Optical Cover

Where the transport is coded and invoiced as emergency transport by a recognised State Ambulance authority.

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

For Ambulance attendances where you are not taken to hospital.

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

Covers selected services such as scale and clean, fluoride treatment and mouthguards.

Covers selected services such as scale and clean, fluoride treatment and mouthguards.

Covers most fillings and simple extractions

A full denture replacement is limited to once every three years.

For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.

Includes sports physiotherapy and hydrotherapy

Includes hydrotherapy

For approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel

Where the transport is coded and invoiced as emergency transport by a recognised State Ambulance authority.

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

For Ambulance attendances where you are not taken to hospital.

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

Covers selected services such as scale and clean, fluoride treatment and mouthguards.

Covers selected services such as scale and clean, fluoride treatment and mouthguards.

Covers most fillings and simple extractions

A full denture replacement is limited to once every three years.

For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.

Includes sports physiotherapy and hydrotherapy

Includes hydrotherapy

Excludes podiatric surgery

Orthotics must be recommended by a podiatrist or medical practitioner and supplied by an approved provider in a private practice.

Garments must be recommended by a medical practitioner or allied health professional and supplied by an approved provider in private practice.

For non-PBS prescription pharmaceuticals only, after you pay a sum equal to the current Pharmaceutical Benefits Scheme (PBS) charge. Excludes vitamins, minerals and supplements

For approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel

Benefit applies where you are otherwise eligible to claim for benefits under your Extras cover. General treatment must be received within 12 months from the date of the incident at school which took place after joining this product.

Claim must be accompanied by a description of the accident from the (recognised) school. E.g., A report on the school’s letterhead, letter from the school, or the notification from the school's electronic notification system.

For medically necessary treatment requiring a minimum return trip of 200km or more.

Where the transport is coded and invoiced as emergency transport by a recognised State Ambulance authority.

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

For Ambulance attendances where you are not taken to hospital.

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

Covers selected services such as scale and clean, fluoride treatment and mouthguards.

Covers selected services such as scale and clean, fluoride treatment and mouthguards.

Covers most fillings and simple extractions

A full denture replacement is limited to once every three years.

For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.

Includes sports physiotherapy and hydrotherapy

Includes hydrotherapy

Excludes podiatric surgery

Orthotics must be recommended by a podiatrist or medical practitioner and supplied by an approved provider in a private practice.

Garments must be recommended by a medical practitioner or allied health professional and supplied by an approved provider in private practice.

Benefit for each item is payable every 2 calendar years

Benefit for each item is payable every 2 calendar years

TENS Machines must be recommended by a physiotherapist or medical practitioner and supplied by an approved provider in private practice.

Benefit for each item is payable every 2 calendar years

For hire or purchase of wheelchairs or crutches used in prevention or support post injury

Benefit for each item is payable every 2 calendar years (does not apply to wigs)

Includes hearing aid appliance, replacement and repairs.
Benefit for each item is payable every 3 years (does not apply to repairs).

For non-PBS prescription pharmaceuticals only, after you pay a sum equal to the current Pharmaceutical Benefits Scheme (PBS) charge. Excludes vitamins, minerals and supplements

For approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel

Benefit applies where you are otherwise eligible to claim for benefits under your Extras cover. General treatment must be received within 12 months from the date of the incident at school which took place after joining this product.

Claim must be accompanied by a description of the accident from the (recognised) school. E.g., A report on the school’s letterhead, letter from the school, or the notification from the school's electronic notification system.

For medically necessary treatment requiring a minimum return trip of 200km or more.