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Australian Unity Bank cuts variable home loan rates

22 May 2025

Tags: Media

Australian Unity Bank will reduce its variable home loan interest rates for existing customers by 0.25% per annum following the Reserve Bank of Australia’s decision on 20 May to lower the official cash rate by 25 basis points to 3.85 per cent. The new rates will take effect from 4 June 2025. 

Matthew Ricker, Chief Executive Officer at Australian Unity Bank, said the latest decision reflects the bank’s ongoing commitment to supporting home loan customers through changing economic conditions.

“This is our second rate cut in recent months, and we know it will be welcome news for many. It offers further relief after what has been an extended period of higher costs and financial pressure,” Mr Ricker said.

“We understand that any relief in interest rates can make a significant difference to our customers’ financial wellbeing. This reduction aims to ease that pressure and support them during these challenging times.”

Interest rates for new home loan customers will be reducing by 0.20% per annum on 4 June 2025.

New and existing customers seeking more information or assistance with their loan can contact the Australian Unity Bank team on 1300 790 740.

 

Media contact

T: 1300408776
E: media@australianunity.com.au

 

About Australian Unity

Established in 1840, Australian Unity is a member-owned wellbeing company with more than 370,000 members and more than 700,000 customers. 
Our range of health, wealth and care products and services provides member, customer and community value that is supportive of personal and community wellbeing.

 



Important Information

All banking products are issued by Australian Unity Bank Limited ABN 30 087 652 079

AFSL/Australian Credit Licence No. 237994. Australian Unity Bank Limited is wholly owned subsidiary of Australian Unity Limited.
 
Fees, charges and lending criteria apply. Any advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you.

Before acquiring any product you should read the relevant terms and conditions (including Terms of Use), any Product Disclosure Statement (if applicable), Financial Services Guide and Credit Guide – available here.

Our Target Market Determinations are available here.

Information is correct as at 22 May 2025 and is subject to change.

Australian Unity, 271 Spring St, Melbourne, Victoria 3000

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