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Your price

Providing the following information will help us calculate the price that you would need to pay for your health cover.

My cover needs
Id' like cover for
All children to be covered will be under the age of 23
All children aged 23-30 are full-time students (includes apprenticeships)
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Please enter your partner's date of birth.

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Please enter your income to show pricing inclusive of the Australian Government Rebate (AGR) or select ‘No Rebate’ for no AGR.
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TOTAL FROM: $90.70 Monthly
30 day off cooling periodJoin now with peace of mind
96612F4D-7E4C-4DDF-A3C6-581A770EC7E9

Prime Extras

Comprehensive care for a wide range of extras including dental & orthodontics, physio, chiro, health aids and devices and emergency ambulance.

$32.34*

Connection Timed Out. Please try again.

$ after April 1

$32.34*

Minimum direct debit period

/ Fortnightly

30 day off cooling period

Join now with peace of mind

*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. Price includes cover for non-student dependants aged 23 and over.Price excludes cover for non-student dependants aged 23 and over.
The Advisers Association members discount has been applied.

Extras cover benefits

  • Preventative and general dental including examinations, most fillings and simple extractions

  • Claim up to $900 per person per year for complex and major dental including root canals, surgical extractions, crowns and bridges

  • Physiotherapy, optical, orthodontics, remedial massage, psychology and a wide range of other services including health aids, hearing aids and emergency ambulance

Extras Fact Sheet

Prime Extras cover

Claim up to $8,750^ in the first year

Extras covered

Yearly limits (per person)
/what you get back

Waiting periods

No Gap Dental Network

Covers selected services such as scale and clean, fluoride treatment and mouthguards.

100% of the cost for selected services at our No Gap Dental Network

0 months

Preventative Dental

Covers selected services such as scale and clean, fluoride treatment and mouthguards.

General Dental

Covers most fillings and simple extractions

Combined maximum of $900 per person

Set amounts per item

or 100% of the cost for selected services at our No Gap Dental Network

Benefits claimed as No Gap Dental do not count towards the yearly limit

0 months

0 months for selected diagnostic services

2 months

Root Canal, Gum Disease Treatments & Surgical Extractions

 

Crowns, Bridges & Dentures

Combined maximum of $900 per person

Set amounts per item

12 months

12 months

A full denture replacement is limited to once every three years.

Orthodontics

 

To reward our members loyalty, we increase Orthodontic benefit limits over the first six years of continuous membership on this product. Annual limit increase are effective 1 January.

$700 per person, first to third year
$800 per person, fourth year
$900 per person, fifth year
$1,000 per person, sixth year


Up to 100% of the cost per item

A lifetime maximum of $3,200 per person applies

12 months

Optical

For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.

$300 per person

Up to 100% of the cost per item

6 months

Physiotherapy

Including sports physiotherapy and hydrotherapy.

Exercise Physiology

Includes hydrotherapy

Combined maximum of $500 per person

$70 per consultation

2 months

2 months

Acupuncture

 

Remedial Massage

 

Myotherapy

 

Combined maximum of $300 per person

$50 per consultation

2 months

2 months

2 months

Podiatry

Excludes podiatric surgery

Orthotics, Braces, Splints and Garments

Orthotics must be recommended by a podiatrist or medical practitioner and supplied by an approved provider in a private practice.

Garments must be recommended by a medical practitioner or allied health professional and supplied by an approved provider in private practice.

Combined maximum of $400 per person

$50 per podiatric consultation

Up to 80% of the cost per item

2 months

12 months

Chiropractic and Osteopathy

 

Combined maximum of $300 per person

$50 per consultation

$50 for a chiropractic x-ray

Limit of one chiropractic x-ray per person

2 months

Ante-natal/Post-natal Classes

Includes classes conducted by a private midwife not eligible by Medicare or physiotherapist in private practice

$400 per person

$70 per consultation

2 months

Dietetics

 

$500 per person

$50 per consultation

2 months

Audiology, Speech, Eye and Occupational Therapy

 

Combined maximum of $400 per person

$80 per consultation

2 months

Hearing Aids

Includes hearing aid appliance, replacement and repairs.

$1,500 per person

Up to 80% of the cost per item

12 months for items
2 months for repairs

Benefit for each item is payable every 3 years (does not apply to repairs)

Pharmacy

For non-prescription pharmaceuticals only, after you pay a sum equal to the current Pharmaceutical Benefits Scheme (PBS) contribution. Excludes vitamins, minerals and supplements.

$500 per person

Up to $50 per script

2 months

Travel Vaccinations

For approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel

$250 per person

Up to $50 per script

0 months

Psychology

 

$400 per person

$100 per consultation

2 months

Asthma Pumps and Peak Flow Meters

Blood Glucose and Blood Pressure Monitors

C-PAP Devices and TENS Machines Includes C-PAP/B-PAP

TENS Machines must be recommended by a physiotherapist or medical practitioner and supplied by an approved provider in private practice.

Wheelchairs and Crutches

For hire or purchase of wheelchairs or crutches used in prevention or support post injury when recommended by a healthcare practitioner

Non-Surgical Protheses

Combined maximum of $500 per person

Up to 80% of the cost per item

12 months

Benefit for each item is payable every 2 calendar years

12 months

Benefit for each item is payable every 2 calendar years

12 months

Benefits for each item is payable every 2 calendar years.

2 months

12 months

Benefit for each item is payable every 2 calendar years (does not apply to wigs)

Emergency Ambulance

Where the transport is coded and invoiced as emergency transport by a recognised State Ambulance authority

Unlimited

100% of the cost

0 months

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

Ambulance Attendance

Where you are not taken to hospital.

2 attendances per person

100% of the cost

0 months

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

^ Waiting periods and yearly limits may apply.

