aggregator-terms-and-conditions

Terms and Conditions: No 2 month or optical waiting periods on extras (1 Oct – 30 Nov 2026)

This promotion is only available:
1. on new memberships who have not previously held Australian Unity hospital & extras health insurance cover within 90 days of joining;
2. through either the Australian Unity call centre/website, Australian Unity Partnerships (phone and online portals) or aggregator or comparator call centre/website;
3. between 1 Oct and 30 Nov 2026, where the policies purchased have a commencement date between 1 Oct and 30 Nov 2026
This promotion is available to existing members with hospital only, adding extras cover to their policy or existing members with hospital and extras who upgrade their extras level of cover (waiting periods waived for higher benefits allowance only).
This promotion is not available:

to new members who purchase hospital only cover, extras only cover, Overseas Visitors Cover or Overseas Visitors Cover plus extras cover;
to Australian Unity staff; or
in conjunction with any other retail offer or promotion being run by Australian Unity at the same time except where those retail offers, or promotions are clearly expressed or communicated by Australian Unity to constitute or form part of a single offer.

Nothwithstanding 3(c) above,this offer is available in conjunction with any weeks free offer that may be in market at the same time as this waiting period waiver offer.
After satisfying the eligibility criteria above, Australian Unity will waive 6-month optical extras waiting periods and all 2-month extras waiting periods required to be served under extras covers which have been purchased as part of these Terms and Conditions . Unless specified by Australian Unity, all other waiting periods for all products still apply.
Where a waiting period is waived as part of these Terms and Conditions, the yearly limits outlined in your cover still apply. If you are transferring from another fund, we’ll take into consideration the amount you’ve claimed in 2026 under your previous cover when we calculate your yearly limit for equivalent services under your new cover.
Australian Unity reserves the right to update or withdraw this offer. Any changes will be published on our website and will apply only to policies purchased after the update date. Existing members who have already qualified for the offer will continue to receive the benefit as outlined.
Australian Unity may request further information from any purchaser at its discretion in order to determine whether the purchaser is eligible for this promotion.

Past campaigns

Get 6 weeks free when you purchase hospital and extras cover 1 September – 30 September 2026

Terms and Conditions: Get 6 weeks free when you purchase hospital and extras cover 1 September – 30 September 2026

This offer only applies:
1. to people who purchase Australian Unity hospital and extras cover at the same time (i.e. either a combined product or a hospital product and an extras product);
  1. through an aggregator or comparator call centre/website;
  2. sold between 1 September – 30 September 2026 where the policies purchased have a start date between 1 September – 30 September 2026; and
  3. who are new members on new memberships (who have not previously held Australian Unity health insurance within 90 days of joining); or
After complying with paragraph 1 above, and subject to paragraph 3 and 4 below, the policy holder may receive 6 weeks free on their eligible cover. Limit of one 6 weeks free offer per membership.
This promotion is not available:
1. to members who purchase through:
  1. the Australian Unity call centre;
  2. the Australian Unity website;
  3. Australian Unity Partnerships (phone and online portals);
2. to members who take out hospital only cover, extras only cover, or Overseas Visitors Cover;
3. to members who take out a corporate product or cover that has a corporate partnership discount;
4. to members who purchase via an aggregator or comparator (call centre/website) and then switch to an Australian Unity corporate partnership discount
5. to Australian Unity staff;
6. to dependants who come off their parent’s policy and take out hospital & extras cover or a combination cover within 90 days. However, they may be eligible for a separate offer if they join within 30 days, refer to the details here
The 6 weeks free will be applied as follows:
1. 6 weeks free will be applied to the membership after the policy holder has held cover for a minimum period of 60 continuous days and the policy is paid up to date:
  1. The 6 weeks free will not be applied on any policies that at any time during the first 60 days of membership have been or are:
    1. in arrears; or
    2. suspended.
  2. The 6 weeks free offer is applied to your policy by advancing the date you are paid up to, i.e. moving it forward 6 weeks. The 6 weeks free will be applied to policies within 30 days after completing 60 continuous days of paid membership.
  3. The offer will be forfeited if member has changed cover within the first 60 days to hospital only cover, extras only cover or Overseas Visitors Cover.
  4. The offer will be forfeited if member has changed to a product that has a corporate partnership discount in first 60 days of membership.
This offer is not available in conjunction with any other retail offer or promotion, except where those retail offers or promotions are clearly expressed or communicated by Australian Unity to constitute or form part of a single offer.
This offer can be withdrawn at any time by Australian Unity. Australian Unity reserves the right to change these offer conditions at any time by publishing updated terms and conditions on its website australianunity.com.au/aggregator-terms-and-conditions, and to apply the updated offer conditions to any policies purchased after the time when the conditions were updated.
Australian Unity may request further information from any purchaser at its discretion, acting reasonably, in order to determine whether the purchaser is eligible for this promotion.

