Cat insurance

5% discount for Australian Unity customers³

Get a quick quote

Why get cat insurance through Australian Unity?

Despite spending most of their lives curled up asleep, we all know the mischief our furry pals can find themselves in. One second they’re in a shoe box, the next, the neighbour’s roof.

Up to 80% back

Get back up to 80% of eligible vet costs*

Choice of Excess

Enjoy flexibility with a choice in excess ($0, $250, $500)

Routine Care Benefit Option

Vaccinations, de-sexing, micro-chipping, and many other day to day reasons to visit the vet

Complimentary VetChat subscription

Vet care in your pocket. Get access to complimentary online vet consults with VetChat, anytime, anywhere. T&C’s apply^ Read more

Claim on the spot with GapOnly®

Don’t pay the full Vet invoice upfront, simply pay the gap amount not covered by your policy on eligible claims with GapOnly^®>

Australian Unity customer discount

5% policy discount for existing Australian Unity customers³

Cat cover options

	Bronze	Gold	Platinum
Annual Benefit Limit	up to $20,000	up to $20,000	up to $30,000
Benefit Percentage	80%	80%	80%
Excess (per condition, per policy period)	$0, $250, $500	$0, $250, $500	$0, $250, $500
Eligibility	Older than 8 weeks and younger than 15 years	Older than 8 weeks and younger 9 years	Older than 8 weeks and younger than 9 years
Coverage	The following specified conditions only: ingestion of a foreign object poisoning feline lower urinary tract disease gastrointestinal problems diabetes hyperthyroidism heart disease outer and inner ear infections arthritis renal disease cancer	Specified accidental injuries and illnesses	Specified accidental injuries and illnesses
Consultation sub-limit (Home visits included)	$500	$500	Up to annual benefit limit
Paralysis Tick Sub-limit	n/a	$3,000	Up to annual benefit limit
Cruciate Ligament Conditions sub-limit	n/a	$4,000 per leg per policy period	Up to annual benefit limit
Hip Joint Surgery sub-limit (Total Hip Replacements are included)	n/a	$6,000 per hip	Up to annual benefit limit
Emergency Boarding sub-limit	$1,000	$1,000	$1,500
Dental Illness Benefit Limit	$1,000 (Optional cover – in addition to your annual benefit limit)	$1,000 (Optional cover – in addition to your annual benefit limit)	$1,000 (included – as part of your annual benefit limit)
Waiting Period	0 days for specified accidental injury 21 days for illness and specified conditions 6 months for cruciate ligament conditions (not covered on Bronze Cover) 6 months for dental illness benefit (if applicable)
Optional Extras Available	Routine Care (non-insurance benefit)	Routine Care (non-insurance benefit)	Routine Care (non-insurance benefit)
	Get a quick quoteGet a quote	Get a quick quoteGet a quote	Get a quick quoteGet a quote
What's not covered?
	Refer to the Product Disclosure Statement (PDS) for further details about policy exclusions.

This is a limited summary of the benefits. For full details of the standard terms, conditions, limits and exclusions that apply please read the Product Disclosure Statement (PDS)
⁺We will pay you the Benefit Percentage for the eligible Vet Expenses incurred by you for Consultations up to the Benefit Limit (subject to the Sub-limit) as shown on your Certificate of Insurance. Consultations include home visits by the Vet.

Optional extras

Routine care (non-insurance benefit)

Pet insurance can help protect your pal against the unexpected. But, as we all know, they aren’t the only costs that come with owning a pet. In order to keep them happy and healthy, regular vet visits are required, but the good news is we can provide a contribution to those too.

For just a little extra, you can add Routine Care to your policy to help cover the following:

$100 annual benefit limit for any one of the following

Desexing
Microchipping
Heartworm control
Teeth cleaning
Prescription diets
Cremation or burial
Dental illness treatment
Council registration fees
Obedience training
Behavioural therapy
Alternative therapies

PLUS $50 annual benefit limit for any one of the following

Vaccination or health check
Flea/tick/worm control
Blood Screen

Get in touch

Email us

Have a question? Send us an email.