Prime Extras cover cover

Claim up to $8,750^ in the first year

Extras covered

Covers selected services such as scale and clean, fluoride treatment and mouthguards.

Yearly limits (per person)

100% of the cost for selected services at our No Gap Dental Network

Waiting Periods

0 months

Covers most fillings and simple extractions

Yearly limits (per person)

Combined maximum of $900 per person

Set amounts per item

or 100% of the cost for selected services at our No Gap Dental Network

Benefits claimed as No Gap Dental do not count towards the yearly limit

Waiting Periods

0 months

Covers selected services such as scale and clean, fluoride treatment and mouthguards.

Yearly limits (per person)

Combined maximum of $900 per person

Set amounts per item

or 100% of the cost for selected services at our No Gap Dental Network

Benefits claimed as No Gap Dental do not count towards the yearly limit

Waiting Periods

0 months for selected diagnostic services

2 months

 

Yearly limits (per person)

Combined maximum of $900 per person

Set amounts per item

Waiting Periods

12 months

 

Yearly limits (per person)

To reward our members loyalty, we increase Orthodontic benefit limits over the first six years of continuous membership on this product. Annual limit increase are effective 1 January.

$700 per person, first to third year
$800 per person, fourth year
$900 per person, fifth year
$1,000 per person, sixth year


Up to 100% of the cost per item

A lifetime maximum of $3,200 per person applies

Waiting Periods

12 months

For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.

Yearly limits (per person)

$300 per person

Up to 100% of the cost per item

Waiting Periods

6 months

Including sports physiotherapy and hydrotherapy.

Yearly limits (per person)

Combined maximum of $500 per person

$70 per consultation

Waiting Periods

2 months

Includes hydrotherapy

Yearly limits (per person)

Combined maximum of $500 per person

$70 per consultation

Waiting Periods

2 months

 

Yearly limits (per person)

Combined maximum of $300 per person

$50 per consultation

$50 for a chiropractic x-ray

Limit of one chiropractic x-ray per person

Waiting Periods

2 months

Includes classes conducted by a private midwife not eligible by Medicare or physiotherapist in private practice

Yearly limits (per person)

$400 per person

$70 per consultation

Waiting Periods

2 months

 

Yearly limits (per person)

Combined maximum of $300 per person

$50 per consultation

Waiting Periods

2 months

 

Yearly limits (per person)

Combined maximum of $300 per person

$50 per consultation

Waiting Periods

2 months

 

Yearly limits (per person)

Combined maximum of $300 per person

$50 per consultation

Waiting Periods

2 months

Excludes podiatric surgery

Yearly limits (per person)

Combined maximum of $400 per person

$50 per podiatric consultation

Up to 80% of the cost per item

Waiting Periods

2 months

Orthotics must be recommended by a podiatrist or medical practitioner and supplied by an approved provider in a private practice. Garments must be recommended by a medical practitioner or allied health professional and supplied by an approved provider in private practice.

Yearly limits (per person)

Combined maximum of $400 per person

$50 per podiatric consultation

Up to 80% of the cost per item

Waiting Periods

12 months

 

Yearly limits (per person)

$500 per person

$50 per consultation

Waiting Periods

2 months

 

Yearly limits (per person)

Combined maximum of $400 per person

$80 per consultation

Waiting Periods

2 months

 

Yearly limits (per person)

$400 per person

$100 per consultation

Waiting Periods

2 months

TENS Machines must be recommended by a physiotherapist or medical practitioner and supplied by an approved provider in private practice.

Yearly limits (per person)

Combined maximum of $500 per person

Up to 80% of the cost per item

Waiting Periods

12 months

Benefits for each item is payable every 2 calendar years.

For hire or purchase of wheelchairs or crutches used in prevention or support post injury when recommended by a healthcare practitioner

Yearly limits (per person)

Combined maximum of $500 per person

Up to 80% of the cost per item

Waiting Periods

2 months

Includes hearing aid appliance, replacement and repairs.

Yearly limits (per person)

$1,500 per person

Up to 80% of the cost per item

Waiting Periods

12 months for items
2 months for repairs

Benefit for each item is payable every 3 years (does not apply to repairs)

For non-prescription pharmaceuticals only, after you pay a sum equal to the current Pharmaceutical Benefits Scheme (PBS) contribution. Excludes vitamins, minerals and supplements.

Yearly limits (per person)

$500 per person

Up to $50 per script

Waiting Periods

2 months

For approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel

Yearly limits (per person)

$250 per person

Up to $50 per script

Waiting Periods

0 months

Where the transport is coded and invoiced as emergency transport by a recognised State Ambulance authority

Yearly limits (per person)

Unlimited

100% of the cost

Waiting Periods

0 months

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

Where you are not taken to hospital.

Yearly limits (per person)

2 attendances per person

100% of the cost

Waiting Periods

0 months

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

^ Waiting periods and yearly limits may apply.
The information on this page is a summary only. Please read the product Fact Sheet to understand the benefits, limits, restrictions, exclusions, waiting periods, pre-existing conditions and excesses that apply, and what it means to be 'Covered' including out-of-pocket costs.

What you need to join today

  • Medicare card

  • Payment details

  • Existing cover information (if applicable)

*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. Price includes cover for non-student dependants aged 23 and over.Price excludes cover for non-student dependants aged 23 and over.
The Advisers Association members discount has been applied.

Prime Extras

$32.34*

Connection Timed Out. Please try again.

$ after April 1

$32.34*

Minimum direct debit period

/ Fortnightly

30 day off cooling period

Join now with peace of mind

*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. Price includes cover for non-student dependants aged 23 and over.Price excludes cover for non-student dependants aged 23 and over.