Get 8 (6+2) weeks free when you purchase hospital and extras cover (20 April – 31 August 2026)

This offer only applies:
1. to people who purchase Australian Unity hospital and extras cover at the same time (i.e. either a combined product or a hospital product and an extras product);
  1. through an aggregator or comparator call centre/website;
  2. sold between 20 April – 31 August 2026 where the policies purchased have a start date between 20 April – 31 August 2026; and
  3. who are new members on new memberships (who have not previously held Australian Unity health insurance within 90 days of joining); or
2. to members who purchase Australian Unity hospital & extras cover (either a combined product or a hospital product and an extras product);
  1. through an unsolicited consumer agreement sale through iSelect or Health Insurance Comparison (HIC) or It’s My Health or HealthDeal;
  2. sold between 20 April – 31 August 2026 (i.e. the date the sale was processed by iSelect/ HIC /It’s My Health/ HealthDeal) and a deferred start date no later than 15 September 2026; and
  3. who are new members on new memberships (who have not previously held Australian Unity health insurance within 90 days of joining).

After complying with paragraph 1 above, and subject to paragraph 3 and 4 below, the policy holder may receive 8 (6+2) weeks free on their eligible cover. Limit of one 8 (6+2) weeks free offer per membership.
This promotion is not available:
1. to members who purchase through:
  1. the Australian Unity call centre;
  2. the Australian Unity website;
  3. Australian Unity Partnerships (phone and online portals);
2. to members who take out hospital only cover, extras only cover, or Overseas Visitors Cover;
3. to members who take out a corporate product or cover that has a corporate partnership discount;
4. to members who purchase via an aggregator or comparator (call centre/website) and then switch to an Australian Unity corporate partnership discount
5. to Australian Unity staff;
6. to dependants who come off their parent’s policy and take out hospital & extras cover or a combination cover within 90 days. However, they may be eligible for a separate offer if they join within 30 days, refer to the details here

The 8 weeks free will be applied over 13 months:
1. 6 weeks free will be applied to the membership after the policy holder has held cover for a minimum period of 60 continuous days and the policy is paid up to date:
  1. The 6 weeks free will not be applied on any policies that at any time during the first 60 days of membership have been or are:
    1. in arrears; or
    2. suspended.
  2. The 6 weeks free offer is applied to your policy by advancing the date you are paid up to, i.e. moving it forward 6 weeks. The 6 weeks free will be applied to policies within 30 days after completing 60 continuous days of paid membership.
  3. The offer will be forfeited if member has changed cover within the first 60 days to hospital only cover, extras only cover or Overseas Visitors Cover.
  4. The offer will be forfeited if member has changed to a product that has a corporate partnership discount in first 60 days of membership.
2. Additional 2 weeks free will be applied to the membership if, at 365 days, the policy remains as hospital and extras cover and the policy is paid up to date:
  1. The 2 weeks free offer is applied to your policy by advancing the date you are paid up to; i.e. moving it forward 2 weeks. The 2 weeks free will be applied to policies within 30 days after completing 365 days of paid membership.
  2. The offer will be forfeited if member is no longer an active policyholder on the fulfilment date.
  3. The offer will be forfeited if member has changed cover within the first 365 days to hospital only cover, extras only cover or Overseas Visitors Cover.
  4. The offer will be forfeited if member has changed to a corporate partnership discount between day 61 – day 395 of membership.
  5. The offer will be forfeited if member has received an additional discount in the first year of policy (prior to day 364) that exceeds the weeks free total due between day 365-395.
  6. If the member receives an additional discount in the first year of the policy (prior to day 364) that does not exceed the weeks free total due between day 365-395, then the member will receive the balance of the weeks/days free, being the total weeks free minus the additional discount already received, between day 365-395.

This offer is not available in conjunction with any other retail offer or promotion, except where those retail offers or promotions are clearly expressed or communicated by Australian Unity to constitute or form part of a single offer.

