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Id' like cover for
All children to be covered will be under the age of 23
All children aged 23-30 are full-time students (includes apprenticeships)
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My insurance history:
Please answer these questions about your history of holding private hospital cover to help us determine whether a Lifetime Health Cover loading will apply to your price.
I have held private hospital cover continuously for the previous 10 years, or since turning 31 years old.
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*If you tick this option, the price we show will not include any Lifetime Health Cover loading (LHC). Any applicable LHC loading will be confirmed once we receive a Transfer Certificate from your previous insurer.

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Compare Extras Cover with Dental Benefits

Choose the level of extras cover that matches your oral care needs and budget.

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Covered
Benefits paid under your cover up to specified yearly limits, per person, per calendar year.
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Easy Extras

From

$*

Weekly Fortnightly Monthly Quarterly Yearly
Payment frequency Minimum direct debit frequency is fortnightly
Includes 4% direct debit discount

Entry-level cover with 50% back on the basics, unlimited emergency ambulance and 100% back on selected dental services through our No-Gap Dental Network.

Cover includes non-student dependants aged 23 and over.
View Extras Fact Sheet
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Extras cover
Claim up to $950 per person per calendar year ^
  • Unlimited
  • $400 combined limit with general dental and preventative dental. Please Note: No Gap Dental providers are not available in all states and territories. Covers selected services such as examinations, x-rays, scale and clean, fluoride treatment and mouthguards
  • $400 combined limit with No Gap Dental and general dental
  • $400 combined limit with No Gap Dental and preventative dental
  • $300 limit combined with Exercise Physiology
  • $150 limit combined with Acupuncture and Myotherapy
Ambulance
Unlimited Emergency Ambulance transportation
  • Unlimited
  • 2 attendances per person
Dental
See individual limits below
  • $400 combined limit with general dental and preventative dental. Please Note: No Gap Dental providers are not available in all states and territories. Covers selected services such as examinations, x-rays, scale and clean, fluoride treatment and mouthguards
  • $400 combined limit with No Gap Dental and general dental
  • $400 combined limit with No Gap Dental and preventative dental
Therapies
See individual limits below
  • $300 limit combined with Exercise Physiology
  • $300 limit combined with Physiotherapy
  • $150 limit combined with Remedial Massage and Myotherapy
  • $150 limit combined with Acupuncture and Myotherapy
  • $150 limit combined with Acupuncture and Remedial Massage
Other
See individual limits below
  • $100 per person

Focus Extras

From

$*

Weekly Fortnightly Monthly Quarterly Yearly
Payment frequency Minimum direct debit frequency is fortnightly
Includes 4% direct debit discount

Focus in on the essentials with 60% back on key services. Plus, 100% back on Optical, selected dental services through our No Gap Dental Network and unlimited emergency ambulance .

Cover includes non-student dependants aged 23 and over.
View Extras Fact Sheet
View Product
Extras cover
Claim up to $2,300 per person per calendar year ^
  • Unlimited
  • Benefits claimed as No Gap Dental do not count towards the yearly limit. Please Note: No Gap Dental providers are not available in all states and territories. Covers selected services such as scale and clean, fluoride treatment and mouthguards.
  • $700 per person, $1400 limit per family combined with Preventative Dental, Root Canal, Gum Disease Treatments & Surgical Extractions, Crowns, Bridges & Dentures
  • $700 per person, $1400 per family combined with Preventative Dental, General Dental and Crowns, Bridges and Dentures
  • $700 limit per person, $1400 limit per family. Combined with Preventative Dental, General Dental and Root Canal, Gum Disease Treatments and Surgical Extractions
  • $200 per person, $400 per family
  • $400 limit combined with Exercise Physiology
  • $250 combined limit
  • $200 limit combined with Acupuncture and Myotherapy
  • $200 limit
Ambulance
Unlimited Emergency Ambulance transportation
  • Unlimited
  • 2 attendances per person
Dental
See individual limits below
  • Benefits claimed as No Gap Dental do not count towards the yearly limit. Please Note: No Gap Dental providers are not available in all states and territories. Covers selected services such as scale and clean, fluoride treatment and mouthguards.
  • $700 per person, $1400 limit per family combined with General Dental, Root Canal, Gum Disease Treatments & Surgical Extractions, Crowns, Bridges & Dentures
  • $700 per person, $1400 limit per family combined with Preventative Dental, Root Canal, Gum Disease Treatments & Surgical Extractions, Crowns, Bridges & Dentures
  • $700 per person, $1400 per family combined with Preventative Dental, General Dental and Crowns, Bridges and Dentures
  • $700 limit per person, $1400 limit per family. Combined with Preventative Dental, General Dental and Root Canal, Gum Disease Treatments and Surgical Extractions
Optical
$200 per person, $400 per family
  • $200 per person, $400 per family
Therapies
See individual limits below
  • $400 limit combined with Exercise Physiology
  • $400 limit combined with Physiotherapy
  • $250 combined limit
  • $200 limit combined with Remedial Massage and Myotherapy
  • $200 limit combined with Acupuncture and Myotherapy
  • $200 limit combined with Acupuncture and Remedial Massage
Other
See individual limits below
  • $200 limit
  • $200 limit
  • $150 limit

