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A good bank knows support
goes beyond the buzzer

Australian Unity are proud sponsors of the Southern Basketball Association.

Join a bank that is run to benefit you. Australian Unity supports you in your journey to health, wellbeing and financial control, by offering exclusive discounted rates, special offers, personalised service, educational information and award-winning products.

To take advantage of the below offers, use the promo code SBA when applying or speaking to us.

$2,000 Cash back

When you settle a home loan, investment loan or refinance equal to or over $250,000 and includes new lending with Australian Unity.^

Call & mention this offer

Speak to Australian Unity today about protecting your most important assets

Did you know as a partner of Australian Unity Bank, SBA’s members and supporters get extra benefits with your general insurance?

Simply take out any new Home, Landlord or Comprehensive Car insurance policy through Australian Unity and you will receive a $100 Visa Gift card8 to spend on whatever you like. Plus, get up to a 10% discount on your first year’s premium when you buy this new policy online.9,10

You can speak to one of our general insurance specialists on 1300 130 935, don’t forget to use the code ‘SBA’ to access this offer.

Australian Unity has your back both on and off the court this season.
Enjoy additional benefits

Get a loan package with all the trimmings – enjoy flexibility, low rates, and as an SBA member or supporter no fees- with competitive rates

Health Wealth Happiness Home Loan Package / Wealth Builder Investor Package

  • Pay no annual fee (usually $399)1
  • Borrow up to 90% (inc Lenders Mortgage Insurance, ‘LMI’) of the value of your property, subject to approval
  • Free property valuation for one residential security included
  • Free online redraw, minimum $500
  • No fee to split your loan
  • No fee when switching from a variable to a fixed interest rate (normally $249)
  • Available for P&I and Interest Only loans
  • Bundle this loan with PHI & get up to $1,2502 for couples/families and $8503 for singles worth of value per year to put towards your Australian Unity private health insurance for up to 5 years. T&C apply

Find out more about our banking and insurance products

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Whether it’s understanding terminology, you’re looking to apply or you have a question
about your account we can help you with all your banking questions.

Speak with us today

Monday to Friday - 8.30am to 5.30pm AEST

Call 1300 790 740

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Bank better with Australian Unity

focused on wellbeing

Focused on Wellbeing

We help customers support the health and wellbeing of their family by creating products that help them save on health insurance and the tools to improve their financial control.

flexible

Flexible

Our banking products give you the flexibility to change as your life does. Options like applying to see if you can pause your home loan repayments due to a life event or paying using your phone.

mutual

Mutual

As a member-owned bank we focus on our customers, members and the community. We focus on your financial wellbeing through personalised service and competitive rates.

experience

Experience

We’ve been helping people with their banking solutions for over 30 years and the Australian Unity Group has been around for 180 years so we’ll be able to help you with your banking needs.

See how we have been awarded for rewarding you with great rates

Ratings Awards

Important information

Fees, charges and lending criteria apply for all loans and credit cards. Please refer to Terms of Use before applying for any product.

Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions (including Terms of Use), any Product Disclosure Statement (if applicable) and Financial Services Guide before acquiring any product.

Interest rates on this page are current as at 24 March 2020 and subject to change.

^Offer applies to new home loan customers to Australian Unity only, the $2,000 cash back offer is a one off payment only, is not transferable and is payable into the customer’s Australian Unity transaction account upon settlement of the loan. Australian Unity reserves the right to amend or discontinue the cash back offer at any time. Loans must be approved and settled to qualify for the offer. Standard lending criteria, fees, charges, terms and conditions apply. The cash back payment of $2,000 does not affect the cost of the loan in any way. Offer is available to the first 25 loans.

1 Fee waivers and discounted interest rates continue for term of engagement. Other fees and charges apply.

2 Total value is achieved by applying a 10% discount on the premium and then a $500 contribution from Australian Unity Bank Limited. 10% discount is available only when paying by direct debit. The total value indicated is based on ‘Ultimate Hospital (Gold) with $500 excess & Advanced 80% Extras’, with a base premium of $7,995.10 (assuming a Family/Couple in Victoria with a 0% Lifetime Health Cover Loading, the Australian Government Rebate on Private Health Insurance of 24.808%). Calculations are correct as at 01/04/2020. Health insurance is issued by Australian Unity Health Limited ABN 13 078 722 568.