This offer can be withdrawn at any time by Australian Unity. Australian Unity reserves the right to change these offer conditions at any time by publishing updated terms and conditions on its website australianunity.com.au/aggregator-terms-and-conditions, and to apply the updated offer conditions to any policies purchased after the time when the conditions were updated.

Australian Unity may request further information from any purchaser at its discretion, acting reasonably, in order to determine whether the purchaser is eligible for this promotion.

Get 10 (6+4) weeks free when you purchase hospital and extras cover (2 Mar – 19 April 2026)

Terms and Conditions: Get 10 (6+4) weeks free when you purchase hospital and extras cover (2 Mar – 19 April 2026)

This offer only applies:
1. to people who purchase Australian Unity hospital and extras cover at the same time (i.e. either a combined product or a hospital product and an extras product);
  1. through an aggregator or comparator call centre/website;
  2. between 2 March – 19 April 2026 where the policies purchased have a start date between 2 March – 19 April 2026; and
  3. who are new members on new memberships (who have not previously held Australian Unity health insurance within 90 days of joining); or
2. to members who purchase Australian Unity hospital & extras cover (either a combined product or a hospital product and an extras product)
  1. through an unsolicited consumer agreement sale through iSelect or Health Insurance Comparison (HIC) or It’s My Health or HealthDeal;
  2. sold between 2 March – 19 April 2026 (i.e. the date the sale was processed by iSelect/ HIC /It’s My Health/ HealthDeal) and a deferred start date no later than 15 May 2026; and
  3. who are new members on new memberships (who have not previously held Australian Unity health insurance within 90 days of joining).

After complying with paragraph 1 above, and subject to paragraph 3 and 4 below, the policy holder may receive 10 (6+4) weeks free on their eligible cover. Limit of one 10 (6+4) weeks free offer per membership.
This promotion is not available:
1. to members who purchase through either:
  1. Australian Unity Partnerships (phone and online portals);
  2. to members who take out hospital only cover, extras only cover, or Overseas Visitors Cover;
  3. to members who take out a corporate product or cover that has a corporate partnership discount;
  4. to members who purchase via an aggregator or comparator (call centre/website) and then switch to an Australian Unity corporate partnership discount
  5. to Australian Unity staff;
  6. to dependants who come off their parent’s policy and take out hospital & extras cover or a combination cover within 90 days. However, they may be eligible for a separate offer if they join within 30 days, refer to the details here

The 10 weeks free will be applied over 13 months:
1. 6 weeks free will be applied to the membership after the policy holder has held cover for a minimum period of 60 continuous days and the policy is paid up to date:
  1. The 6 weeks free will not be applied on any policies that at any time during the first 60 days of membership have been or are:
    1. in arrears; or
    2. suspended.
  2. The 6 weeks free offer is applied to your policy by advancing the date you are paid up to, i.e. moving it forward 6 weeks. The 6 weeks free will be applied to policies within 30 days after completing 60 continuous days of paid membership.
  3. The offer will be forfeited if member has changed cover within the first 60 days to hospital only cover, extras only cover or Overseas Visitors Cover.
  4. The offer will be forfeited if member has changed to a product that has a corporate partnership discount in first 60 days of membership.
2. Additional 4 weeks free will be applied to the membership if, at 365 days, the policy remains as hospital and extras cover and the policy is paid up to date:
  1. The 4 weeks free offer is applied to your policy by advancing the date you are paid up to; i.e. moving it forward 4 weeks. The 4 weeks free will be applied to policies within 30 days after completing 365 days of paid membership.
  2. The offer will be forfeited if member is no longer an active policyholder on the fulfilment date.
  3. The offer will be forfeited if member has changed cover within the first 365 days to hospital only cover, extras only cover or Overseas Visitors Cover.
  4. The offer will be forfeited if member has changed to a corporate partnership discount between day 61 – day 395 of membership.
  5. The offer will be forfeited if member has received an additional discount in the first year of policy (prior to day 364) that exceeds the weeks free total due between day 365-395.
  6. If the member receives an additional discount in the first year of the policy (prior to day 364) that does not exceed the weeks free total due between day 365-395, then the member will receive the balance of the weeks/days free, being the total weeks free minus the additional discount already received, between day 365-395.

This offer is not available in conjunction with any other retail offer or promotion, except where those retail offers or promotions are clearly expressed or communicated by Australian Unity to constitute or form part of a single offer.

This offer can be withdrawn at any time by Australian Unity. Australian Unity reserves the right to change these offer conditions at any time by publishing updated terms and conditions on its website australianunity.com.au/aggregator-terms-and-conditions, and to apply the updated offer conditions to any policies purchased after the time when the conditions were updated.

