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Fact Sheets


What is a Diversified Portfolio?

What is the benefit of investing in shares?

What is Investment Risk?

What is the risk return profile of your portfolio?

What is the risk/return profile of a defensive portfolio?

What is the risk/return profile of a conservative portfolio?

What is the risk/return profile of a balanced portfolio?

What is the risk/return profile of a growth portfolio?

What is the risk/return profile of a high growth portfolio?

What is an investment bond?

Superannuation and Retirement

Social security Quick Reference Guide

What is a Self Managed Super Fund?

What is an Account Based Pension

Setting up a SMSF: Corporate Trustee v Individual Trustee

What are the limits on superannuation contributions 2018/19?

What is an effective way to save for retirement?

What is an effective Transition to Retirement Income Stream?

Investing in a Self Managed Super Fund: What are the rules?

What is the cut-off limit for Centrelink benefits?

What are residential aged care fees?

What are the benefits of a health care card?

What are Centrelink gifting rules?

What is a downsizer contribution?

What are the Superannuation withdrawal rules?

What is income maintenance period?

Wealth and Redundancy Planning

What is the difference between a wrap account and a master trust?

What is the best way to save money on your home loan?

What is negative gearing?

Managing your finances after accepting a redundancy

Personal Risk Insurance

What is Personal Life Insurance?

What is Income Protection Insurance?

What is Trauma Insurance?

What is Total & Permanent Disability Insurance?

Common Insurance Terms

What is Personal Risk Insurance?

What is the role of risk insurance in your financial plan?

Important Information

Financial advice referred to on this site is provided by Australian Unity Personal Financial Services Ltd (‘AUPFS’) ABN 26 098 725 145, of 114 Albert Road, South Melbourne, VIC 3205, AFSL & Australian Credit Licence 234459. AUPFS is a wholly owned subsidiary of Australian Unity Limited. Any advice on this site is general advice only and does not take into account the objectives, financial situation or needs of any particular person. It does not represent legal, tax, or personal advice and should not be relied on as such. You should obtain financial advice relevant to your circumstances before making any decisions. AUPFS is a registered tax (financial) adviser and any reference to tax advice contained in this material is incidental to the general financial advice it may contain. You should seek specialist advice from a tax professional to confirm the impact of this advice on your overall tax position. Information on this site is intended for Australian residents only and any access to this material via the internet is subject to the Terms and Conditions of Use of our website and our Privacy Policy. Please refer to our Financial Services Guide or Credit Guide. 

Nothing on this site represents an offer or solicitation by AUPFS in relation to securities or investments in any jurisdiction. Where a particular financial product is mentioned, you should consider the Product Disclosure Statement before making any decisions in relation to the product and Australian Unity makes no guarantees regarding future performance or in relation to any particular outcome. Whilst every care has been taken in the preparation of this information, it may not remain current after the date on which it is published and AUPFS and its related bodies corporate make no representation as to its accuracy or completeness.

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