If you're making plans to visit or work in Australia, getting an appropriate level of health insurance may be a requirement for your visa.
And once you're here, Illnesses and accidents can happen at any time, and medical costs in Australia can be very high. Getting health insurance can help to protect you against some of these costs.
Once you select and purchase an Overseas Visitors Cover from Australian Unity, you will automatically receive your confirmation letter by email.
Yes you can, but you will not be able to manage or discuss the policy once it commences unless you have Delegated Authority.
Once the policy commences:
Find out more on setting up Delegated Authority here.
Unless you have requested otherwise, a partner/spouse on your policy has automatic Delegated Authority. This means your partner or spouse will have authorisation to act on your behalf to access and discuss personal information (including claims information) about all members covered under the policy and can make changes to the policy e.g. change the level of the cover or contact details, add or remove a dependant, suspend the policy or cancel the membership.
If you wish to give this authority to other people not listed on your policy, like a relative or a friend, simply complete the Delegated Authority form and return it to Australian Unity or call us on 13 29 39 (8.30am – 6.30pm AEDT weekdays)
You can learn more about Delegated Authority here.
Your health insurance needs to be paid in advance at all times, and can be paid up to a maximum of 12 months in advance. There are two ways you can pay your premiums:
Under some visas, you may be required to meet condition 8501. Condition 8501 means that you must have and maintain adequate health insurance for the whole of your stay in Australia.
All our Working Visa Covers meet condition 8501. None of our current Non-Working Visa Covers meet these requirements.