Balanced Extras

From

$*

Weekly Fortnightly Monthly Quarterly Yearly
Payment frequency Minimum direct debit frequency is fortnightly
Includes 4% direct debit discount

Balanced cover across a wide range of services, with strong dental that grows with you. Plus solid optical, increasing hearing aid limits, and the flexibility to pair it with the hospital cover that suits you.

Cover includes non-student dependants aged 23 and over.
View Extras Fact Sheet
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Extras cover
Claim up to $4,000 per person per calendar year ^
  • Unlimited
  • Benefits claimed as No Gap Dental do not count towards the yearly limit. Please Note: No Gap Dental providers are not available in all states and territories.
  • $800 per person and $1,600 per family in year one, increasing to $1,200 per person and $2,400 per family by year five. Annual limit increases are effective 1 January. Combined with Preventative Dental, Root Canal, Gum Disease Treatments & Surgical Extractions, Crowns, Bridges and Dentures.
  • $800 per person and $1,600 per family in year one, increasing to $1,200 per person and $2,400 per family by year five. Annual limit increases are effective 1 January. Combined with Preventative Dental, General Dental and Crowns, Bridges and Dentures.
  • $800 per person and $1,600 per family in year one, increasing to $1,200 per person and $2,400 per family by year five. Annual limit increases are effective 1 January. Combined with Preventative Dental, General Dental, Root Canal, Gum Disease Treatments & Surgical Extractions.
  • $600 per person limit, $1,200 per family limit
  • $200 limit per person, $400 limit per family
  • $400 limit per person, $800 limit per family combined with Exercise Physiology, Chiropractic and Osteopathy.
  • $400 limit per person, $800 limit per family combined with Physiotherapy and Exercise Physiology.
  • $300 limit per person, $600 limit per family combined with Dietetics, Acupuncture and Myotherapy.
  • $300 limit per person, $600 limit per family combined with Orthotics, Braces, Splints and Garments.
  • $300 limit per person, $600 limit per family combined with Audiology, Speech, Eye and Occupational Therapy.
  • $300 limit per person, $600 limit per family combined with Travel Vaccinations.
  • $200 limit per person combined with Nicotine Replacement Therapy and Skin Checks.
  • $200 limit per person combined with Gym Membership and Skin Checks.
  • $200 limit per person combined with Gym Membership and Nicotine Replacement Therapy
  • $400 per person and $800 per family in year one, increasing to $800 per person and $1,600 per family by year five. Annual limit increases are effective 1 January.
Ambulance
Unlimited Emergency Ambulance transportation
  • Unlimited
  • Unlimited
Dental
See individual limits below
  • Benefits claimed as No Gap Dental do not count towards the yearly limit. Please Note: No Gap Dental providers are not available in all states and territories.
  • $800 per person and $1,600 per family in year one, increasing to $1,200 per person and $2,400 per family by year five. Annual limit increases are effective 1 January. Combined with General Dental, Root Canal, Gum Disease Treatments & Surgical Extractions, Crowns, Bridges and Dentures.
  • $800 per person and $1,600 per family in year one, increasing to $1,200 per person and $2,400 per family by year five. Annual limit increases are effective 1 January. Combined with Preventative Dental, Root Canal, Gum Disease Treatments & Surgical Extractions, Crowns, Bridges and Dentures.
  • $800 per person and $1,600 per family in year one, increasing to $1,200 per person and $2,400 per family by year five. Annual limit increases are effective 1 January. Combined with Preventative Dental, General Dental and Crowns, Bridges and Dentures.
