Making the most of your Health Insurance

As Australia’s first member-owned wellbeing company we’re committed to ensuring that health insurance remains affordable for Australians, and we’re proud to offer our members access to a range of health programs and services designed to make the most of your health insurance.

What makes us different?

180 Years
We’ve been supporting the wellbeing of Australians since 1840.
Member-owned
We invest in the products and services that matter most to our members, customers and the community.
Wellbeing experts
For more than 20 years we’ve partnered with Deakin University to measure the wellbeing of Australians.

Interested in finding more about how you can support your Real Wellbeing?

Find tips, tools and stories on our online Real Wellbeing Content Hub.

How to make the most of your health insurance

Health insurance covers a wide range of services and treatments, and it’s easy to forget just how many. As an Australian Unity health insurance member, your cover may include one or more of the following programs and services designed to help you get healthy and stay healthy.



Preventative Health Services

Claim back on selected personalised support programs designed to bring about positive change in your life. Depending on your level of cover, you may be able to get money back on the following services:

  • Weight Loss programs
  • Quit Smoking programs
  • Doctor Health Checks
  • Personal Health Coaching
  • Diabetes Australia Membership
  • Bone Density Scans
  • Step into Life
  • Lift for Life
  • Mammogram Screenings
  • Cervical Cancer Vaccinations

Find out more

Health Support Programs

We give you added support to improve and sustain your health and wellbeing. Depending on your level of cover, the following programs may be available to you:

  • Mental health support through the MindStep program
  • Health coaching through the HealthierMe program

Find out more

Further benefits


Support for new and expectant parents

Depending on your level of cover, we offer BumptoBaby, an innovative program for eligible Australian Unity health insurance members. BumptoBaby provides practical support to expectant parents via regular access to a qualified midwife, via telephone and email, throughout your pregnancy and right up until your baby’s first birthday, plus an informative website relating to pregnancy and parenting.


Find out more

No Gap Dental Network

On selected covers get up to 100% back on preventative dental treatment such as scale and clean, fluoride treatment and mouthguards when you visit any provider in our No Gap Dental Network. Please note, No Gap Dental providers are not available in all states and territories.


Find out more

Get rewards and discounts

We offer our members a wide range of ongoing discounts and rewards, so you will get more than just great health insurance.

Save money on everyday items like groceries, petrol and entertainment with our members only rewards portal. Get up to 10% discounts on vouchers from leading retailers like Woolworths, Bunnings, Priceline, Caltex and many more. You could save hundreds every year.


Find out more

Are you eligible?

To check your eligibility for any of these programs or services listed, please review your Fact Sheet or call us on 13 29 39.

Right Cover Check

If you haven’t reviewed your private health cover in the past couple of years, it may be worth your while to do so. Needs change depending on things like lifestyle, life stage, health issues and financial situations. In addition, there may be new features or products available that suit your circumstances better.

Check your Fact Sheet to see what you’re covered for and decide if it's still right for you or call us on 13 29 39 for a Right Cover Check.