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Your price

Providing the following information will help us calculate the price that you would need to pay for your health cover.

My cover needs
Id' like cover for
All children to be covered will be under the age of 23
All children aged 23-30 are full-time students (includes apprenticeships)
My location
I live in
My personal details
Please enter your date of birth.
Please enter your partner's date of birth.

My income details
Please enter your income to show pricing inclusive of the Australian Government Rebate (AGR) or select ‘No Rebate’ for no AGR.
Please select an annual income range.

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Top Extras

I'm Under 65 with an income $101,000 or less, Rebate Tier 0 and a 4% discount for direct debit.
Your details
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Top Extras
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From

$ *

Payment frequency
Select the payment frequency
Fortnightly Monthly Quarterly Yearly
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Includes 4% direct debit discount

30 day cooling off period.
Join now with peace of mind.

*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. Price includes cover for non-student dependants aged 23 and over.Price excludes cover for non-student dependants aged 23 and over.
Total From: * Monthly

30 day cooling off period.
Join now with peace of mind.
96612F4D-7E4C-4DDF-A3C6-581A770EC7E9

Extras cover benefits

  • Benefits claimed as No Gap Dental do not count towards your yearly limit Cover for a wide range of dental including general dental, root canals, surgical extractions, crowns, bridges and dentures

  • Physiotherapy, chiropractic, optical, remedial massage, podiatry and a range of additional benefits including health aids and emergency ambulance

Extras Fact Sheet
/

Top Extras cover

Claim up to $9,150 per person per calendar year

Extras covered

Yearly limits (per person)
/what you get back

Waiting periods

Emergency Ambulance

Where the transport is coded and invoiced as emergency transport by a recognised State Ambulance authority

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

Unlimited

100% of the cost

0 months

Ambulance Attendance

For Ambulance attendances where you are not taken to hospital

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

2 attendances per person

100% of the cost

0 months

No Gap Dental Network

Covers selected services such as examinations, some x-rays, scale and clean, fluoride treatment and mouthguards.

Benefits claimed as No Gap Dental do not count towards your yearly limit.

100% of the cost for selected services at our No Gap Dental Network

0 months

Orthodontics

 

$800 per person

Up to 100% of the cost per item

A lifetime maximum of $3,200 per person applies

12 months

Preventative Dental

Covers selected services such as scale and clean, fluoride treatment and mouthguards.

General Dental

Covers most fillings and simple extractions

$1000 per person, $2000 per family

Set amounts per item

0 months

0 months for selected diagnostic services

2 months

Root Canal, Gum Disease Treatments & Surgical Extractions

 

Crowns, Bridges & Dentures

A full denture replacement is limited to once every three years.

$1000 per person, $2000 per family

Set amounts per item

12 months

12 months

A full denture replacement is limited to once every three years.

Optical

For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.

$300 per person, $600 per family

Up to 100% of the cost per item

6 months

Physiotherapy

Including sports physiotherapy and hydrotherapy.

Exercise Physiology

Includes hydrotherapy

Combined maximum of $600 per person

$70 per consultation

2 months

2 months

Acupuncture

 

Remedial Massage

 

Myotherapy

 

Combined maximum of $400 per person

$50 per consultation

2 months

2 months

2 months

Podiatry

Excludes podiatric surgery

Orthotics, Braces, Splints and Garments

When recommended by a podiatrist/orthotist or medical practitioner and supplied by an approved provider in a private practice.

Combined maximum of $400 per person

$50 per podiatric consultation

Up to 80% of the cost per item

2 months

12 months

Chiropractic and Osteopathy

 

Combined maximum of $400 per person
$50 per consultation
$50 for a chiropractic x-ray

Limit of one chiropractic x-ray per person

2 months

Asthma Pumps and Peak flow meters

Blood glucose and Blood pressure monitors

C-PAP Devices and TENS Machines Includes C-PAP/B-PAP

TENS Machines must be recommended by a physiotherapist or medical practitioner and supplied by an approved provider in private practice.

Wheelchairs and Crutches

For hire or purchase of wheelchairs or crutches used in prevention or support post injury.