  • $800 per person and $1,600 per family in year one, increasing to $1,200 per person and $2,400 per family by year five. Annual limit increases are effective 1 January. Combined with Preventative Dental, General Dental, Root Canal, Gum Disease Treatments & Surgical Extractions.
  • $600 per person limit, $1,200 per family limit
Optical
$200 per person, $400 per family
  • $200 limit per person, $400 limit per family
Therapies
See individual limits below
  • $400 limit per person, $800 limit per family combined with Exercise Physiology, Chiropractic and Osteopathy.
  • $400 limit per person, $800 limit per family combined with Physiotherapy, Chiropractic and Osteopathy.
  • $400 limit per person, $800 limit per family combined with Physiotherapy and Exercise Physiology.
  • $300 limit per person, $600 limit per family combined with Dietetics, Remedial Massage and Myotherapy.
  • $300 limit per person, $600 limit per family combined with Dietetics, Acupuncture and Myotherapy.
  • $300 limit per person, $600 limit per family combined with Acupuncture, Remedial Massage and Myotherapy.
  • $300 limit per person, $600 limit per family combined with Dietetics, Acupuncture and Remedial Massage.
  • $300 limit per person, $600 limit per family combined with Orthotics, Braces, Splints and Garments.
  • $300 limit per person, $600 limit per family combined with Podiatry.
Other
See individual limits below
  • $300 limit per person, $600 limit per family combined with Psychology.
  • $300 limit per person, $600 limit per family combined with Audiology, Speech, Eye and Occupational Therapy.
  • $300 limit per person, $600 limit per family combined with Travel Vaccinations.
  • $300 limit per person, $600 limit per family combined with Pharmacy.
  • $200 limit per person combined with Nicotine Replacement Therapy and Skin Checks.
  • $200 limit per person combined with Gym Membership and Skin Checks.
  • $200 limit per person combined with Gym Membership and Nicotine Replacement Therapy
Devices & Aids
See individual limits below
  • $200 limit per person, $400 limit per family combined with Blood Glucose and Blood Pressure Monitors, C‑PAP/B‑PAP Devices and TENS Machines, Wheelchairs and Crutches, and Non‑surgical Prostheses.
  • $200 limit per person, $400 limit per family combined with Asthma Pumps and Peak Flow Meters, C‑PAP/B‑PAP Devices and TENS Machines, Wheelchairs and Crutches, and Non‑surgical Prostheses.
  • $200 limit per person, $400 limit per family combined with Asthma Pumps and Peak Flow Meters, Blood Glucose and Blood Pressure Monitors, Wheelchairs and Crutches, and Non‑surgical Prostheses.
  • $200 limit per person, $400 limit per family combined with Asthma Pumps and Peak Flow Meters, Blood Glucose and Blood Pressure Monitors, C‑PAP/B‑PAP Devices and TENS Machines, and Non‑surgical Prostheses.
  • $200 limit per person, $400 limit per family combined with Asthma Pumps and Peak Flow Meters, Blood Glucose and Blood Pressure Monitors, C‑PAP/B‑PAP Devices and TENS Machines, Wheelchairs and Crutches.
  • $400 per person and $800 per family in year one, increasing to $800 per person and $1,600 per family by year five. Annual limit increases are effective 1 January.
*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. Price includes cover for non-student dependants aged 23 and over.Price excludes cover for non-student dependants aged 23 and over.
^ Waiting periods and yearly limits may apply.
The information on this page is a summary only. Please read the product Fact Sheet to understand the benefits, limits, restrictions, exclusions, waiting periods, pre-existing conditions and excesses that apply, and what it means to be 'Covered' including out-of-pocket costs.
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