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Your price
Balanced Extras
$ *
30 day cooling off period.
Join now with peace of mind.
30 day cooling off period.
Join now with peace of mind.
Extras cover benefits
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Value that grows over time – Dental and hearing aid limits that increase each year for the first five years.
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Dental reaching up to $1,200, and hearing aid limits increase up to $800 per person.
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Up to $4,000 per person each year to use across a wide range of dental, optical, therapies and devices, giving you flexible support to stay on top of your health.
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Get back up to $200 on prescription glasses a year.
Balanced Extras cover
Claim up to $4,000 per person per calendar year
Extras covered
Yearly limits (per person)
/what you get
back
Waiting periods
Covers selected services such as examinations, some x-rays, scale and clean, fluoride treatment and mouthguards. Please note: No Gap Dental providers are not available in all states and territories.
Benefits claimed as No Gap Dental do not count towards your yearly limit
100% of the cost for selected services at our No Gap Dental Network
0 months
$600 per person, $1,200 per family
Up to 100% of the cost per item
A lifetime maximum of $1,800 per person applies
12 months
Covers selected services such as scale and clean, fluoride treatment and mouthguards.
Covers most fillings and simple extractions
Combined maximum of
$800 per person first year
$900 per person second year
$1,000 per person third year
$1,100 per person fourth year
$1,200 per person fifth year
$1,600 per family first year
$1,800 per family second year
$2,000 per family third year
$2,200 per family fourth year
$2,400 per family fifth year
50% of the cost per item
0 months
0 months for selected diagnostic services
2 months
12 months
12 months
A full denture replacement is limited to once every three years
For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.
$200 per person, $400 per family
Up to 100% of the cost per item
6 months
Including sports physiotherapy and hydrotherapy.
Includes hydrotherapy
Combined maximum of $400 per person, $800 per family
50% of the consultation fee
50% of the chiropractic x-ray fee
Limit of one chiropractic x-ray per person
2 months
2 months
2 months
Combined maximum of $300 per person, $600 per family
50% of the consultation fee
2 months
2 months
2 months
2 months
Excludes podiatric surgery
Orthotics must be recommended by a podiatrist/orthotist or medical practitioner and supplied by an approved provider in a private practice. Garments must be recommended by a medical practitioner or allied health professional and supplied by an approved provider in private practice.
Combined maximum of $300 per person, $600 per family
50% of the consultation fee
Up to 50% of the cost per item
2 months
12 months
Combined maximum of $300 per person, $600 per family
50% of the consultation fee
2 months
2 months
For non-PBS prescription pharmaceuticals prescribed for the indication approved by the Therapeutic Goods Administration (TGA) only, after you pay a sum equal to the current Pharmaceutical Benefits Scheme (PBS) patient contribution. Excludes vitamins, minerals and supplements.
For approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel
$300 per person, $600 per family
50% of the cost per script for pharmacy
100% of the cost per item for Travel Vaccinations
2 months
0 months
Covers gym membership, provided there is a letter of referral from a recognised healthcare practitioner, indicating the activity is part of a treatment program for a specific health condition. More information can be found here.
Covers benefits for Nicotine Replacement Therapy products not available through the Pharmaceutical Benefit Scheme (PBS) and approved by the Therapeutic Goods Administration (TGA). More information can be found here.
Skin Checks performed in private practice where no MBS item number is raised. More information can be found here.
Combined maximum of $200 per person
50% of the membership/ therapy or consultation fee
6 months
6 months
6 months
Benefit for each item is payable every 2 calendar years
Benefit for each item is payable every 2 calendar years
TENS Machines must be recommended by a physiotherapist or medical practitioner and supplied by an approved provider in private practice.
Benefit for each item is payable every 2 calendar years
For hire or purchase of wheelchairs or crutches used in prevention or support post injury.
Benefit for each item is payable every 2 calendar years (does not apply to wigs)
Combined maximum of $200 per person, $400 per family
Up to 50% of the cost per item
12 months
12 months
12 months
2 months
12 months
Includes hearing aid appliance, replacement and repairs.