Australian Unity may request further information from any purchaser at its discretion, acting reasonably, in order to determine whether the purchaser is eligible for this promotion.

Get 8 (6+2) weeks free when you purchase hospital and extras cover (5 Jan – 1 March 2026)

Terms and Conditions: Get 8 (6+2) weeks free when you purchase hospital and extras cover (5 Jan – 1 March 2026)

This offer only applies:
1. to people who purchase Australian Unity hospital and extras cover at the same time (i.e. either a combined product or a hospital product and an extras product);
  1. through an aggregator or comparator call centre/website;
  2. between 5 January – 1 March 2026 where the policies purchased have a commencement date between 5 January – 1 March 2026; and
  3. who are new members on new memberships (who have not previously held Australian Unity health insurance within 90 days of joining); or
2. to members who purchase Australian Unity hospital & extras cover (either a combined product or a hospital product and an extras product)
  1. through iSelect’s or Health Insurance Comparison (HIC)’s or It’s My Health’s or HealthDeal’s referral program;
  2. have a referral date (i.e. the date the sale was processed by iSelect/ HIC /It’s My Health/ HealthDeal) no later than 1 March 2026 and a start date no later than 16 March 2026; and
  3. who are new members on new memberships (who have not previously held Australian Unity health insurance within 90 days of joining).

After complying with paragraph 1 above, and subject to paragraph 3 and 4 below, the policy holder may receive 8 (6+2) weeks free on their eligible cover. Limit of one 8 (6+2) weeks free offer per membership.
This promotion is not available:
1. to members who purchase through either:
  1. the Australian Unity call centre;
  2. the Australian Unity website;
  3. Australian Unity Partnerships (phone and online portals);
2. to members who take out hospital only cover, extras only cover, or Overseas Visitors Cover;
3. To members who purchase via an aggregator or comparator (call centre/website) and then switch to an Australian Unity corporate partnership discount
4. to Australian Unity staff;
5. to dependants who come off their parent’s policy and take out hospital & extras cover or a combination cover within 90 days. However, they may be eligible for a separate offer if they join within 30 days, refer to the details here

The 8 weeks free will be applied over 13 months:
1. 6 weeks free will be applied to the membership after the policy holder has held cover for a minimum period of 60 continuous days and the policy is paid up to date:
  1. The 6 weeks free will not be applied on any policies that at any time during the first 60 days of membership have been or are:
    1. in arrears; or
    2. suspended.
  2. The 6 weeks free offer is applied to your policy by advancing the date you are paid up to, i.e. moving it forward 6 weeks. The 6 weeks free will be applied to policies within 30 days after completing 60 continuous days of paid membership.
  3. The offer will be forfeited if member has changed cover within the first 60 days to hospital only cover, extras only cover or Overseas Visitors Cover.
  4. The offer will be forfeited if member has changed to a product that has a corporate partnership discount in first 60 days of membership.
2. Additional 2 weeks free will be applied to the membership if, at 365 days, the policy remains as hospital and extras cover and the policy is paid up to date:
  1. The 2 weeks free offer is applied to your policy by advancing the date you are paid up to; i.e. moving it forward 2 weeks. The 2 weeks free will be applied to policies within 30 days after completing 365 days of paid membership.
  2. The offer will be forfeited if member is no longer an active policyholder on the fulfilment date.
  3. The offer will be forfeited if member has changed cover within the first 365 days to hospital only cover, extras only cover or Overseas Visitors Cover.
  4. The offer will be forfeited if member has changed to a corporate partnership discount between day 61 – day 395 of membership.

This offer is not available in conjunction with any other retail offer or promotion, except where those retail offers or promotions are clearly expressed or communicated by Australian Unity to constitute or form part of a single offer.

This offer can be withdrawn at any time by Australian Unity. Australian Unity reserves the right to change these offer conditions at any time by publishing updated terms and conditions on its website australianunity.com.au/aggregator-terms-and-conditions, and to apply the updated offer conditions to any policies purchased after the time when the conditions were updated.

Australian Unity may request further information from any purchaser at its discretion, acting reasonably, in order to determine whether the purchaser is eligible for this promotion.

