Banking benefits for Australian Unity partner employees

Fees, and charges and lending criteria apply for all transaction, savings and deposit accounts, loans and credit cards which are issued by Australian Unity Bank Limited ABN 30 087 652 079 AFSL/Australian Credit Licence No. 237994. Please refer to Terms and Conditions before applying for any product. Australian Unity Bank Limited is covered by the Financial Claims Scheme, which protects depositors through the provision of a guarantee on deposits up to a cap (currently $250,000) per account holder, per authorised deposit-taking institution (ADI). For more information please view our page or the APRA website at www.fcs.gov.au.

Information is correct as at 06 March 2025 and is subject to change. Australian Unity reserves the right to offer rates, fees and charges that differ from those currently promoted on the website or advertised.

¹ 10% discount includes all other retail discounts and is only available when paying by direct debit. This discount is for new customers only and is not available through health insurance brokers or comparators. Not to be used in conjunction with any other offer or discount. Excludes Overseas Visitors Cover. Health insurance is issued by Australian Unity Health Limited ABN 13 078 722 568.

² Offer not available for construction loans and is subject to approval. Australian Unity reserves the right to amend or discontinue the offer at any time. Standard lending criteria, fees, charges, terms and conditions apply.

³ Secured Personal loan comparison rate calculation is based on a secured loan of $10,000 over three years with fortnightly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.

⁴ Unsecured Personal loan comparison rate calculation is based on an unsecured loan of $10,000 over three years with fortnightly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.

⁵ Discount does not apply to the cash advance interest rate, which is 18.99% p.a. Interest rates are current as of 08 July 2024.

^*Free self serve redraw refers to self serve redraw performed through Internet banking or the mobile banking app. Staff assisted redraw will incur a fee. Please refer to the loan fee schedule for more details.

Fee waivers and discounted interest rates continue for term of engagement. Fee waiver does not continue if the member ceases employment with the Australian Unity partner. Fees and charges apply. Refer to Fees and Charges for information on current fees and charges.

Lending criteria apply for all loans and credit cards, and their product terms are available on application. Please refer to Terms and Conditions before applying for any product.

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