3 Total value is achieved by applying a 10% discount on the premium and then a $500 contribution from Australian Unity Bank Limited. 10% discount is available only when paying by direct debit. The total value indicated is based on ‘Ultimate Hospital (Gold) with $500 excess & Advanced 80% Extras’, with a base premium of $3,997.50 (assuming a Single in Victoria with a 0% Lifetime Health Cover Loading, the Australian Government Rebate on Private Health Insurance of 24.808%). Calculations are correct as at 01/04/2020. Health insurance is issued by Australian Unity Health Limited ABN 13 078 722 568.

4 Secured Personal loan comparison rate calculation is based on a secured loan of $10,000 over three years with fortnightly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.

5 Unsecured Personal loan comparison rate calculation is based on an unsecured loan of $10,000 over three years with fortnightly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.

6 Discount does not apply to the cash advance interest rate, which is 18.99% p.a. as at 24 October 2018. Interest rates are current as at 24 March 2020 and are subject to change.

7 Australian Unity Bank Limited, ABN 30 087 652 079 AFSL No 237994 (Australian Unity) is authorised: For Home, Landlord, Motor and Caravan & Trailer Insurance, to refer you online to the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708 (Allianz) and to arrange insurance over the phone and provide you with general advice on this insurance as agent for Allianz. For Pleasure Craft Insurance, to refer you to Allianz as its agent. Australian Unity is not authorised to provide general advice on Pleasure Craft Insurance. Any advice on this insurance is provided by Allianz and not Australian Unity. Pleasure Craft Insurance is issued and managed by Club Marine Limited ABN 12 007 588 347 AFSL 236916 (“Club Marine"). Club Marine is an agent of the insurer Allianz and is a member of the Allianz Group. Club Marine Assist is provided by Club Marine Limited. Assistance services are provided by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL No. 245631 (AWP) trading as Allianz Global Assistance. For Worldcare Travel Insurance, to refer you to AWP under an arrangement with AWP. Worldcare Travel insurance is underwritten by the insurer Allianz and issued and managed by AWP, trading as Worldcare and Allianz Global Assistance. Any advice is not based on any consideration of your objectives, financial situation or needs. Therefore, you should consider whether the advice is suitable for you and your personal circumstances. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statements available upon request. If you purchase this home, landlord, motor, caravan and trailer or pleasure craft insurance, we will receive a commission from Allianz that is a percentage of the premium. If you purchase a travel insurance policy we will not receive a commission from AWP but will receive from Allianz a reimbursement for costs associated with distribution of insurance products up to an agreed amount. For more details of how we are paid refer to our Financial Services Guide. It’s important that you read our FSG before acting on any advice or taking out insurance through us. You can download the Australian Unity Bank Limited FSG here.

8 This offer is only available to customers who purchase a new Home, Landlord or Comprehensive Car insurance policy through Australian Unity over the phone or online and mention or enter the promo code SBA at the time of purchasing the insurance policy. Australian Unity reserves the right to amend or discontinue the offer at any time. The customer will receive one $100 Visa Gift Card for the eligible insurance policy purchased. Gift cards are issued by Heritage Bank Limited ABN 32 087 652 024 AFSL/ACL 240984 pursuant to a license from Visa Worldwide Pte Limited. Heritage Bank deals with any funds loaded onto the card in accordance with its arrangements with Corporate Prepaid Cards Pty Ltd ABN 25 092 828 772 AFSL 509642. All gift cards will be delivered by post. Australian Unity will not be held responsible for any damaged, undelivered, lost or stolen Gift Cards and no replacement will be provided. Allow 4 weeks after the start date of the new policy for delivery of the Gift Card. Visa Gift Cards are subject to the terms and conditions that appear on the Gift Card letter or at www.universalgiftcard.com.au. This offer can be altered or withdrawn at any time by Australian Unity without notice.

9 Minimum premiums- If you are eligible for more than one discount, Allianz applies them in a predetermined order. This means any subsequent discount will be applied to the reduced premium amount after applying any prior discounts and the effect of the subsequent discount will be reduced. For example, the aggregate effect of applying two 10% discounts consecutively means that you will not see the full benefit of both these discounts. Discounts do not apply to taxes or government charges. Discounts do not apply to optional covers for Domestic Workers Compensation / Landlord Workers Compensation and may not apply to other optional covers (if available and selected). Any discounts/entitlements may be subject to rounding and may only apply to the extent that any minimum premium is not reached.

10 Home - When you buy a new home insurance policy online a discount of up to 10% is applied to your first year’s premium including for the following optional covers (if selected); Accidental damage, Flood, Motor Burnout/Fusion and Portable Contents/ Personal Effects. This discount is not applied on renewal. Landlord - When you buy a new Landlord insurance policy online a premium discount of up to 10% is applied to your first year’s premium including the optional cover Flood. This discount is not applied on renewal.