Get 8 (6+2) weeks free when you purchase hospital and extras cover (1 October – 21 December 2025)

Terms and Conditions: Get 8 (6+2) weeks free when you purchase hospital and extras cover (1 October – 21 December 2025)

This offer only applies:
1. to people who purchase Australian Unity hospital and extras cover at the same time (i.e. either a combined product or a hospital product and an extras product);
  1. through an aggregator or comparator call centre/website;
  2. between 1 October – 21 December 2025 where the policies purchased have a commencement date between 1 October – 21 December 2025; and
  3. who are new members on new memberships (who have not previously held Australian Unity health insurance within 90 days of joining); or
2. to members who purchase Australian Unity hospital & extras cover (either a combined product or a hospital product and an extras product)
  1. through iSelect’s or Health Insurance Comparison (HIC)’s or It’s My Health’s or HealthDeal’s referral program;
  2. have a referral date (i.e. the date the sale was processed by iSelect/ HIC /It’s My Health/ HealthDeal) no later than 21 December 2025 and a start date no later than 8 January 2026; and
  3. who are new members on new memberships (who have not previously held Australian Unity health insurance within 90 days of joining).

After complying with paragraph 1 above, and subject to paragraph 3 and 4 below, the policy holder may receive 8 (6+2) weeks free on their eligible cover. Limit of one 8 (6+2) weeks free offer per membership.

This promotion is not available:
1. to members who purchase through either:
  1. the Australian Unity call centre;
  2. the Australian Unity website;
  3. Australian Unity Partnerships (phone and online portals);
2. to members who take out hospital only cover, extras only cover, or Overseas Visitors Cover;
3. To members who purchase via an aggregator or comparator (call centre/website) and then switch to an Australian Unity corporate partnership discount
4. to Australian Unity staff;
5. to dependants who come off their parent’s policy and take out hospital & extras cover or a combination cover within 90 days. However, they may be eligible for a separate offer if they join within 30 days, refer to the details here

The 8 weeks free will be applied over 13 months:
1. 6 weeks free will be applied to the membership after the policy holder has held cover for a minimum period of 60 continuous days and the policy is paid up to date:
  1. The 6 weeks free will not be applied on any policies that at any time during the first 60 days of membership have been or are:
    1. in arrears; or
    2. suspended.
  2. The 6 weeks free offer is applied to your policy by advancing the date you are paid up to, i.e. moving it forward 6 weeks. The 6 weeks free will be applied to policies within 30 days after completing 60 continuous days of paid membership.
  3. The offer will be forfeited if member has changed cover within the first 60 days to hospital only cover, extras only cover or Overseas Visitors Cover.
  4. The offer will be forfeited if member has changed to a product that has a corporate partnership discount in first 60 days of membership.
2. Additional 2 weeks free will be applied to the membership if, at 365 days, the policy remains as hospital and extras cover and the policy is paid up to date:
  1. The 2 weeks free offer is applied to your policy by advancing the date you are paid up to; i.e. moving it forward 2 weeks. The 2 weeks free will be applied to policies within 30 days after completing 365 days of paid membership.
  2. The offer will be forfeited if member is no longer an active policyholder on the fulfilment date.
  3. The offer will be forfeited if member has changed cover within the first 365 days to hospital only cover, extras only cover or Overseas Visitors Cover.
  4. The offer will be forfeited if member has changed to a corporate partnership discount between day 61 – day 395 of membership.

This offer is not available in conjunction with any other retail offer or promotion, except where those retail offers or promotions are clearly expressed or communicated by Australian Unity to constitute or form part of a single offer.

This offer can be withdrawn at any time by Australian Unity. Australian Unity reserves the right to change these offer conditions at any time by publishing updated terms and conditions on its website australianunity.com.au/aggregator-terms-and-conditions, and to apply the updated offer conditions to any policies purchased after the time when the conditions were updated.

Australian Unity may request further information from any purchaser at its discretion, acting reasonably, in order to determine whether the purchaser is eligible for this promotion.