Benefit for each item is payable every 3 years (does not apply to repairs)
$400 per person first year
$500 per person second year
$600 per person third year
$700 per family fourth year
$800 per family fifth year
$800 per family first year
$1,000 per family second year
$1,200 per family third year
$1,400 per family fourth year
$1,600 per family fifth year
Up to 50% of the cost per item
12 months for items
2 months for repairs
Balanced Extras cover cover
Claim up to $4,000 per person per calendar year
Extras covered
Covers selected services such as examinations, some x-rays, scale and clean, fluoride treatment and mouthguards. Please note: No Gap Dental providers are not available in all states and territories.
Yearly limits (per person)
Benefits claimed as No Gap Dental do not count towards your yearly limit
100% of the cost for selected services at our No Gap Dental Network
Waiting Periods
0 months
Covers selected services such as scale and clean, fluoride treatment and mouthguards.
Yearly limits (per person)
Combined maximum of
$800 per person first year
$900 per person second year
$1,000 per person third year
$1,100 per person fourth year
$1,200 per person fifth year
$1,600 per family first year
$1,800 per family second year
$2,000 per family third year
$2,200 per family fourth year
$2,400 per family fifth year
50% of the cost per item
Waiting Periods
0 months
Covers most fillings and simple extractions
Yearly limits (per person)
Combined maximum of
$800 per person first year
$900 per person second year
$1,000 per person third year
$1,100 per person fourth year
$1,200 per person fifth year
$1,600 per family first year
$1,800 per family second year
$2,000 per family third year
$2,200 per family fourth year
$2,400 per family fifth year
50% of the cost per item
Waiting Periods
0 months for selected diagnostic services
2 months
Yearly limits (per person)
Combined maximum of
$800 per person first year
$900 per person second year
$1,000 per person third year
$1,100 per person fourth year
$1,200 per person fifth year
$1,600 per family first year
$1,800 per family second year
$2,000 per family third year
$2,200 per family fourth year
$2,400 per family fifth year
50% of the cost per item
Waiting Periods
12 months
Yearly limits (per person)
$600 per person, $1,200 per family
Up to 100% of the cost per item
A lifetime maximum of $1,800 per person applies
Waiting Periods
12 months
For prescription glasses, contact lenses or repairs provided by a recognised optometrist in private practice. Excludes non-prescription sunglasses and contact lenses, and optical consultations.
Yearly limits (per person)
$200 per person, $400 per family
Up to 100% of the cost per item
Waiting Periods
6 months
Including sports physiotherapy and hydrotherapy.
Yearly limits (per person)
Combined maximum of $400 per person, $800 per family
50% of the consultation fee
50% of the chiropractic x-ray fee
Limit of one chiropractic x-ray per person
Waiting Periods
2 months
Includes hydrotherapy
Yearly limits (per person)
Combined maximum of $400 per person, $800 per family
50% of the consultation fee
50% of the chiropractic x-ray fee
Limit of one chiropractic x-ray per person
Waiting Periods
2 months
Yearly limits (per person)
Combined maximum of $400 per person, $800 per family
50% of the consultation fee
50% of the chiropractic x-ray fee
Limit of one chiropractic x-ray per person
Waiting Periods
2 months
Yearly limits (per person)
Combined maximum of $300 per person, $600 per family
50% of the consultation fee
Waiting Periods
2 months
Yearly limits (per person)
Combined maximum of $300 per person, $600 per family
50% of the consultation fee
Waiting Periods
2 months
Yearly limits (per person)
Combined maximum of $300 per person, $600 per family
50% of the consultation fee
Waiting Periods
2 months
Yearly limits (per person)
Combined maximum of $300 per person, $600 per family
50% of the consultation fee
Waiting Periods
2 months
Excludes podiatric surgery
Yearly limits (per person)
Combined maximum of $300 per person, $600 per family
50% of the consultation fee
Up to 50% of the cost per item
Waiting Periods
2 months
Orthotics must be recommended by a podiatrist/orthotist or medical practitioner and supplied by an approved provider in a private practice. Garments must be recommended by a medical practitioner or allied health professional and supplied by an approved provider in private practice.