Non-surgical Prostheses

Combined maximum of $500 per person

Up to 80% of the cost per item

12 months

Benefit for each item is payable every 2 calendar years

12 months

Benefit for each item is payable every 2 calendar years

12 months

Benefit for each item is payable every 2 calendar years

2 months

12 months

Benefit for each item is payable every 2 calendar years (does not apply to wigs)

Hearing aids

Includes hearing aid appliance, replacement and repairs.

Benefit for each item is payable every 3 years (does not apply to repairs)

$1,000 per person

Up to 80% of the cost per item

12 months for items
2 months for repairs

Benefit for each item is payable every 3 years (does not apply to repairs)

Dietetics

 

$500 per person

$50 per consultation

2 months

Audiology, Speech, Eye and Occupational Therapy

 

Combined maximum of $400 per person

$80 per consultation

2 months

Psychology

 

$600 per person

$100 per consultation

2 months

Pharmacy

For non-prescription PBS pharmaceuticals only, after you pay a sum equal to the current Pharmaceutical Benefits Scheme (PBS) contribution. Excludes vitamins, minerals and Supplements

$500 per person

Up to $50 per script

2 months

Travel Vaccinations

For approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel

$250 per person

Up to $50 per script

0 months

School Accident Top-Up Benefit

A top-up benefit to help pay for out-of-pocket costs for services on your Extras cover if your child has an accident at school.

Benefit applies where you are otherwise eligible to claim for the service, to cover additional out-of-pockets.

Claim must be accompanied by a communication from the school’ from ‘A top-up benefit to help pay for out-of-pocket costs for services on your Extras cover if your child has an accident at school.

$200 per child dependant

Up to $200 of the out-of-pocket costs

0 months

Sickness Travel and Accommodation

For medically necessary treatment requiring a minimum return trip of 200km or more.

Combined maximum of $300 per membership

80% of the cost

2 months

^ Waiting periods and yearly limits may apply.

Top Extras cover cover

Claim up to $9,150 per person per calendar year

Extras covered

Where the transport is coded and invoiced as emergency transport by a recognised State Ambulance authority

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

Yearly limits (per person)

Unlimited

100% of the cost

Waiting Periods

0 months

For Ambulance attendances where you are not taken to hospital

Benefits are not payable if ambulance service is already covered by a State-based scheme or your ambulance subscription.

Where an Extras cover is taken with Hospital cover, benefits are payable under the Hospital cover only, except where the Extras product offers additional benefits not included on Hospital.

Yearly limits (per person)

2 attendances per person

100% of the cost

Waiting Periods

0 months

Covers selected services such as examinations, some x-rays, scale and clean, fluoride treatment and mouthguards.

Yearly limits (per person)

Benefits claimed as No Gap Dental do not count towards your yearly limit.

100% of the cost for selected services at our No Gap Dental Network

Waiting Periods

0 months

Covers selected services such as scale and clean, fluoride treatment and mouthguards.

Yearly limits (per person)

$1000 per person, $2000 per family

Set amounts per item

Waiting Periods

0 months

Covers most fillings and simple extractions

Yearly limits (per person)

$1000 per person, $2000 per family

Set amounts per item

Waiting Periods

0 months for selected diagnostic services

2 months

 

Yearly limits (per person)

$1000 per person, $2000 per family

Set amounts per item

Waiting Periods

12 months

A full denture replacement is limited to once every three years.

Yearly limits (per person)

$1000 per person, $2000 per family

Set amounts per item

Waiting Periods

12 months

A full denture replacement is limited to once every three years.

 

Yearly limits (per person)

$800 per person

Up to 100% of the cost per item

A lifetime maximum of $3,200 per person applies

Waiting Periods

12 months

For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.

Yearly limits (per person)

$300 per person, $600 per family

Up to 100% of the cost per item

Waiting Periods

6 months

Including sports physiotherapy and hydrotherapy.