No 2 month or optical waiting periods on extras (1 Oct – 14 Dec 2025)

Terms and Conditions: No 2 month or optical waiting periods on extras (1 Oct – 14 Dec 2025)

This promotion is only available:
1. to new members on new memberships who have not previously held Australian Unity health insurance within 90 days of joining;
2. to members who purchase Australian Unity hospital & extras cover;
3. through either the Australian Unity call centre/website, Australian Unity Partnerships (phone and online portals) or aggregator or comparator call centre/website;
4. between 1 Oct and 14 Dec 2025, where the policies purchased have a commencement date between 1 Oct and 14 Dec 2025
  1. Notwithstanding section 1c, Members who join Australian Unity hospital & extras cover (either a combined product or a hospital product and an extras product) through iSelect’s or Health Insurance Comparison (HIC)’s or It’s My Health’s or HealthDeal’s referral program must have a referral date (i.e. the date the sale was processed by iSelect / HIC / It’s My Health / HealthDeal) no later than 14 December 2025 and a start date no later than 31 December2025.
This promotion is available to existing members with hospital only, adding extras cover to their policy or existing members with hospital and extras who upgrade their extras level of cover (waiting periods waived for higher benefits allowance only).
This promotion is not available:
1. to new members who purchase hospital only cover, extras only cover, Overseas Visitors Cover or Overseas Visitors Cover plus extras cover;
2. to Australian Unity staff; or
3. in conjunction with any other retail offer or promotion being run by Australian Unity at the same time except where those retail offers, or promotions are clearly expressed or communicated by Australian Unity to constitute or form part of a single offer.
  1. This offer is available in conjunction with any weeks free offer that may be in market at the same time as this waiting period waiver offer.
After satisfying condition 1 to 3 above, Australian Unity will waive 6-month optical extras waiting periods and all 2-month extras waiting periods required to be served under extras covers which have been purchased as part of this promotion. Unless specified by Australian Unity, all other waiting periods for all products still apply.
If you are transferring from another fund, we’ll take into consideration the amount you’ve claimed in 2025 under your previous cover when we calculate your yearly limit for equivalent services under your new cover.
Australian Unity reserves the right to update or withdraw this offer. Any changes will be published on our website and will apply only to policies purchased after the update date. Existing members who have already qualified for the offer will continue to receive the benefit as outlined.
Australian Unity may request further information from any purchaser at its discretion in order to determine whether the purchaser is eligible for this promotion

Get 8 (6+2) weeks free when you purchase hospital and extras cover (5 May – 31 July 2025)

Terms and Conditions: Get 8 (6+2) weeks free when you purchase hospital and extras cover (5 May – 31 July 2025)

This offer only applies:
1. to people who purchase Australian Unity hospital and extras cover at the same time (i.e. either a combined product or a hospital product and an extras product);
  1. through an aggregator or comparator call centre/website;
  2. between 5 May – 31 July 2025 where the policies purchased have a commencement date between 5 May – 31 July 2025; and
  3. who are new members on new memberships (who have not previously held Australian Unity health insurance within 90 days of joining); or
2. to members who purchase Australian Unity hospital & extras cover (either a combined product or a hospital product and an extras product)
  1. through iSelect’s or Health Insurance Comparison (HIC)’s or It’s My Health’s or HealthDeal’s referral program;
  2. have a referral date (i.e.: the date the sale was processed by iSelect/ HIC /It’s My Health/ HealthDeal) no later than 31 July 2025 and a start date no later than 15 August 2025; and
  3. who are new members on new memberships (who have not previously held Australian Unity health insurance within 90 days of joining).

After complying with paragraph 1 above, and subject to paragraph 3 and 4 below, the policy holder may receive 8 (6+2) weeks free on their eligible cover. Limit of one 8 (6+2) weeks free offer per membership.

This promotion is not available:
1. to members who purchase through either
  1. the Australian Unity call centre;
  2. the Australian Unity website;
  3. Australian Unity Partnerships (phone and online portals);
2. to members who take out hospital only cover, extras only cover, or Overseas Visitors Cover;
3. To members who purchase via an aggregator or comparator (call centre/website) and then switch to an Australian Unity corporate partnership discount
4. to Australian Unity staff;
5. d. to dependants who come off their parent’s policy and take out hospital & extras cover or a combination cover within 90 days. However, they may be eligible for a separate offer if they join within 30 days, refer to the details here

