Join a bank that is run to benefit you and supports you in your journey to financial control, by offering exclusive discounted rates
and special offers, a personalised service, educational information and award winning products.
Whether you're buying or refinancing, an Australian Unity home loan can help you save time and money.
This home loan package is a multi-award winner, recognised by Money Magazine and Mozo for its competitive features – and that’s even before partnership benefits!
Whether you're going on a trip, buying a new car or renovating, a personal loan can help you get there.
Discounted variable interest rates for both secured and unsecured personal loans3,4
A discounted purchase interest rate of 5.74% p.a. interest rate5 on purchases, up to 45 days interest free and with a low annual fee of $59, our award winning Low Rate Visa Credit Card is one of the best value cards on the market.
You'll enjoy:
An easy to use, feature-rich everyday account with no monthly account keeping fees.
Active Saver - Be rewarded for actively saving and leaving your money alone with bonus interest.
Freedom Saver - The freedom to access your money with no deposit or withdrawal restrictions.
Easy Saver - Easily access a quick burst of high interest with a 4 month introductory rate.
With a term deposit you know exactly how much interest you’ll earn. Make a deposit of $5,000 or more, choose a term from 1 month to 5 years, select a range of interest payment options and you’re good to go.
Banking products are issued by Australian Unity Bank Limited ABN 30 087 652 079 AFSL/Australian Credit Licence No. 237994. Australian Unity Bank Limited is wholly owned subsidiary of Australian Unity Limited.
Fees, charges and lending criteria apply for all loans and credit cards. Please refer to Terms of Use before applying for any product.
Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions (including Terms of Use), any Product Disclosure Statement (if applicable) and Financial Services Guide before acquiring any product.
^Offer not available for construction loans and is subject to approval. Australian Unity reserves the right to amend or discontinue the offer at any time. Standard lending criteria, fees, charges, terms and conditions apply.
Information is correct as at 24 July 2023 and is subject to change. Australian Unity reserves the right to offer rates, fees and charges that differ from those currently promoted on the website or advertised.
1 10% discount includes all other retail discounts and is only available when paying by direct debit. This discount is for new customers only and is not available through health insurance brokers or comparators. Not to be used in conjunction with any other offer or discount. Excludes Overseas Visitors Cover. Health insurance is issued by Australian Unity Health Limited ABN 13 078 722 568.
2 Offer not available for construction loans and is subject to approval. Australian Unity reserves the right to amend or discontinue the offer at any time. Standard lending criteria, fees, charges, terms and conditions apply.
3 Secured Personal loan comparison rate calculation is based on a secured loan of $10,000 over three years with fortnightly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.
4 Unsecured Personal loan comparison rate calculation is based on an unsecured loan of $10,000 over three years with fortnightly repayments. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.
5 Discount does not apply to the cash advance interest rate, which is 18.99% p.a. as at 24 October 2018. Interest rates are current as at 24 March 2020 and are subject to change.
Fee waivers and discounted interest rates continue for term of engagement. Fee waiver does not continue if the member ceases employment with the Australian Unity partner. Fees and charges apply. Refer to Fees and Charges for information on current fees and charges.
Lending criteria apply for all loans and credit cards, and their product terms are available on application. Please refer to Terms of Use before applying for any product.
Our Target Market Determinations are available here.