Yearly limits (per person)
Combined maximum of $300 per person, $600 per family
50% of the consultation fee
Up to 50% of the cost per item
Waiting Periods
12 months
Yearly limits (per person)
Combined maximum of $300 per person, $600 per family
50% of the consultation fee
Waiting Periods
2 months
Yearly limits (per person)
Combined maximum of $300 per person, $600 per family
50% of the consultation fee
Waiting Periods
2 months
For non-PBS prescription pharmaceuticals prescribed for the indication approved by the Therapeutic Goods Administration (TGA) only, after you pay a sum equal to the current Pharmaceutical Benefits Scheme (PBS) patient contribution. Excludes vitamins, minerals and supplements.
Yearly limits (per person)
$300 per person, $600 per family
50% of the cost per script for pharmacy
100% of the cost per item for Travel Vaccinations
Waiting Periods
2 months
For approved travel vaccines, supplied and administered in Australia prior to departure and for the purpose of overseas travel
Yearly limits (per person)
$300 per person, $600 per family
50% of the cost per script for pharmacy
100% of the cost per item for Travel Vaccinations
Waiting Periods
0 months
Covers gym membership, provided there is a letter of referral from a recognised healthcare practitioner, indicating the activity is part of a treatment program for a specific health condition. More information can be found here.
Yearly limits (per person)
Combined maximum of $200 per person
50% of the membership/ therapy or consultation fee
Waiting Periods
6 months
Covers benefits for Nicotine Replacement Therapy products not available through the Pharmaceutical Benefit Scheme (PBS) and approved by the Therapeutic Goods Administration (TGA). More information can be found here.
Yearly limits (per person)
Combined maximum of $200 per person
50% of the membership/ therapy or consultation fee
Waiting Periods
6 months
Skin Checks performed in private practice where no MBS item number is raised. More information can be found here.
Yearly limits (per person)
Combined maximum of $200 per person
50% of the membership/ therapy or consultation fee
Waiting Periods
6 months
Benefit for each item is payable every 2 calendar years
Yearly limits (per person)
Combined maximum of $200 per person, $400 per family
Up to 50% of the cost per item
Waiting Periods
12 months
Benefit for each item is payable every 2 calendar years
Yearly limits (per person)
Combined maximum of $200 per person, $400 per family
Up to 50% of the cost per item
Waiting Periods
12 months
TENS Machines must be recommended by a physiotherapist or medical practitioner and supplied by an approved provider in private practice.
Benefit for each item is payable every 2 calendar years
Yearly limits (per person)
Combined maximum of $200 per person, $400 per family
Up to 50% of the cost per item
Waiting Periods
12 months
For hire or purchase of wheelchairs or crutches used in prevention or support post injury.
Yearly limits (per person)
Combined maximum of $200 per person, $400 per family
Up to 50% of the cost per item
Waiting Periods
2 months
Benefit for each item is payable every 2 calendar years (does not apply to wigs)
Yearly limits (per person)
Combined maximum of $200 per person, $400 per family
Up to 50% of the cost per item
Waiting Periods
12 months
Includes hearing aid appliance, replacement and repairs.
Benefit for each item is payable every 3 years (does not apply to repairs)
Yearly limits (per person)
$400 per person first year
$500 per person second year
$600 per person third year
$700 per family fourth year
$800 per family fifth year
$800 per family first year
$1,000 per family second year
$1,200 per family third year
$1,400 per family fourth year
$1,600 per family fifth year
Up to 50% of the cost per item
Waiting Periods
12 months for items
2 months for repairs
Eating in, eating out
Groceries: including Coles and Woolworths-
Restaurants: save up to 15% at 500+ popular restaurants
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Alcohol: including Dan Murphy’s, Vintage Cellars and Liquorland
Entertainment and travel
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Movies, music, concerts
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Travel, theme parks
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Books and magazines
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Discounted gift cards (keep for yourself or give as a gift)
Looking and feeling great
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Fitness classes, gym memberships, active wear
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Fashion
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Glasses
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Pharmacy, cosmetics
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Fragrances, candles
Home, garden and more
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Department stores: including David Jones and Myer
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White goods, electronics, furniture
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Plants, outdoor furniture
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Fuel and tyres
Balanced Extras
From
$*
$ after April 1
$*
Minimum direct debit period
/ Fortnightly
30 day cooling off period.
Join now with peace of mind.
*Assumes 4% discount for direct debit and 0% aged based discount. Any rebate listed above has been factored into the price. Price includes cover for non-student dependants aged 23 and over.Price excludes cover for non-student dependants aged 23 and over.