The 8 weeks free will be applied over 13 months:
1. 6 weeks free will be applied to the membership after the policy holder has held cover for a minimum period of 60 continuous days and the policy is paid up to date:
  1. The 6 weeks free will not be applied on any policies that at any time during the first 60 days of membership have been or are:
    1. in arrears; or
    2. suspended.
  2. The 6 weeks free offer is applied to your policy by advancing the date you are paid up to, i.e. moving it forward 6 weeks. The 6 weeks free will be applied to policies within 30 days after completing 60 continuous days of paid membership.
  3. The offer will be forfeited if member has changed cover within the first 60 days to hospital only cover, extras only cover or Overseas Visitors Cover. iv. The offer will be forfeited if member has changed to a product that has a corporate partnership discount in first 60 days of membership.
2. Additional 2 weeks free will be applied to the membership if, at 365 days, the policy remains as hospital and extras cover and the policy is paid up to date:
  1. The 2 weeks free offer is applied to your policy by advancing the date you are paid up to; i.e. moving it forward 2 weeks. The 2 weeks free will be applied to policies within 30 days after completing 365 days of paid membership.
  2. The offer will be forfeited if member is no longer an active policyholder on the fulfilment date.
  3. The offer will be forfeited if member has changed cover within the first 365 days to hospital only cover, extras only cover or Overseas Visitors Cover.
  4. The offer will be forfeited if member has changed to a corporate partnership discount between day 61 – day 395 of membership.

This offer is not available in conjunction with any other retail offer or promotion, except where those retail offers or promotions are clearly expressed or communicated by Australian Unity to constitute or form part of a single offer.

This offer can be withdrawn at any time by Australian Unity. Australian Unity reserves the right to change these offer conditions at any time by publishing updated terms and conditions on its website australianunity.com.au/aggregator-terms-and-conditions, and to apply the updated offer conditions to any policies purchased after the time when the conditions were updated.

Australian Unity may request further information from any purchaser at its discretion, acting reasonably, in order to determine whether the purchaser is eligible for this promotion.

No 2 month or optical waiting periods on extras (5 May – 18 August 2025 – Offer Extended)

Terms and Conditions: No 2 month or optical waiting periods on extras (5 May – 18 August 2025 – Offer Extended)

This promotion is only available:
1. to new members on new memberships who have not previously held Australian Unity health insurance within 90 days of joining;
2. to members who purchase Australian Unity hospital & extras cover;
3. through either the Australian Unity call centre/website, Australian Unity Partnerships (phone and online portals) or aggregator or comparator call centre/website;
4. between 5 May and 18 August 2025, where the policies purchased have a commencement date between 5 May and 18 August 2025.
  1. Notwithstanding section 1c, Members who join Australian Unity hospital & extras cover (either a combined product or a hospital product and an extras product) through iSelect’s or Health Insurance Comparison (HIC)’s or It’s My Health’s or HealthDeal’s referral program must have a referral date (i.e. the date the sale was processed by iSelect / HIC / It’s My Health / HealthDeal) no later than 18 August 2025 and a start date no later than 2 September 2025.

This promotion is available to existing members with hospital only, adding extras cover to their policy or existing members with hospital and extras who upgrade their extras level of cover (waiting periods waived for higher benefits allowance only).

This promotion is not available:
1. to new members who purchase hospital only cover, extras only cover, Overseas Visitors Cover or Overseas Visitors Cover plus extras cover;
2. to Australian Unity staff; or
3. in conjunction with any other retail offer or promotion being run by Australian Unity at the same time except where those retail offers, or promotions are clearly expressed or communicated by Australian Unity to constitute or form part of a single offer.
  1. This offer is available in conjunction with any weeks free offer that may be in market at the same time as this waiting period waiver offer.

After satisfying condition 1 to 3 above, Australian Unity will waive 6-month optical extras waiting periods and all 2-month extras waiting periods required to be served under extras covers which have been purchased as part of this promotion. Unless specified by Australian Unity, all other waiting periods for all products still apply.

If you are transferring from another fund, we’ll take into consideration the amount you’ve claimed in 2025 under your previous cover when we calculate your yearly limit for equivalent services under your new cover.

This promotion can be withdrawn at any time by Australian Unity. Australian Unity reserves the right to change these offer conditions at any time by publishing an updated version of these terms and conditions on its website, and to apply the updated offer conditions to any policies purchased after the time when the conditions were updated.

Australian Unity may request further information from any purchaser at its discretion in order to determine whether the purchaser is eligible for this promotion.