Yearly limits (per person)

Combined maximum of $600 per person

$70 per consultation

Waiting Periods

2 months

Includes hydrotherapy

Yearly limits (per person)

Combined maximum of $600 per person

$70 per consultation

Waiting Periods

2 months

 

Yearly limits (per person)

Combined maximum of $400 per person
$50 per consultation
$50 for a chiropractic x-ray

Limit of one chiropractic x-ray per person

Waiting Periods

2 months

 

Yearly limits (per person)

Combined maximum of $400 per person

$50 per consultation

Waiting Periods

2 months

 

Yearly limits (per person)

Combined maximum of $400 per person

$50 per consultation

Waiting Periods

2 months

 

Yearly limits (per person)

Combined maximum of $400 per person

$50 per consultation

Waiting Periods

2 months

Excludes podiatric surgery

Yearly limits (per person)

Combined maximum of $400 per person

$50 per podiatric consultation

Up to 80% of the cost per item

Waiting Periods

2 months

When recommended by a podiatrist/orthotist or medical practitioner and supplied by an approved provider in a private practice.

Yearly limits (per person)

Combined maximum of $400 per person

$50 per podiatric consultation

Up to 80% of the cost per item

Waiting Periods

12 months

TENS Machines must be recommended by a physiotherapist or medical practitioner and supplied by an approved provider in private practice.

Yearly limits (per person)

Combined maximum of $500 per person

Up to 80% of the cost per item

Waiting Periods

12 months

Benefit for each item is payable every 2 calendar years

For hire or purchase of wheelchairs or crutches used in prevention or support post injury.

Yearly limits (per person)

Combined maximum of $500 per person

Up to 80% of the cost per item

Waiting Periods

2 months

Includes hearing aid appliance, replacement and repairs.

Benefit for each item is payable every 3 years (does not apply to repairs)

Yearly limits (per person)

$1,000 per person

Up to 80% of the cost per item

Waiting Periods

12 months for items
2 months for repairs

Benefit for each item is payable every 3 years (does not apply to repairs)

 

Yearly limits (per person)

$500 per person

$50 per consultation

Waiting Periods

2 months

 

Yearly limits (per person)

Combined maximum of $400 per person

$80 per consultation

Waiting Periods

2 months

 

Yearly limits (per person)

$600 per person

$100 per consultation

Waiting Periods

2 months

For non-prescription PBS pharmaceuticals only, after you pay a sum equal to the current Pharmaceutical Benefits Scheme (PBS) contribution. Excludes vitamins, minerals and Supplements

Yearly limits (per person)

$500 per person

Up to $50 per script

Waiting Periods

2 months

For approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel

Yearly limits (per person)

$250 per person

Up to $50 per script

Waiting Periods

0 months

A top-up benefit to help pay for out-of-pocket costs for services on your Extras cover if your child has an accident at school.

Benefit applies where you are otherwise eligible to claim for the service, to cover additional out-of-pockets.

Claim must be accompanied by a communication from the school’ from ‘A top-up benefit to help pay for out-of-pocket costs for services on your Extras cover if your child has an accident at school.

Yearly limits (per person)

$200 per child dependant

Up to $200 of the out-of-pocket costs

Waiting Periods

0 months

For medically necessary treatment requiring a minimum return trip of 200km or more.

Yearly limits (per person)

Combined maximum of $300 per membership

80% of the cost

Waiting Periods

2 months

^ Waiting periods and yearly limits may apply.
f

Enjoy no gap preventative
dental treatments

Get preventative dental treatment with no out-of-pocket costs (up to your yearly limit, depending on your level of cover) when you visit any provider in our No Gap Dental Network.

Covered treatments include :

  • Initial and preventative examination

  • Scale, clean and topical fluoride treatment

  • Custom mouthguards for protection during contact sports

/
The information on this page is a summary only. Please read the product Fact Sheet to understand the benefits, limits, restrictions, exclusions, waiting periods, pre-existing conditions and excesses that apply, and what it means to be 'Covered' including out-of-pocket costs.

What you need to join today

  • Medicare card

  • Payment details

  • Existing cover information (if applicable)

*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. Price includes cover for non-student dependants aged 23 and over.Price excludes cover for non-student dependants aged 23 and over.

Top Extras

From

$*

Fortnightly Monthly Quarterly Yearly
Connection Timed Out. Please try again.

$ after April 1

$*

Minimum direct debit period

/ Fortnightly

30 day cooling off period.
Join now with peace of mind.

*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. Price includes cover for non-student dependants aged 23 and over.Price excludes cover for non-student dependants aged 23 and over.