Email us

Call on 1300 130 935

Prefer to chat? Call us on the above number

Call us

About us

We’re Australia’s first member-owned wellbeing company.

Learn more

Petinsurance.com products were awarded

Important Information

Petinsurance.com.au policies entered into for the first time prior to 7 November 2023 and subsequent renewals of those policies are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted and distributed by PetSure’s Authorised Representative (AR) Pet Insurance Pty Ltd ABN 38 607 160 930, AR 1234944 (PIPL) and Australian Unity Bank Limited ABN 30 087 652 079, AFSL 237994 (AUBL). Petinsurance.com.au policies entered into for the first time on or after 7 November 2023 and subsequent renewals of those policies are issued by PetSure and promoted and distributed by PetSure’s AR, PIPL and AUBL. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing, or choosing to continue with the product. PDS and Target Market Determination available at petinsurance.com.au. It’s important that you read Australian Unity’s FSG before acting on any advice or taking out insurance through us. You can download the Australian Unity Bank FSG here.

² Once all required claims documentation has been received.

³ This 5% discount is available to customers who hold an existing Australian Unity product or service, including Australian Unity General Insurance, Banking, Private Health Insurance, Independent & Assisted living and tell us they are a customer when they take out a new Australian Unity Pet Insurance policy. Not available in conjunction with any other offer except where clearly expressed or communicated by Australian Unity to constitute or form part of a single offer. This offer can be withdrawn at any time by Australian Unity. Discount is applied for the first year of cover, and each year after that whilst the offer remains available. Australian Unity reserves the right to remove the discount if you cease to hold one of these products.

GapOnly^® is a trademark owned by PetSure (Australia) Pty Ltd.

>The gap is the difference between the vet’s invoice and the eligible claim benefit under your pet insurance policy. GapOnly® is a trademark owned by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183. GapOnly® is available on eligible claims at participating vets with a pet insurance policy from a GapOnly® pet insurance partner. Please visit GapOnly® to search for GapOnly® enabled vets.

^VetChat Terms and Conditions

Available to customers who get a new pet insurance policy limited to 1 subscription per eligible policy. The Vetchat Services Pty Ltd (VetChat) subscription (valued at $199.95 a year) is a third-party subscription-based service independent from the insurance product and will commence after policy has been in force for 14 days, and will continue for as long as your policy remains active. By taking out a policy you agree to Petinsurance.com.au providing your contact details to VetChat who will contact you to set up your subscription. VetChat subscription will no longer be active if policy is cancelled for any reason. Offer is not redeemable for cash and cannot be used in conjunction with other offers. Petinsurance.com.au can withdraw or extend offer at any time, without notice.

Consultations are subject to VetChat’s General Terms and Conditions and Privacy Policies which are available online at vetchat.com.au. By accepting this service, you agree that PetSure and or Hollard and or PIPL cannot be held liable for any damage or loss arising from your reliance on the advice from the use of the services offered by VetChat.

*Policy Terms and Conditions, limits, waiting periods, exclusions and excesses apply.

Cat insurance

5% discount for Australian Unity customers3

Why get cat insurance through Australian Unity?

Despite spending most of their lives curled up asleep, we all know the mischief our furry pals can find themselves in. One second they’re in a shoe box, the next, the neighbour’s roof.

Up to 80% back

Choice of Excess

Routine Care Benefit Option

Complimentary VetChat subscription

Claim on the spot with GapOnly®

Australian Unity customer discount

Cat cover options

What's not covered?

Optional extras

Routine care (non-insurance benefit)

Quick links

Get in touch

Email us

Call on 1300 130 935

About us

Petinsurance.com products were awarded

Important Information

5% discount for Australian Unity customers³