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Your price

Providing the following information will help us calculate the price that you would need to pay for your health cover.

My cover needs
Id' like cover for
All children to be covered will be under the age of 23
All children aged 23-30 are full-time students (includes apprenticeships)
My location
I live in
My personal details
Please enter your date of birth.
Please enter your partner's date of birth.

My income details
Please enter your income to show pricing inclusive of the Australian Government Rebate (AGR) or select ‘No Rebate’ for no AGR.
Please select an annual income range.
TOTAL FROM: $90.70 Monthly
30 day off cooling periodJoin now with peace of mind
96612F4D-7E4C-4DDF-A3C6-581A770EC7E9

Base Extras

Basic cover including preventative and general dental, physio, optical, acupuncture and remedial massage.

From

$12.81*

Connection Timed Out. Please try again.

$ after April 1

$12.81*

Minimum direct debit period

/ Fortnightly

30 day cooling off period

Join now with peace of mind

*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. Price includes cover for non-student dependants aged 23 and over.Price excludes cover for non-student dependants aged 23 and over.
NRMA members discount has been applied.

Extras cover benefits

  • General dental including examinations, most fillings and simple extractions

  • Physiotherapy, optical, acupuncture, remedial massage and more

  • Emergency ambulance

Extras Fact Sheet

Base Extras cover

Claim up to $1,150 per year

Extras covered

Yearly limits (per person)
/what you get back

Waiting periods

Preventative Dental

Covers selected services such as scale and clean, fluoride treatment and mouthguards. Please note: Base Extras does not include to No Gap Dental Network benefits.

General Dental

Covers most fillings and simple extractions

Combined maximum of $500 per person

Set amounts per item

Base Extras does not include access to No Gap Dental Network benefits

0 months

0 months for selected diagnostic services

2 months for all other services Includes most fillings and simple tooth extractions

Optical

For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.

$150 per person

Up to 100% of the cost per item

6 months

Physiotherapy

Includes sports physiotherapy and hydrotherapy

Exercise Physiology

Includes hydrotherapy

Combined maximum of $150 per person

$40 per consultation

2 months

2 months

Acupuncture

 

Remedial Massage

 

Myotherapy

 

Combined maximum of $150 per person

$30 per consultation

2 months

2 months

2 months

Chiropractic and Osteopathy

 

Combined maximum of $100 per person

$30 per consultation, $30 for a chiropractic x-ray

Limit of one chiropractic x-ray per person

2 months

Travel Vaccinations

For approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel

$100 per person

Up to $50 per script

0 months

Ambulance Attendance

For Ambulance attendances where you are not taken to hospital

2 attendances per person

100% of the cost

0 months

Some State schemes already Cover ambulance services.

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

Emergency Ambulance Transportation

Where the transport is coded and invoiced as emergency transport by a recognised State Ambulance authority.

Unlimited

100% of the cost

0 months

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

^ Waiting periods and yearly limits may apply.

Base Extras cover cover

Claim up to $1,150 per year

Extras covered

Covers most fillings and simple extractions

Yearly limits (per person)

Combined maximum of $500 per person

Set amounts per item

Base Extras does not include access to No Gap Dental Network benefits

Waiting Periods

0 months

Covers selected services such as scale and clean, fluoride treatment and mouthguards. Please note: Base Extras does not include to No Gap Dental Network benefits.

Yearly limits (per person)

Combined maximum of $500 per person

Set amounts per item

Base Extras does not include access to No Gap Dental Network benefits

Waiting Periods

0 months for selected diagnostic services

2 months for all other services Includes most fillings and simple tooth extractions

For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.

Yearly limits (per person)

$150 per person

Up to 100% of the cost per item

Waiting Periods

6 months

Includes sports physiotherapy and hydrotherapy

Yearly limits (per person)

Combined maximum of $150 per person

$40 per consultation

Waiting Periods

2 months

Includes hydrotherapy

Yearly limits (per person)

Combined maximum of $150 per person

$40 per consultation

Waiting Periods

2 months

 

Yearly limits (per person)

Combined maximum of $100 per person

$30 per consultation, $30 for a chiropractic x-ray

Limit of one chiropractic x-ray per person

Waiting Periods

2 months

 

Yearly limits (per person)

Combined maximum of $150 per person

$30 per consultation

Waiting Periods

2 months

 

Yearly limits (per person)

Combined maximum of $150 per person

$30 per consultation

Waiting Periods

2 months

 

Yearly limits (per person)

Combined maximum of $150 per person

$30 per consultation

Waiting Periods

2 months

For approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel

Yearly limits (per person)

$100 per person

Up to $50 per script

Waiting Periods

0 months

Where the transport is coded and invoiced as emergency transport by a recognised State Ambulance authority.

Yearly limits (per person)

Unlimited

100% of the cost

Waiting Periods

0 months

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

For Ambulance attendances where you are not taken to hospital

Yearly limits (per person)

2 attendances per person

100% of the cost

Waiting Periods

0 months

Some State schemes already Cover ambulance services.

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

^ Waiting periods and yearly limits may apply.
The information on this page is a summary only. Please read the product Fact Sheet to understand the benefits, limits, restrictions, exclusions, waiting periods, pre-existing conditions and excesses that apply, and what it means to be 'Covered' including out-of-pocket costs.

What you need to join today

  • Medicare card

  • Payment details

  • Existing cover information (if applicable)

*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. Price includes cover for non-student dependants aged 23 and over.Price excludes cover for non-student dependants aged 23 and over.
NRMA members discount has been applied.

Base Extras

From

$12.81*

Connection Timed Out. Please try again.

$ after April 1

$12.81*

Minimum direct debit period

/ Fortnightly

30 day cooling off period

Join now with peace of mind

*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. Price includes cover for non-student dependants aged 23 and over.Price excludes cover for non-student dependants aged 23 and over.