Get 6 (six) weeks free when you purchase hospital and extras cover; or extras only cover (1 April – 4 May 2025)

Terms and Conditions: Get 6 (six) weeks free when you purchase hospital and extras cover; or extras only cover (1 April – 4 May 2025)

This offer only applies:
1. to people who purchase Australian Unity hospital and extras cover at the same time (i.e. either a combined product or a hospital product and an extras product); or purchase Australian Unity extras only cover (extras product) by itself;
  1. through an aggregator or comparator call centre/website;
  2. between 1 April – 4 May 2025 where the policies purchased have a commencement date between 1 April – 4 May 2025; and
  3. who are new members on new memberships (who have not previously held Australian Unity health insurance within 90 days of joining); or
2. to members who purchase Australian Unity extras only cover (extras product):
  1. through iSelect’s or Health Insurance Comparison (HIC)’s or It’s My Health’s or HealthDeal’s referral program;
  2. have a referral date (i.e.: the date the sale was processed by iSelect/ HIC /It’s My Health/ HealthDeal) no later than 4 May 2025 and a start date no later than 19 May 2025; and
  3. who are new members on new memberships (who have not previously held Australian Unity health insurance within 90 days of joining).

After complying with paragraph 1 above, and subject to paragraph 3 below, the policy holder may receive 6 (six) weeks free on their eligible cover. Limit of one 6 weeks free offer per membership.

This promotion is not available:
1. to members who purchase through either:
  1. the Australian Unity call centre;
  2. the Australian Unity website;
  3. Australian Unity Partnerships (phone and online portals);
2. to members who take out hospital only cover or Overseas Visitors Cover;
3. to Australian Unity staff
4. to dependants who come off their parent’s policy and take out hospital & extras cover or a combination cover within 90 days. However, they may be eligible for a separate offer if they join within 30 days, refer to the details here

The 6 weeks free will be applied to the membership after the policy holder has held cover for a minimum period of 60 continuous days and the policy is paid up to date, subject to the following conditions:
1. The 6 weeks free will not be applied on any policies that at any time during the first 60 days of membership have been or are in arrears or suspended.
2. The 6 weeks free offer is applied to your policy by advancing the date you are paid up to, i.e. moving it forward 6 weeks. The 6 weeks free will be applied to policies within 30 days after completing 60 continuous days of paid membership.

This offer is not available in conjunction with any other retail offer or promotion, except where those retail offers or promotions are clearly expressed or communicated by Australian Unity to constitute or form part of a single offer.

This offer can be withdrawn at any time by Australian Unity. Australian Unity reserves the right to change these offer conditions at any time by publishing updated terms and conditions on its website australianunity.com.au/aggregator-terms-and-conditions, and to apply the updated offer conditions to any policies purchased after the time when the conditions were updated.

Australian Unity may request further information from any purchaser at its discretion, acting reasonably, in order to determine whether the purchaser is eligible for this promotion.

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Terms and Conditions: No 2 month or optical waiting periods on extras (1 Oct – 30 Nov 2026)

Past campaigns

Get 6 weeks free when you purchase hospital and extras cover 1 September – 30 September 2026

Terms and Conditions: Get 6 weeks free when you purchase hospital and extras cover 1 September – 30 September 2026

Get 8 (6+2) weeks free when you purchase hospital and extras cover (20 April – 31 August 2026)

Get 8 (6+2) weeks free when you purchase hospital and extras cover (20 April – 31 August 2026)

Get 10 (6+4) weeks free when you purchase hospital and extras cover (2 Mar – 19 April 2026)

Terms and Conditions: Get 10 (6+4) weeks free when you purchase hospital and extras cover (2 Mar – 19 April 2026)

Get 8 (6+2) weeks free when you purchase hospital and extras cover (5 Jan – 1 March 2026)

Terms and Conditions: Get 8 (6+2) weeks free when you purchase hospital and extras cover (5 Jan – 1 March 2026)

Get 8 (6+2) weeks free when you purchase hospital and extras cover (1 October – 21 December 2025)

Terms and Conditions: Get 8 (6+2) weeks free when you purchase hospital and extras cover (1 October – 21 December 2025)

No 2 month or optical waiting periods on extras (1 Oct – 14 Dec 2025)

Terms and Conditions: No 2 month or optical waiting periods on extras (1 Oct – 14 Dec 2025)

Get 8 (6+2) weeks free when you purchase hospital and extras cover (5 May – 31 July 2025)

Terms and Conditions: Get 8 (6+2) weeks free when you purchase hospital and extras cover (5 May – 31 July 2025)

No 2 month or optical waiting periods on extras (5 May – 18 August 2025 – Offer Extended)

Terms and Conditions: No 2 month or optical waiting periods on extras (5 May – 18 August 2025 – Offer Extended)

Get 6 (six) weeks free when you purchase hospital and extras cover; or extras only cover (1 April – 4 May 2025)

Terms and Conditions: Get 6 (six) weeks free when you purchase hospital and extras cover; or extras only cover (1 April – 4 May 2025)