 Secured Personal loan comparison rate calculation is based on a secured loan of $10,000 over three years with fortnightly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.
5 Unsecured Personal loan comparison rate calculation is based on an unsecured loan of $10,000 over three years with fortnightly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.
6 Discount does not apply to the cash advance interest rate, which is 18.99% p.a. as at 24 October 2018. Interest rates are current as at 24 March 2020 and are subject to change.
7 Australian Unity Bank Limited, ABN 30 087 652 079 AFSL No 237994 (Australian Unity) is authorised: For Home, Landlord, Motor and Caravan & Trailer Insurance, to refer you online to the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708 (Allianz) and to arrange insurance over the phone and provide you with general advice on this insurance as agent for Allianz. For Pleasure Craft Insurance, to refer you to Allianz as its agent. Australian Unity is not authorised to provide general advice on Pleasure Craft Insurance. Any advice on this insurance is provided by Allianz and not Australian Unity. Pleasure Craft Insurance is issued and managed by Club Marine Limited ABN 12 007 588 347 AFSL 236916 (“Club Marine"). Club Marine is an agent of the insurer Allianz and is a member of the Allianz Group. Club Marine Assist is provided by Club Marine Limited. Assistance services are provided by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL No. 245631 (AWP) trading as Allianz Global Assistance. For Worldcare Travel Insurance, to refer you to AWP under an arrangement with AWP. Worldcare Travel insurance is underwritten by the insurer Allianz and issued and managed by AWP, trading as Worldcare and Allianz Global Assistance. Any advice is not based on any consideration of your objectives, financial situation or needs. Therefore, you should consider whether the advice is suitable for you and your personal circumstances. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statements available upon request. If you purchase this home, landlord, motor, caravan and trailer or pleasure craft insurance, we will receive a commission from Allianz that is a percentage of the premium. If you purchase a travel insurance policy we will not receive a commission from AWP but will receive from Allianz a reimbursement for costs associated with distribution of insurance products up to an agreed amount. For more details of how we are paid refer to our Financial Services Guide. It’s important that you read our FSG before acting on any advice or taking out insurance through us. You can download the Australian Unity Bank Limited FSG here.
8 This offer is only available to customers who purchase a new Home, Landlord or Comprehensive Car insurance policy through Australian Unity over the phone or online and mention or enter the promo code SBA at the time of purchasing the insurance policy. Australian Unity reserves the right to amend or discontinue the offer at any time. The customer will receive one $100 Visa Gift Card for the eligible insurance policy purchased. Gift cards are issued by Heritage Bank Limited ABN 32 087 652 024 AFSL/ACL 240984 pursuant to a license from Visa Worldwide Pte Limited. Heritage Bank deals with any funds loaded onto the card in accordance with its arrangements with Corporate Prepaid Cards Pty Ltd ABN 25 092 828 772 AFSL 509642. All gift cards will be delivered by post. Australian Unity will not be held responsible for any damaged, undelivered, lost or stolen Gift Cards and no replacement will be provided. Allow 4 weeks after the start date of the new policy for delivery of the Gift Card. Visa Gift Cards are subject to the terms and conditions that appear on the Gift Card letter or at www.universalgiftcard.com.au. This offer can be altered or withdrawn at any time by Australian Unity without notice.
9 Minimum premiums- If you are eligible for more than one discount, Allianz applies them in a predetermined order. This means any subsequent discount will be applied to the reduced premium amount after applying any prior discounts and the effect of the subsequent discount will be reduced. For example, the aggregate effect of applying two 10% discounts consecutively means that you will not see the full benefit of both these discounts. Discounts do not apply to taxes or government charges. Discounts do not apply to optional covers for Domestic Workers Compensation / Landlord Workers Compensation and may not apply to other optional covers (if available and selected). Any discounts/entitlements may be subject to rounding and may only apply to the extent that any minimum premium is not reached.
10 Home - When you buy a new home insurance policy online a discount of up to 10% is applied to your first year’s premium including for the following optional covers (if selected); Accidental damage, Flood, Motor Burnout/Fusion and Portable Contents/ Personal Effects. This discount is not applied on renewal. Landlord - When you buy a new Landlord insurance policy online a premium discount of up to 10% is applied to your first year’s premium including the optional cover Flood. This discount is not applied on renewal.
